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OIL - Fundamental Analysis: Financial Health & Valuation

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Rating: 3.8

Last Updated Time : 04 May 26, 11:42 am

Fundamental Rating: 3.8

Stock Code OIL Market Cap 79,834 Cr. Current Price 491 ₹ High / Low 524 ₹
Stock P/E 18.8 Book Value 298 ₹ Dividend Yield 2.34 % ROCE 15.2 %
ROE 13.5 % Face Value 10.0 ₹ DMA 50 472 ₹ DMA 200 449 ₹
Chg in FII Hold 0.13 % Chg in DII Hold -0.01 % PAT Qtr 808 Cr. PAT Prev Qtr 1,044 Cr.
RSI 58.5 MACD 3.85 Volume 50,41,634 Avg Vol 1Wk 60,51,288
Low price 385 ₹ High price 524 ₹ PEG Ratio 1.17 Debt to equity 0.28
52w Index 76.1 % Qtr Profit Var -33.8 % EPS 26.2 ₹ Industry PE 28.2

📊 OIL demonstrates solid fundamentals with ROE at 13.5% and ROCE at 15.2%, reflecting efficient capital use. The P/E ratio of 18.8 is well below the industry average of 28.2, suggesting undervaluation. Dividend yield of 2.34% adds income appeal, while debt-to-equity at 0.28 indicates moderate leverage. The PEG ratio of 1.17 suggests growth is reasonably priced. However, quarterly PAT declined significantly (-33.8%), raising concerns about earnings stability.

💰 Ideal Entry Price Zone: 450 ₹ – 470 ₹, near its 200 DMA (449 ₹) and 50 DMA (472 ₹), offering a balanced entry point with valuation support.

📈 Long-Term Holding Guidance: If already holding, OIL is suitable for a medium-to-long-term horizon (3–5 years). Consider partial profit booking near 510–520 ₹ (recent highs) while retaining core holdings for dividend income and long-term growth. Monitor earnings consistency before extending holding beyond 5 years.


✅ Positive

  • ROE (13.5%) and ROCE (15.2%) show efficient capital returns.
  • P/E of 18.8 is lower than industry average (28.2), indicating undervaluation.
  • Dividend yield of 2.34% provides steady income.
  • PEG ratio of 1.17 suggests growth at fair valuation.

⚠️ Limitation

  • Quarterly PAT dropped sharply (-33.8%), raising concerns about earnings stability.
  • DII holding decreased slightly (-0.01%), showing reduced domestic institutional interest.

📉 Company Negative News

  • PAT declined from 1,044 Cr. to 808 Cr.
  • High volatility in quarterly earnings performance.

📈 Company Positive News

  • FII holding increased (+0.13%), reflecting foreign investor confidence.
  • MACD positive (3.85) and RSI at 58.5 indicate healthy technical momentum.

🏭 Industry

  • Industry P/E at 28.2, higher than OIL’s 18.8, making OIL undervalued relative to peers.
  • Energy sector benefits from global demand but remains sensitive to crude price fluctuations and policy changes.

🔎 Conclusion

OIL is a fundamentally strong company with undervaluation, decent dividend yield, and efficient capital returns. Despite recent profit decline, it remains a good candidate for medium-to-long-term investment. Entry near 450–470 ₹ offers better risk-reward. Current holders should maintain positions for 3–5 years, booking partial profits near highs while monitoring earnings stability.

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