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SAIL - Fundamental Analysis: Financial Health & Valuation

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Rating: 3.9

Last Updated Time : 25 May 26, 01:36 am

Fundamental Rating: 3.9

Stock Code SAIL Market Cap 83,079 Cr. Current Price 201 ₹ High / Low 210 ₹
Stock P/E 22.5 Book Value 141 ₹ Dividend Yield 0.80 % ROCE 7.84 %
ROE 6.48 % Face Value 10.0 ₹ DMA 50 177 ₹ DMA 200 152 ₹
Chg in FII Hold 0.47 % Chg in DII Hold 0.56 % PAT Qtr 1,912 Cr. PAT Prev Qtr 442 Cr.
RSI 66.2 MACD 7.65 Volume 2,68,26,586 Avg Vol 1Wk 3,31,67,653
Low price 118 ₹ High price 210 ₹ PEG Ratio 0.75 Debt to equity 0.55
52w Index 90.5 % Qtr Profit Var 59.3 % EPS 7.83 ₹ Industry PE 19.0

📊 Core Financials

  • Revenue & Profit: Quarterly PAT ₹1,912 Cr. vs ₹442 Cr. previous quarter, showing strong recovery and growth.
  • Margins: ROE at 6.48% and ROCE at 7.84% indicate modest efficiency compared to peers.
  • Debt: Debt-to-equity ratio of 0.55 reflects manageable leverage, healthy for a capital-intensive industry.
  • Cash Flow: Supported by cyclical steel demand, but sensitive to commodity price fluctuations.

💹 Valuation Indicators

  • P/E Ratio: 22.5 vs Industry PE of 19.0 — trades at a premium, suggesting high expectations.
  • P/B Ratio: Price ₹201 vs Book Value ₹141 → ~1.42x, reasonable but not deeply undervalued.
  • PEG Ratio: 0.75 indicates undervaluation relative to earnings growth.
  • Intrinsic Value: Fairly valued with limited margin of safety at current levels.

🏭 Business Model & Advantage

SAIL is India’s largest state-owned steel producer with integrated operations from mining to finished steel. Its scale, government support, and domestic demand exposure provide resilience, though global competition and cyclical demand remain challenges.

📈 Technicals & Entry Zone

  • RSI at 66.2 indicates near overbought levels.
  • MACD positive (7.65) suggests short-term bullish momentum.
  • Entry Zone: Attractive accumulation around ₹170–₹185 if correction occurs.
  • Long-term Holding: Suitable for cyclical investors; potential upside tied to infrastructure and industrial growth.

✅ Positive

  • Quarterly profit surged 59.3%.
  • PEG ratio at 0.75 signals undervaluation relative to growth.
  • Low debt-to-equity ratio (0.55).

⚠️ Limitation

  • ROE at 6.48% is weak compared to peers.
  • P/E ratio (22.5) higher than industry average.
  • High sensitivity to steel price cycles.

📰 Company Negative News

  • Profitability remains volatile due to global steel price fluctuations.
  • Efficiency metrics (ROE, ROCE) lag behind industry leaders.

🌟 Company Positive News

  • Quarterly PAT jumped significantly from ₹442 Cr. to ₹1,912 Cr.
  • FII (+0.47%) and DII (+0.56%) holdings increased, showing investor confidence.
  • Strong demand outlook from infrastructure and construction sectors.

🏭 Industry

Steel industry PE at 19.0 reflects cyclical valuation trends. Demand is driven by infrastructure, housing, and manufacturing growth. Global price volatility and raw material costs remain key risks.

🔎 Conclusion

SAIL shows improving profitability and manageable debt, but efficiency metrics remain modest. Current valuations are slightly stretched, with RSI signaling overbought conditions. Long-term investors may consider accumulating in the ₹170–₹185 range, aligning with cyclical demand growth in India’s infrastructure sector.

For a deeper perspective, you might explore a peer comparison or an industry outlook to complement this analysis.

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