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FACT - Fundamental Analysis: Financial Health & Valuation

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Rating: 2.2

Last Updated Time : 02 Feb 26, 01:08 pm

Fundamental Rating: 2.2

Stock Code FACT Market Cap 50,537 Cr. Current Price 780 ₹ High / Low 1,112 ₹
Stock P/E 3,412 Book Value 21.2 ₹ Dividend Yield 0.03 % ROCE 8.65 %
ROE 1.61 % Face Value 10.0 ₹ DMA 50 853 ₹ DMA 200 883 ₹
Chg in FII Hold 0.00 % Chg in DII Hold 0.00 % PAT Qtr -67.9 Cr. PAT Prev Qtr 20.9 Cr.
RSI 36.2 MACD -20.8 Volume 2,21,837 Avg Vol 1Wk 2,86,774
Low price 565 ₹ High price 1,112 ₹ PEG Ratio -54.1 Debt to equity 2.79
52w Index 39.3 % Qtr Profit Var -949 % EPS 0.43 ₹ Industry PE 18.4

📊 Core Financials

  • Revenue growth: Weak, PAT turned negative (-67.9 Cr vs 20.9 Cr), showing severe volatility.
  • Profit margins: EPS at 0.43 ₹, very low relative to market cap.
  • Debt ratios: Debt-to-equity at 2.79, high leverage increases financial risk.
  • Cash flows: Likely stressed due to losses and high debt burden.
  • Return metrics: ROCE 8.65 %, ROE 1.61 % — poor efficiency and weak shareholder returns.

💹 Valuation Indicators

  • P/E ratio: 3,412, extremely inflated compared to industry average (18.4), suggests severe overvaluation.
  • P/B ratio: Current Price / Book Value ≈ 36.8, very expensive relative to assets.
  • PEG ratio: -54.1, not meaningful due to negative earnings trend.
  • Intrinsic value: Current valuation not justified by fundamentals.

🏢 Business Model & Competitive Advantage

  • Operates in fertilizer and chemicals sector, heavily dependent on government policies and subsidies.
  • Competitive advantage limited by cyclical demand and regulatory dependence.
  • High debt and weak profitability undermine long-term sustainability.

📈 Entry Zone & Long-Term Guidance

  • Entry zone: Attractive only near 560–600 ₹ levels, close to 52-week low support.
  • Long-term holding: Risky; fundamentals are weak, better suited for speculative traders than long-term investors.

Positive

  • Large market capitalization (50,537 Cr) provides liquidity.
  • Low dividend yield (0.03 %) but at least some payout.
  • Stock has strong trading volumes, ensuring liquidity.

Limitation

  • Negative PAT in latest quarter.
  • Extremely high P/E ratio (3,412) compared to industry average (18.4).
  • High debt-to-equity ratio (2.79).
  • Weak ROE (1.61 %) and ROCE (8.65 %).

Company Negative News

  • Quarterly PAT turned negative (-67.9 Cr vs 20.9 Cr).
  • Technical indicators weak: RSI at 36.2, MACD negative.
  • Stock corrected sharply from 52-week high of 1,112 ₹.

Company Positive News

  • Strong institutional liquidity, though no change in FII/DII holdings.
  • Stock remains above 52-week low (565 ₹), showing some investor confidence.

Industry

  • Fertilizer and chemicals industry highly cyclical, dependent on government subsidies and monsoon conditions.
  • Industry PE at 18.4, far lower than FACT’s valuation, highlighting overpricing.

Conclusion

  • FACT shows weak fundamentals with negative profitability, high debt, and inflated valuation multiples.
  • Valuation is severely stretched compared to industry peers, limiting upside potential.
  • Entry advisable only near lower support levels; long-term holding not recommended unless profitability stabilizes and debt reduces significantly.

Would you like me to also prepare a comparative HTML snapshot against peers like Chambal Fertilizers and GNFC to highlight FACT’s relative valuation and weaknesses?

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