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MRPL - Fundamental Analysis: Financial Health & Valuation

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Rating: 3.3

Last Updated Time : 19 Mar 26, 07:10 pm

Fundamental Rating: 3.3

Stock Code MRPL Market Cap 33,685 Cr. Current Price 192 ₹ High / Low 215 ₹
Stock P/E 15.5 Book Value 75.8 ₹ Dividend Yield 2.08 % ROCE 4.36 %
ROE 0.40 % Face Value 10.0 ₹ DMA 50 182 ₹ DMA 200 160 ₹
Chg in FII Hold 0.83 % Chg in DII Hold -0.40 % PAT Qtr 1,445 Cr. PAT Prev Qtr 639 Cr.
RSI 51.3 MACD 3.84 Volume 1,79,50,324 Avg Vol 1Wk 5,58,34,423
Low price 114 ₹ High price 215 ₹ PEG Ratio -0.21 Debt to equity 0.81
52w Index 77.2 % Qtr Profit Var 375 % EPS 12.4 ₹ Industry PE 13.7

📊 Financial Overview

  • Revenue & Profitability: PAT surged from 639 Cr. to 1,445 Cr. QoQ, showing strong earnings growth. EPS at 12.4 ₹ is modest relative to valuation.
  • Margins & Returns: ROE at 0.40% and ROCE at 4.36% are very weak, reflecting poor capital efficiency despite profit growth.
  • Debt & Liquidity: Debt-to-equity ratio of 0.81 indicates moderate leverage, which adds financial risk.
  • Cash Flow: Profit growth supports reinvestment, but weak return ratios limit efficiency.

💹 Valuation Metrics

  • P/E Ratio: 15.5 vs Industry PE of 13.7 → Slightly overvalued.
  • P/B Ratio: ~2.53 (Price 192 ₹ / Book Value 75.8 ₹) → Expensive relative to assets.
  • PEG Ratio: -0.21 → Negative, indicating unsustainable growth expectations.
  • Intrinsic Value: Current price appears above fair value given weak returns.

🏢 Business Model & Competitive Advantage

Mangalore Refinery and Petrochemicals Ltd. (MRPL) operates in refining and petrochemicals, benefiting from demand in energy and industrial sectors. Its government backing and scale provide resilience, but profitability is highly sensitive to crude oil prices and global commodity cycles.

📈 Entry Zone & Long-Term Guidance

Technically, RSI at 51.3 and positive MACD suggest stable momentum. A good entry zone would be 180–190 ₹ (near 50 DMA). Long-term holding is advisable only if return ratios improve and debt levels remain controlled.

✅ Positive

  • Strong QoQ PAT growth (1,445 Cr. vs 639 Cr.).
  • Dividend yield of 2.08% provides income support.
  • FII holdings increased (+0.83%), showing foreign confidence.

⚠️ Limitation

  • Extremely weak ROE (0.40%) and ROCE (4.36%).
  • Debt-to-equity ratio of 0.81 indicates moderate leverage.
  • P/B ratio (~2.53) suggests expensive valuation relative to assets.

📉 Company Negative News

  • DII holdings decreased (-0.40%), showing reduced domestic confidence.
  • Weak return ratios despite profit growth.

📈 Company Positive News

  • Quarterly PAT surged significantly.
  • EPS growth supported by profit recovery.

🏭 Industry

The refining and petrochemical industry benefits from energy demand but remains cyclical and sensitive to crude oil prices, government policies, and global trade dynamics. Industry PE at 13.7 highlights MRPL’s slight premium valuation.

🔎 Conclusion

MRPL shows strong profit growth and dividend support but suffers from weak return ratios and moderate leverage. While foreign investor confidence is a positive, valuations remain stretched relative to fundamentals. Accumulation near 180–190 ₹ is recommended only for investors willing to take cyclical risk, contingent on sustained profitability improvements.

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