CGCL - IntraDay Trade Analysis with Live Signals

Last Updated Time : 20 Dec 25, 07:02 am

IntraDay Trade Rating: 3.3

📊 Analysis: CGCL shows weak-to-moderate intraday potential today. Current price (₹180) is below both 50DMA (₹189) and 200DMA (₹186), indicating bearish bias. RSI at 30.3 suggests oversold conditions, while MACD (-3.89) is negative, confirming weak momentum. Volume (5,16,377) is below weekly average (9,09,826), limiting intraday liquidity. Fundamentals are modest with ROCE (11.4%) and ROE (11.0%), while valuation (P/E 27.6 vs industry PE 21.2) is slightly stretched. Strong quarterly PAT growth supports sentiment, but high debt-to-equity (1.99) is a concern.

💹 Optimal Buy Price: Around ₹176–179 (near support zone).

🎯 Profit-Taking Levels: ₹185–190 (short-term resistance).

🛡️ Stop-Loss: ₹172 (below recent support).

⏱️ If Already Holding: Consider exiting if price fails to sustain above ₹182 with RSI remaining below 32 or MACD staying negative. Exit near ₹185–190 if momentum improves; cut positions if price slips below ₹172 with rising volume.

Positive

• 📈 Quarterly PAT growth (₹212 Cr. vs ₹150 Cr.).
• 💹 EPS at ₹6.99, showing earnings visibility.
• 📊 FII holding increased (+0.11%).
• 📈 PEG ratio (0.75) indicates fair valuation relative to growth.

Limitation

• ⚠️ Current price below both 50DMA and 200DMA.
• 📉 RSI at 30.3 indicates oversold but weak momentum.
• 📉 MACD (-3.89) shows bearish trend.
• ⚠️ Debt-to-equity ratio (1.99) is high.
• 📉 Volume below weekly average, limiting intraday participation.

Company Negative News

• 📉 DII holding reduced (-0.24%).
• 📉 High leverage with debt-to-equity at 1.99.

Company Positive News

• 📈 Quarterly profit surged (+145% variation).
• 💹 FII confidence with increased stake (+0.11%).

Industry

• 🏭 Industry PE at 21.2, lower than CGCL’s valuation (27.6).
• 📊 NBFC sector supported by credit demand but sensitive to interest rate cycles and leverage risks.

Conclusion

⚖️ CGCL is a cautious intraday candidate today. Buy near ₹176–179, target ₹185–190, and protect downside at ₹172. If already holding, monitor RSI and MACD closely for exit signals. Strong profit growth and FII support exist, but weak momentum, high debt, and low liquidity require strict risk management.

Would you like me to extend this into a peer benchmarking overlay against other NBFC players (like Bajaj Finance, Muthoot Finance, Shriram Finance) to compare intraday strength?