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IRB - Fundamental Analysis: Financial Health & Valuation

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Rating: 3.6

Last Updated Time : 02 Feb 26, 01:08 pm

Fundamental Rating: 3.6

Stock Code IRB Market Cap 24,536 Cr. Current Price 40.6 ₹ High / Low 55.2 ₹
Stock P/E 27.2 Book Value 25.2 ₹ Dividend Yield 0.74 % ROCE 7.21 %
ROE 8.13 % Face Value 1.00 ₹ DMA 50 41.7 ₹ DMA 200 44.8 ₹
Chg in FII Hold -0.08 % Chg in DII Hold 0.39 % PAT Qtr 188 Cr. PAT Prev Qtr 140 Cr.
RSI 46.4 MACD -0.39 Volume 1,24,79,235 Avg Vol 1Wk 92,78,449
Low price 38.6 ₹ High price 55.2 ₹ PEG Ratio 0.59 Debt to equity 0.78
52w Index 12.2 % Qtr Profit Var 17.8 % EPS 9.34 ₹ Industry PE 16.9

📊 Core Financials

  • Revenue & Profitability: PAT improved from 140 Cr. to 188 Cr. QoQ (+17.8%), showing healthy earnings growth.
  • Margins: ROE at 8.13% and ROCE at 7.21% are modest, reflecting average efficiency and shareholder returns.
  • Debt: Debt-to-equity ratio of 0.78 is moderate, indicating manageable leverage.
  • Cash Flow: Dividend yield of 0.74% provides some shareholder reward, though not very high.

💹 Valuation Indicators

  • P/E Ratio: 27.2 vs Industry PE of 16.9 → overvalued compared to peers.
  • P/B Ratio: Current Price (40.6 ₹) / Book Value (25.2 ₹) ≈ 1.61, reasonable but not cheap.
  • PEG Ratio: 0.59 indicates valuation is supported by growth prospects.
  • Intrinsic Value: Current price near support (38.6 ₹) suggests limited downside risk.

🏦 Business Model & Competitive Advantage

  • IRB Infrastructure operates in road development and toll collection, a critical sector for India’s infrastructure growth.
  • Competitive advantage lies in strong project portfolio and government contracts.
  • However, profitability remains modest compared to valuation multiples.

📈 Entry Zone & Long-Term Guidance

  • Entry Zone: Attractive entry between 38 ₹ – 40 ₹, near technical support levels.
  • Long-Term Holding: Suitable for investors seeking infrastructure exposure, but monitor valuation and earnings growth closely.

✅ Positive

  • Quarterly PAT growth (+17.8%).
  • PEG ratio (0.59) indicates reasonable growth-adjusted valuation.
  • Moderate debt-to-equity ratio (0.78) provides financial stability.

⚠️ Limitation

  • High P/E (27.2) compared to industry average (16.9).
  • ROE (8.13%) and ROCE (7.21%) remain modest.
  • Dividend yield of 0.74% is limited.

📉 Company Negative News

  • FII holdings decreased (-0.08%), showing reduced foreign investor confidence.
  • Stock trading below DMA 200 (44.8 ₹) indicates technical weakness.

📈 Company Positive News

  • DII holdings increased (+0.39%), reflecting domestic institutional support.
  • Strong quarterly profit growth shows improving fundamentals.

🏭 Industry

  • Industry PE at 16.9 is lower than IRB’s valuation, highlighting overpricing.
  • Infrastructure sector growth driven by government spending and road development projects.
  • Competition from other infrastructure developers remains strong.

🔎 Conclusion

  • IRB shows improving profitability and stable debt levels, but valuation is stretched compared to industry peers.
  • Best suited for investors entering near 38–40 ₹, with potential upside as infrastructure demand grows.
  • Long-term holding requires monitoring of earnings growth and project execution efficiency.

Would you like me to also prepare a comparative HTML report of IRB against other infrastructure players like GMR Infra and L&T to highlight relative valuation and growth prospects?

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