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NTPC - Investment Analysis: Buy Signal or Bull Trap?

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Rating: 3.9

Last Updated Time : 04 Feb 26, 10:19 am

Investment Rating: 3.9

Stock Code NTPC Market Cap 3,47,624 Cr. Current Price 359 ₹ High / Low 371 ₹
Stock P/E 17.2 Book Value 173 ₹ Dividend Yield 2.33 % ROCE 12.2 %
ROE 13.6 % Face Value 10.0 ₹ DMA 50 339 ₹ DMA 200 338 ₹
Chg in FII Hold -0.16 % Chg in DII Hold 0.26 % PAT Qtr 4,987 Cr. PAT Prev Qtr 4,653 Cr.
RSI 62.2 MACD 5.26 Volume 1,21,42,181 Avg Vol 1Wk 1,65,45,800
Low price 293 ₹ High price 371 ₹ PEG Ratio 2.37 Debt to equity 1.11
52w Index 83.6 % Qtr Profit Var 5.85 % EPS 20.8 ₹ Industry PE 25.5

📊 Analysis: NTPC demonstrates stable fundamentals with ROE at 13.6% and ROCE at 12.2%, supported by consistent profitability (PAT 4,987 Cr. vs 4,653 Cr., +5.85%). The stock trades at a fair valuation with a P/E of 17.2 compared to the industry average of 25.5, making it reasonably priced. Dividend yield at 2.33% provides steady income support. Debt-to-equity at 1.11 indicates moderate leverage, typical for capital-intensive utilities. Technical indicators (RSI ~62.2, MACD positive) suggest bullish momentum, with price above both 50 DMA (339 ₹) and 200 DMA (338 ₹). PEG ratio of 2.37 indicates valuations are slightly expensive relative to growth, but overall fundamentals remain strong for long-term investors.

💰 Ideal Entry Zone: A favorable entry would be in the range of 340 ₹ – 350 ₹, closer to DMA levels and below current price, offering better margin of safety.

📈 Exit / Holding Strategy: If already holding, maintain a long-term horizon (3–5 years) given stable ROE/ROCE and dividend yield. Consider partial profit booking near 370–375 ₹ if valuations remain stretched. Exit strategy should be considered if debt levels rise significantly or if earnings growth slows. Long-term investors may continue holding for compounding returns and steady dividend income.


✅ Positive

  • Fair valuation with P/E (17.2) below industry average (25.5).
  • Dividend yield (2.33%) provides steady income support.
  • Consistent quarterly PAT growth (+5.85%).
  • Large market cap (3,47,624 Cr.) ensures scale and resilience.
  • DII holding increased (+0.26%), showing domestic institutional support.

⚠️ Limitation

  • Moderate ROE (13.6%) and ROCE (12.2%) compared to peers.
  • PEG ratio (2.37) suggests valuations are slightly expensive relative to growth.
  • Debt-to-equity ratio (1.11) indicates significant leverage.

📉 Company Negative News

  • FII holding decreased (-0.16%), showing reduced foreign investor confidence.
  • High leverage could pressure margins in adverse conditions.

📈 Company Positive News

  • Quarterly PAT improved to 4,987 Cr. from 4,653 Cr.
  • DII inflows reflect confidence in long-term prospects.
  • EPS at 20.8 ₹ indicates strong earnings visibility.

🏭 Industry

  • Industry P/E at 25.5 indicates sector is moderately valued compared to NTPC’s discount.
  • Power and energy sector expected to benefit from renewable energy expansion and government infrastructure push.

🔎 Conclusion

NTPC is a fundamentally stable company with fair valuations, steady dividend yield, and consistent profitability. While leverage is high, its scale and government backing provide resilience. Ideal entry is below current price (~340–350 ₹). Existing holders should maintain positions with a 3–5 year horizon, booking profits near highs if valuations remain excessive. Long-term investors may hold for dividend income and steady compounding returns.

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