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NCC - Fundamental Analysis: Financial Health & Valuation

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Rating: 3.5

Last Updated Time : 02 Feb 26, 01:17 pm

Fundamental Rating: 3.5

Stock Code NCC Market Cap 9,153 Cr. Current Price 146 ₹ High / Low 248 ₹
Stock P/E 12.7 Book Value 121 ₹ Dividend Yield 1.51 % ROCE 20.1 %
ROE 10.7 % Face Value 2.00 ₹ DMA 50 160 ₹ DMA 200 196 ₹
Chg in FII Hold -1.38 % Chg in DII Hold -1.35 % PAT Qtr 101 Cr. PAT Prev Qtr 190 Cr.
RSI 41.6 MACD -4.49 Volume 38,86,469 Avg Vol 1Wk 29,58,073
Low price 138 ₹ High price 248 ₹ PEG Ratio 0.47 Debt to equity 0.28
52w Index 6.96 % Qtr Profit Var -37.1 % EPS 11.0 ₹ Industry PE 16.9

📊 Core Financials

  • Revenue & Profitability: Quarterly PAT dropped from 190 Cr. to 101 Cr. (-37.1%), showing earnings pressure. EPS at 11 ₹ is modest relative to valuation.
  • Margins: ROCE at 20.1% is healthy, but ROE at 10.7% is relatively weak, indicating moderate shareholder returns.
  • Debt: Debt-to-equity ratio of 0.28 is manageable, reflecting controlled leverage.
  • Cash Flow: Dividend yield of 1.51% provides steady shareholder returns.

💹 Valuation Indicators

  • P/E Ratio: 12.7 vs Industry PE of 16.9 → Undervalued compared to peers.
  • P/B Ratio: Current Price (146 ₹) / Book Value (121 ₹) ≈ 1.2 → Reasonable valuation.
  • PEG Ratio: 0.47 → Attractive, suggesting growth potential relative to price.
  • Intrinsic Value: Current price appears below fair value, offering upside potential.

🏭 Business Model & Competitive Advantage

  • NCC operates in construction, infrastructure, and EPC projects, benefiting from India’s infrastructure push.
  • Strong execution capabilities and diversified project portfolio provide resilience.
  • Moderate leverage and reasonable valuation strengthen long-term sustainability.

📈 Entry Zone & Long-Term Guidance

  • Entry Zone: Attractive accumulation range between 135 ₹ – 145 ₹, closer to support levels and below DMA 200.
  • Long-Term Holding: Suitable for investors seeking exposure to infrastructure growth. Staggered buying recommended due to earnings volatility.

✅ Positive

  • Debt-to-equity ratio of 0.28 indicates controlled leverage.
  • ROCE at 20.1% highlights operational efficiency.
  • P/E ratio below industry average, suggesting undervaluation.
  • Dividend yield of 1.51% provides steady returns.

⚠️ Limitation

  • Quarterly PAT decline (-37.1%) shows earnings weakness.
  • ROE at 10.7% is modest compared to peers.
  • Stock trading below DMA 50 and DMA 200 indicates weak momentum.

📉 Company Negative News

  • FII holding decreased by 1.38%, showing reduced foreign investor confidence.
  • DII holding decreased by 1.35%, reflecting lower domestic institutional support.

📈 Company Positive News

  • Dividend yield of 1.51% supports shareholder value.
  • PEG ratio of 0.47 highlights attractive growth potential relative to valuation.
  • Reasonable P/B ratio (1.2) indicates fair pricing.

🌐 Industry

  • Construction and infrastructure sector benefits from government-led projects and urbanization.
  • Industry PE at 16.9 suggests NCC trades at a discount, offering potential upside if earnings stabilize.

🔎 Conclusion

NCC shows reasonable valuation with controlled leverage and strong ROCE, but earnings volatility and weak ROE limit attractiveness. Investors may consider entering around 135–145 ₹ for long-term holding, while avoiding aggressive buying until profitability stabilizes. The company remains fundamentally sound and positioned to benefit from India’s infrastructure growth story.

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