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HUDCO - Technical Analysis with Chart Patterns & Indicators

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Rating: 3.8

Last Updated Time : 04 May 26, 11:57 am

Technical Rating: 3.8

Stock Code HUDCO Market Cap 44,216 Cr. Current Price 221 ₹ High / Low 254 ₹
Stock P/E 15.9 Book Value 90.1 ₹ Dividend Yield 2.06 % ROCE 9.62 %
ROE 15.7 % Face Value 10.0 ₹ DMA 50 193 ₹ DMA 200 206 ₹
Chg in FII Hold 0.25 % Chg in DII Hold -0.43 % PAT Qtr 713 Cr. PAT Prev Qtr 710 Cr.
RSI 78.8 MACD 10.1 Volume 69,09,458 Avg Vol 1Wk 83,98,870
Low price 159 ₹ High price 254 ₹ PEG Ratio 0.97 Debt to equity 7.03
52w Index 65.3 % Qtr Profit Var -3.00 % EPS 13.9 ₹ Industry PE 19.8

📉 Chart Patterns & Trend: HUDCO is trading above both its 50 DMA (₹193) and 200 DMA (₹206), confirming a bullish structure. Current price (₹221) is close to its 52-week high (₹254), suggesting strong momentum but limited upside unless resistance is broken.

📊 Momentum Indicators: RSI at 78.8 signals overbought conditions. MACD at 10.1 confirms bullish crossover. Bollinger Bands show price hugging the upper band, indicating heightened volatility and possible short-term correction.

📈 Volume Trends: Current volume (69.1 lakh) is below average weekly volume (83.9 lakh), reflecting reduced participation and weakening breakout conviction.

🎯 Entry Zone: ₹210 – ₹215 (on pullbacks, safer entry after correction).

🚪 Exit Zone: ₹240 – ₹250 (near resistance and 52-week high zone).

🔎 Status: The stock is trending upward but overheated. Likely to consolidate or reverse near resistance unless supported by fresh buying momentum.


Positive

  • EPS of ₹13.9 supports valuation strength.
  • Dividend yield of 2.06% provides steady income.
  • FII holdings increased (+0.25%), showing foreign investor confidence.
  • Trading above both 50 & 200 DMA confirms bullish trend.

Limitation

  • High debt-to-equity ratio (7.03) raises leverage concerns.
  • ROCE at 9.62% indicates modest capital efficiency.
  • RSI near 79 signals overbought conditions.
  • Quarterly profit variation (-3%) shows earnings pressure.

Company Negative News

  • DII holdings decreased (-0.43%), showing reduced domestic institutional support.
  • Quarterly PAT declined slightly (₹713 Cr vs ₹710 Cr).

Company Positive News

  • EPS remains stable at ₹13.9.
  • Dividend yield continues to attract income-focused investors.

Industry

  • Housing finance sector trading at industry PE of 19.8, higher than HUDCO’s P/E (15.9), suggesting relative undervaluation.
  • Sector outlook remains positive with government infrastructure and housing initiatives.

Conclusion

⚠️ HUDCO is technically strong but overheated, trading near its 52-week high with overbought RSI levels. Fundamentals remain moderate with stable EPS and dividend yield, but high leverage is a concern. Short-term traders may book profits near ₹240–₹250, while cautious re-entry is advisable only after correction toward ₹210–₹215. Long-term investors should monitor debt levels before fresh accumulation.

Would you like me to extend this into a peer benchmarking overlay with LIC Housing Finance, Can Fin Homes, and PNB Housing to highlight HUDCO’s relative strength in the housing finance sector?

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