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SJVN - Fundamental Analysis: Financial Health & Valuation

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Rating: 3.2

Last Updated Time : 02 Feb 26, 01:19 pm

Fundamental Rating: 3.2

Stock Code SJVN Market Cap 27,984 Cr. Current Price 71.2 ₹ High / Low 108 ₹
Stock P/E 35.0 Book Value 37.6 ₹ Dividend Yield 2.05 % ROCE 8.36 %
ROE 6.86 % Face Value 10.0 ₹ DMA 50 77.0 ₹ DMA 200 87.8 ₹
Chg in FII Hold 0.14 % Chg in DII Hold -0.33 % PAT Qtr 372 Cr. PAT Prev Qtr 259 Cr.
RSI 40.6 MACD -1.53 Volume 53,90,498 Avg Vol 1Wk 59,13,317
Low price 69.8 ₹ High price 108 ₹ PEG Ratio -40.2 Debt to equity 0.70
52w Index 3.89 % Qtr Profit Var -21.3 % EPS 2.04 ₹ Industry PE 25.6

📊 Core Financials

  • Quarterly PAT: 372 Cr vs 259 Cr previously, but YoY profit variation shows -21.3% decline.
  • ROE at 6.86% and ROCE at 8.36% are modest, reflecting limited efficiency in capital utilization.
  • Debt-to-equity ratio: 0.70, manageable but indicates reliance on borrowings.
  • Dividend yield at 2.05% provides income stability for investors.

💹 Valuation Indicators

  • P/E ratio: 35.0, higher than industry average of 25.6, suggesting overvaluation.
  • P/B ratio: ~1.89 (71.2 ₹ / 37.6 ₹ book value), moderate premium.
  • PEG ratio: -40.2, negative due to weak earnings growth, highlighting valuation concerns.
  • Intrinsic value appears lower than current price, limited margin of safety.

🏢 Business Model & Competitive Advantage

  • Operates in power generation, primarily hydro and renewable energy projects.
  • Competitive advantage lies in government backing and long-term power purchase agreements.
  • Exposure to renewable energy expansion provides future growth potential.

📈 Entry Zone & Long-Term Guidance

  • Entry zone: 68–72 ₹ range (near current low and RSI at 40.6, close to oversold).
  • Long-term holding viable for dividend income and renewable energy exposure.
  • Investors should be cautious due to weak profitability trends and stretched valuations.

Positive

  • Dividend yield of 2.05% offers stable returns.
  • Government-backed entity ensures operational stability.
  • Renewable energy expansion provides long-term growth opportunities.

Limitation

  • Low ROE (6.86%) and ROCE (8.36%).
  • High P/E compared to industry average.
  • Negative PEG ratio indicates poor growth-adjusted valuation.

Company Negative News

  • Quarterly profit variation shows -21.3% decline, raising concerns on earnings stability.
  • Stock trading below 50 DMA (77 ₹) and 200 DMA (87.8 ₹), reflecting bearish trend.

Company Positive News

  • Quarterly PAT improved sequentially (372 Cr vs 259 Cr).
  • FII holdings increased by 0.14%, showing some institutional interest.

Industry

  • Industry PE at 25.6, lower than SJVN’s 35.0, highlighting sector undervaluation relative to SJVN.
  • Power sector transitioning towards renewables, offering long-term opportunities.

Conclusion

  • SJVN offers stability through dividends and government support but faces profitability challenges.
  • Valuations remain stretched compared to industry peers.
  • Accumulation recommended near 68–72 ₹ for long-term investors seeking dividend yield and renewable exposure.

I can also prepare a peer comparison with NTPC and NHPC to highlight how SJVN stacks up in valuation and growth metrics. Would you like me to do that next?

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