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PERSISTENT - Fundamental Analysis

Last Updated Time : 02 Aug 25, 12:58 am

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📊 Fundamental Stock Analysis: Persistent Systems Ltd (PERSISTENT) Rating: 4.3

💼 Core Financials Overview

Profit Growth & Stability

PAT increased from ₹396 Cr to ₹425 Cr — a strong 7.3% quarterly growth, supporting consistent performance.

EPS of ₹97.9 is solid and reflects earnings strength.

Return Metrics

ROE: 24.1% and ROCE: 30.4% — excellent returns, indicating high efficiency and profitability.

Debt-to-equity ratio of 0.05 — indicates a near debt-free structure and strong financial positioning.

Dividend Yield: 0.68% — while modest, it supports long-term shareholder value.

💰 Valuation Snapshot

Metric Value Interpretation

P/E Ratio 53.3 High vs. Industry PE (29.1); priced for growth

P/B Ratio ~12.65 Market values future earnings aggressively

PEG Ratio 1.97 Slightly high; growth priced in

Intrinsic Value ⏳ Not disclosed Cannot determine fundamental undervaluation

RSI at 30.2 → stock appears oversold, suggesting technical bottoming.

MACD negative (-160) → confirms bearish trend but also may hint reversal incoming.

Current price ₹5,176 is below DMA50 (₹5,640) and DMA200 (₹5,474) — technically weak but attractive for accumulation.

🧠 Business Model & Competitive Edge

Segment Focus: IT Services, Digital Transformation, Cloud, and AI — all high-growth verticals aligned with global demand.

Differentiators

Strong innovation engine and IP-led solutions.

High-quality client base and deep engagements in BFSI, healthcare, and emerging tech.

Stellar margins and return ratios suggest efficient cost and talent management.

📌 Investment Insights

Suggested Entry Zone: ₹4,900–₹5,150 — close to current price and aligned with RSI signal, offering potential upside with limited technical downside.

Long-Term Holding View

Excellent financial discipline and returns profile.

Attractive in digital-first economy tailwinds.

Risk: Valuation multiples are stretched — monitor margin pressures and global IT spending cycles.

Would you like a side-by-side with other mid-cap IT stocks like LTI Mindtree, Mphasis, or Coforge? I could show how Persistent stacks up in valuation, margins, and growth. Let’s build your perfect investment watchlist. 📈

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