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INDUSINDBK - Technical Analysis with Chart Patterns & Indicators

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Rating: 3.6

Last Updated Time : 02 Feb 26, 09:51 am

Technical Rating: 3.6

Stock Code INDUSINDBK Market Cap 69,832 Cr. Current Price 896 ₹ High / Low 1,087 ₹
Book Value 830 ₹ Dividend Yield 0.00 % ROCE 6.49 % ROE 4.15 %
Face Value 10.0 ₹ DMA 50 873 ₹ DMA 200 863 ₹ Chg in FII Hold -2.72 %
Chg in DII Hold 3.43 % PAT Qtr 161 Cr. PAT Prev Qtr -445 Cr. RSI 51.5
MACD 8.42 Volume 25,83,908 Avg Vol 1Wk 43,61,604 Low price 605 ₹
High price 1,087 ₹ Debt to equity 6.73 52w Index 60.3 % Qtr Profit Var -88.5 %
EPS -23.6 ₹ Industry PE 15.8

📊 Chart Patterns & Trend: IndusInd Bank is consolidating near the 896 ₹ zone. Price is trading above both the 50 DMA (873 ₹) and 200 DMA (863 ₹), indicating medium-term strength. Support is visible near 880–885 ₹, while resistance lies around 920–940 ₹.

📈 Moving Averages: Price trading above both 50 DMA and 200 DMA shows bullish bias. Sustained move above 915–920 ₹ would confirm momentum continuation toward 940 ₹.

📈 RSI: At 51.5, RSI is neutral-to-positive, suggesting balanced momentum with mild buying strength.

📈 MACD: Positive (8.42), showing bullish crossover and short-term upward bias.

📊 Bollinger Bands: Price is near the mid-band, reflecting consolidation. Breakout above 915–920 ₹ could trigger momentum toward 940–960 ₹.

📊 Volume Trends: Current volume (25.8 lakh) is lower than average weekly volume (43.6 lakh), showing reduced participation and lack of strong buying support.

🎯 Entry Zone: 880–895 ₹ (support zone).

🎯 Exit Zone: 920–940 ₹ (resistance zone).

🔑 Stop Loss: 870 ₹ (below support).


Positive

  • Price trading above both 50 DMA and 200 DMA supports medium-term strength.
  • DII holdings increased (+3.43%), showing strong domestic institutional support.
  • Quarterly PAT turned positive (161 Cr.) compared to previous loss (-445 Cr.).
  • Strong 52-week performance with 60.3% index gain.

Limitation

  • ROCE at 6.49% and ROE at 4.15% are modest compared to peers.
  • EPS at -23.6 ₹ indicates weak profitability.
  • High debt-to-equity ratio (6.73) reflects leverage typical of banks.
  • Dividend yield at 0.00% reduces income attractiveness.

Company Negative News

  • FII holdings decreased (-2.72%), reflecting reduced foreign investor confidence.
  • Quarterly profit variation (-88.5%) highlights earnings volatility.

Company Positive News

  • Quarterly PAT turnaround shows operational recovery.
  • DII inflows (+3.43%) show strong domestic institutional confidence.
  • Price action above DMAs indicates technical strength.

Industry

  • Industry PE at 15.8 highlights fair valuation for banking peers.
  • Banking sector supported by credit growth, government reforms, and digital adoption.

Conclusion

⚖️ IndusInd Bank is in a consolidation phase with bullish signals (MACD positive, price above DMAs). Short-term bounce is possible from 880–895 ₹, while breakout above 920 ₹ could trigger momentum toward 940–960 ₹. Medium-term outlook remains cautious due to weak profitability and high leverage, though institutional inflows and technical strength provide resilience. Risk management is essential for traders considering entry.

Would you like me to extend this into a peer benchmarking overlay with other private banks (like HDFC Bank, ICICI Bank, and Axis Bank) to highlight relative strength and sector rotation opportunities?

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