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ITI - Fundamental Analysis: Financial Health & Valuation

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Rating: 2.3

Last Updated Time : 02 Feb 26, 01:08 pm

Fundamental Rating: 2.3

Stock Code ITI Market Cap 27,233 Cr. Current Price 283 ₹ High / Low 373 ₹
Book Value 15.1 ₹ Dividend Yield 0.00 % ROCE -1.33 % ROE -16.2 %
Face Value 10.0 ₹ DMA 50 302 ₹ DMA 200 305 ₹ Chg in FII Hold 0.00 %
Chg in DII Hold 0.00 % PAT Qtr -52.5 Cr. PAT Prev Qtr -59.7 Cr. RSI 38.0
MACD -5.91 Volume 7,52,418 Avg Vol 1Wk 9,88,622 Low price 233 ₹
High price 373 ₹ Debt to equity 0.90 52w Index 35.5 % Qtr Profit Var 24.1 %
EPS -1.97 ₹ Industry PE 42.4

📊 Core Financials

  • Revenue & Profitability: PAT remains negative (-52.5 Cr. vs -59.7 Cr. QoQ), showing continued losses despite slight improvement.
  • Margins: ROE at -16.2% and ROCE at -1.33% reflect poor efficiency and shareholder value erosion.
  • Debt: Debt-to-equity ratio of 0.90 is moderate, but leverage risk remains high given negative earnings.
  • Cash Flow: Dividend yield of 0.00% indicates no shareholder payout, reflecting weak cash generation.

💹 Valuation Indicators

  • P/E Ratio: Not applicable due to negative EPS (-1.97 ₹).
  • P/B Ratio: Current Price (283 ₹) / Book Value (15.1 ₹) ≈ 18.7, extremely expensive relative to book value.
  • PEG Ratio: Not available, limiting growth-adjusted valuation analysis.
  • Intrinsic Value: Current price appears significantly overvalued given persistent losses and weak fundamentals.

🏦 Business Model & Competitive Advantage

  • ITI Limited operates in telecom and electronics manufacturing, backed by government support as a PSU.
  • Competitive advantage lies in legacy presence and government contracts, but profitability and execution remain weak.
  • Overall health is poor, with negative returns and high valuation multiples.

📈 Entry Zone & Long-Term Guidance

  • Entry Zone: Safer entry below 240 ₹, closer to intrinsic value and support levels.
  • Long-Term Holding: Risky for conservative investors due to persistent losses. Suitable only for speculative investors betting on turnaround or government-led revival.

✅ Positive

  • Quarterly losses narrowed slightly (-52.5 Cr. vs -59.7 Cr.).
  • Government backing provides some long-term support.
  • Debt-to-equity ratio (0.90) is moderate compared to peers.

⚠️ Limitation

  • Negative ROE (-16.2%) and ROCE (-1.33%) show poor efficiency.
  • High P/B ratio (18.7) indicates extreme overvaluation.
  • No dividend yield, limiting investor reward.

📉 Company Negative News

  • Persistent quarterly losses continue to weigh on fundamentals.
  • Stock trading below DMA 50 (302 ₹) and DMA 200 (305 ₹) indicates bearish technicals.

📈 Company Positive News

  • Quarterly losses reduced marginally, showing slight improvement.
  • Stable FII and DII holdings, with no major exits.

🏭 Industry

  • Industry PE at 42.4 highlights strong valuations in telecom/electronics, but ITI lags due to losses.
  • Sector growth driven by digital infrastructure and telecom expansion.
  • Competition from private players with stronger profitability remains a challenge.

🔎 Conclusion

  • ITI Limited remains fundamentally weak with negative returns and overvaluation.
  • Government support provides some stability, but profitability must improve for sustainable growth.
  • Best suited for speculative investors entering below 240 ₹, while conservative investors should avoid until fundamentals turn positive.

I can also prepare a comparative HTML report of ITI versus other telecom/electronics PSUs to highlight relative valuation and turnaround potential.

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