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IRB - Investment Analysis: Buy Signal or Bull Trap?

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Rating: 3.5

Last Updated Time : 05 Feb 26, 10:09 am

Investment Rating: 3.5

Stock Code IRB Market Cap 25,388 Cr. Current Price 42.0 ₹ High / Low 55.2 ₹
Stock P/E 28.1 Book Value 25.2 ₹ Dividend Yield 0.71 % ROCE 7.21 %
ROE 8.13 % Face Value 1.00 ₹ DMA 50 41.7 ₹ DMA 200 44.8 ₹
Chg in FII Hold -0.08 % Chg in DII Hold 0.39 % PAT Qtr 188 Cr. PAT Prev Qtr 140 Cr.
RSI 55.1 MACD -0.14 Volume 57,90,074 Avg Vol 1Wk 85,79,413
Low price 38.6 ₹ High price 55.2 ₹ PEG Ratio 0.61 Debt to equity 0.78
52w Index 20.9 % Qtr Profit Var 17.8 % EPS 9.34 ₹ Industry PE 17.4

📊 IRB shows moderate potential for long-term investment. ROE at 8.13% and ROCE at 7.21% are average, reflecting limited efficiency. The PEG ratio of 0.61 suggests fair valuation relative to growth, while debt-to-equity at 0.78 indicates manageable leverage. However, the stock trades at a P/E of 28.1, well above the industry average of 17.4, pointing to overvaluation. Current price (42.0 ₹) is near DMA 50 (41.7 ₹) and slightly below DMA 200 (44.8 ₹), showing consolidation. Dividend yield at 0.71% provides minor income support.

💡 Ideal Entry Zone: 40 ₹ – 42 ₹ (aligned with DMA 50 support and valuation comfort).

📈 Exit / Holding Strategy: If already holding, maintain for 2–3 years provided ROE improves above 10% and earnings growth sustains. Consider partial profit booking near 50–55 ₹ resistance. Long-term holding should be cautious given high P/E and moderate efficiency metrics.

Positive

  • 📌 PEG ratio of 0.61 indicates fair valuation relative to growth.
  • 📌 Debt-to-equity ratio of 0.78 shows manageable leverage.
  • 📌 Quarterly PAT growth of 17.8% (140 Cr. to 188 Cr.).
  • 📌 EPS at 9.34 ₹ supports earnings visibility.

Limitation

  • ⚠️ ROE at 8.13% and ROCE at 7.21% are modest.
  • ⚠️ P/E of 28.1 vs industry PE of 17.4 highlights overvaluation.
  • ⚠️ Dividend yield at 0.71% is low.
  • ⚠️ RSI at 55.1 indicates neutral momentum, limited upside.

Company Negative News

  • ❌ Slight decline in FII holdings (-0.08%).
  • ❌ Valuation multiples remain stretched compared to peers.

Company Positive News

  • ✅ Quarterly PAT improved from 140 Cr. to 188 Cr.
  • ✅ DII holdings increased (+0.39%), showing domestic confidence.

Industry

  • 🏗️ Industry PE at 17.4 vs stock PE 28.1 highlights premium valuation.
  • 🏗️ Infrastructure sector growth supported by government spending and road development projects.

Conclusion

🔎 IRB offers moderate fundamentals with fair valuation on PEG but stretched P/E compared to industry. Best suited for cautious investors who can accumulate near 40–42 ₹ and hold for 2–3 years, while monitoring ROE improvement and earnings growth. Profit booking near 50–55 ₹ resistance is advisable.

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