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PERSISTENT - Investment Analysis: Buy Signal or Bull Trap?

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Rating: 4

Last Updated Time : 04 Feb 26, 10:33 am

Investment Rating: 4.0

Stock Code PERSISTENT Market Cap 99,049 Cr. Current Price 6,277 ₹ High / Low 6,599 ₹
Stock P/E 63.0 Book Value 420 ₹ Dividend Yield 0.56 % ROCE 28.4 %
ROE 20.9 % Face Value 5.00 ₹ DMA 50 6,204 ₹ DMA 200 5,826 ₹
Chg in FII Hold 1.55 % Chg in DII Hold -0.80 % PAT Qtr 452 Cr. PAT Prev Qtr 459 Cr.
RSI 51.9 MACD -45.2 Volume 3,67,228 Avg Vol 1Wk 3,95,713
Low price 4,149 ₹ High price 6,599 ₹ PEG Ratio 3.23 Debt to equity 0.05
52w Index 86.8 % Qtr Profit Var 38.7 % EPS 96.4 ₹ Industry PE 25.1

📊 Analysis: Persistent Systems trades at ₹6,277 with a high P/E of 63.0 compared to the industry average of 25.1, indicating overvaluation. However, fundamentals are strong with ROE at 20.9% and ROCE at 28.4%, reflecting efficient capital use. EPS of ₹96.4 is solid, and a PEG ratio of 3.23 suggests expensive valuation relative to growth. Dividend yield of 0.56% provides modest income support. Debt-to-equity is very low at 0.05, showing financial stability. Quarterly PAT is stable (₹452 Cr. vs ₹459 Cr.), though slightly lower. Technicals are neutral (RSI 51.9, MACD negative, trading above DMA 50 & 200). Overall, Persistent is a strong long-term candidate but currently overvalued, making dips more attractive for entry.

💡 Entry Price Zone: Ideal accumulation range is ₹5,600–₹5,900, closer to the 200 DMA (₹5,826) and below current levels. Current price is slightly stretched, so dips offer better risk-reward.

📈 Exit / Holding Strategy: For existing holders, Persistent is a strong long-term compounder. Recommended holding period: 5+ years to benefit from consistent growth in IT services and digital transformation. Exit strategy: partial profit booking near ₹6,500–₹6,600 if valuations stretch, while retaining core holdings for compounding.


Positive

  • Strong ROE (20.9%) and ROCE (28.4%) show efficient capital utilization.
  • Debt-to-equity ratio of 0.05 indicates financial stability.
  • EPS of ₹96.4 supports earnings strength.
  • FII holdings increased (+1.55%), showing foreign investor confidence.
  • Quarterly profit variation (+38.7%) indicates growth momentum.

Limitation

  • High P/E (63.0) compared to industry average (25.1), indicating overvaluation.
  • PEG ratio of 3.23 suggests expensive valuation relative to growth.
  • Dividend yield is modest at 0.56%, limiting income returns.
  • MACD negative (-45.2), showing short-term bearishness.

Company Negative News

  • Quarterly PAT declined slightly from ₹459 Cr. to ₹452 Cr.
  • DII holdings reduced (-0.80%), showing lower domestic institutional confidence.

Company Positive News

  • FII holdings increased (+1.55%), reflecting foreign investor confidence.
  • Quarterly profit variation (+38.7%) shows strong growth momentum.

Industry

  • Industry PE at 25.1, much lower than Persistent’s valuation, suggesting peers may offer better value.
  • IT services and digital transformation industry has strong long-term demand potential globally.

Conclusion

✅ Persistent Systems is a fundamentally strong, debt-free company with efficient capital metrics and consistent growth. Ideal entry is ₹5,600–₹5,900. Long-term investors can hold for 5+ years to benefit from compounding. Existing holders may book profits near ₹6,500–₹6,600 while retaining core positions for sustained growth.

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