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POLYCAB - Fundamental Analysis: Financial Health & Valuation

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Rating: 4.3

Last Updated Time : 02 Feb 26, 01:19 pm

Fundamental Rating: 4.3

Stock Code POLYCAB Market Cap 1,02,671 Cr. Current Price 6,819 ₹ High / Low 7,948 ₹
Stock P/E 39.6 Book Value 697 ₹ Dividend Yield 0.51 % ROCE 29.7 %
ROE 21.4 % Face Value 10.0 ₹ DMA 50 7,319 ₹ DMA 200 7,029 ₹
Chg in FII Hold 0.86 % Chg in DII Hold -0.57 % PAT Qtr 618 Cr. PAT Prev Qtr 675 Cr.
RSI 37.3 MACD -172 Volume 1,33,531 Avg Vol 1Wk 3,49,442
Low price 4,555 ₹ High price 7,948 ₹ PEG Ratio 1.22 Debt to equity 0.01
52w Index 66.7 % Qtr Profit Var 36.4 % EPS 172 ₹ Industry PE 17.9

📊 Core Financials

  • Revenue & Profitability: Strong quarterly PAT of ₹618 Cr, though slightly lower than previous ₹675 Cr. EPS at ₹172 indicates solid earnings power.
  • Margins: ROCE at 29.7% and ROE at 21.4% reflect efficient capital usage and strong profitability.
  • Debt Ratios: Debt-to-equity at 0.01 shows negligible leverage, enhancing financial stability.
  • Cash Flows: Healthy operating cash generation implied by consistent profitability and low debt.

💹 Valuation Indicators

  • P/E Ratio: 39.6, significantly higher than industry average of 17.9, suggesting premium valuation.
  • P/B Ratio: Current price ₹6,819 vs. book value ₹697 → ~9.8x, indicating expensive relative to assets.
  • PEG Ratio: 1.22, fairly reasonable, showing growth-adjusted valuation is not excessive.
  • Intrinsic Value: Based on earnings and growth, intrinsic value appears lower than CMP, suggesting overvaluation in short term.

🏢 Business Model & Competitive Advantage

  • Leading player in wires & cables with diversified product portfolio including FMEG (Fast Moving Electrical Goods).
  • Strong brand presence and distribution network across India.
  • Competitive advantage lies in scale, brand trust, and efficient capital structure.

📈 Entry Zone & Long-Term Guidance

  • Entry Zone: Attractive accumulation range between ₹5,800 – ₹6,200, closer to support levels and below DMA200.
  • Long-Term Holding: Strong fundamentals, negligible debt, and industry leadership make it a good long-term compounder despite current premium valuation.

✅ Positive

  • High ROCE and ROE indicating strong efficiency.
  • Negligible debt ensures financial resilience.
  • Strong brand and market leadership in cables & wires.

⚠️ Limitation

  • Valuation stretched with P/E nearly double industry average.
  • Quarterly PAT shows slight decline, raising near-term caution.
  • Low dividend yield (0.51%) may not attract income-focused investors.

📉 Company Negative News

  • Recent quarterly profit dipped from ₹675 Cr to ₹618 Cr.
  • Decline in DII holding (-0.57%) indicates reduced domestic institutional confidence.

📈 Company Positive News

  • FII holding increased (+0.86%), showing foreign investor confidence.
  • Strong 52-week performance with 66.7% index gain.
  • Quarterly profit variation of 36.4% YoY highlights growth momentum.

🏭 Industry

  • Electrical equipment and cables industry growing steadily with infrastructure and housing demand.
  • Industry PE at 17.9, showing sector is generally undervalued compared to Polycab’s premium valuation.

🔎 Conclusion

  • Polycab is financially strong with excellent return ratios and negligible debt.
  • Valuation is stretched, making near-term upside limited.
  • Best suited for long-term investors who can accumulate during dips in the ₹5,800 – ₹6,200 range.

Would you like me to also prepare a comparative HTML report showing Polycab versus its closest competitors (like Havells or Finolex) so you can see relative strengths and weaknesses side by side?

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