⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

IRFC - IntraDay Trade Analysis with Live Signals

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Rating: 3.2

Last Updated Time : 05 Feb 26, 04:33 am

IntraDay Trade Rating: 3.2

Stock Code IRFC Market Cap 1,51,556 Cr. Current Price 116 ₹ High / Low 149 ₹
Stock P/E 21.6 Book Value 43.3 ₹ Dividend Yield 1.38 % ROCE 5.83 %
ROE 12.8 % Face Value 10.0 ₹ DMA 50 120 ₹ DMA 200 126 ₹
Chg in FII Hold 0.01 % Chg in DII Hold 0.06 % PAT Qtr 1,802 Cr. PAT Prev Qtr 1,777 Cr.
RSI 44.7 MACD -1.43 Volume 1,55,67,891 Avg Vol 1Wk 3,05,32,128
Low price 108 ₹ High price 149 ₹ PEG Ratio 9.79 Debt to equity 2.73
52w Index 19.3 % Qtr Profit Var 10.5 % EPS 5.36 ₹ Industry PE 19.7

📈 Optimal Buy Price: 114–116 ₹ (near current support)

💰 Profit-Taking Levels: 120–122 ₹ (short-term resistance zone, close to 50 DMA)

🛡️ Stop-Loss: 111 ₹ (below immediate support)

Exit Strategy if Already Holding: Exit if price fails to sustain above 116 ₹ with weakening volume or if RSI drops below 44. Hold until 120–122 ₹ if momentum indicators improve and intraday volume strengthens.

Positive

  • Quarterly PAT increased from 1,777 Cr. to 1,802 Cr., showing earnings stability.
  • EPS of 5.36 ₹ reflects profitability.
  • Dividend yield of 1.38% provides shareholder returns.
  • Stock trading close to 50 DMA (120 ₹) and 200 DMA (126 ₹), offering technical reference points.
  • Institutional inflows: FII (+0.01%) and DII (+0.06%) show marginal support.

Limitation

  • RSI at 44.7 indicates weak momentum, leaning towards bearish territory.
  • MACD at -1.43 shows bearish crossover, limiting upside potential.
  • Current price (116 ₹) is below both 50 DMA (120 ₹) and 200 DMA (126 ₹), reflecting short-term weakness.
  • Trading volume (1.55 Cr) is lower than 1-week average (3.05 Cr), showing reduced intraday participation.
  • PEG ratio of 9.79 signals expensive valuation relative to growth.
  • ROCE at 5.83% and ROE at 12.8% are modest compared to sector leaders.

Company Negative News

  • High debt-to-equity ratio of 2.73 highlights significant leverage risk.
  • Stock trading well below 52-week high (149 ₹), showing limited momentum.

Company Positive News

  • Quarterly profit growth (+10.5%) supports investor sentiment.
  • Dividend yield provides consistent returns to shareholders.

Industry

  • Industry PE at 19.7 vs stock PE of 21.6 shows IRFC trading at a slight premium.
  • Financial services sector remains demand-driven but sensitive to interest rate cycles.

Conclusion

⚡ IRFC shows limited intraday potential today due to weak momentum indicators, bearish MACD, and price trading below key moving averages. While earnings growth and dividend yield are positives, high leverage and low volume weigh on sentiment. Buy cautiously near 114–116 ₹ with tight stop-loss at 111 ₹, target 120–122 ₹ for profit-taking. If already holding, exit if price weakens below 116 ₹ or RSI slips under 44.

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