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GPIL - Fundamental Analysis: Financial Health & Valuation

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Rating: 4.1

Last Updated Time : 02 Feb 26, 01:08 pm

Fundamental Rating: 4.1

Stock Code GPIL Market Cap 16,295 Cr. Current Price 243 ₹ High / Low 290 ₹
Stock P/E 20.6 Book Value 75.4 ₹ Dividend Yield 0.41 % ROCE 23.4 %
ROE 17.1 % Face Value 1.00 ₹ DMA 50 252 ₹ DMA 200 232 ₹
Chg in FII Hold -0.73 % Chg in DII Hold 0.10 % PAT Qtr 248 Cr. PAT Prev Qtr 200 Cr.
RSI 43.4 MACD -1.72 Volume 29,26,945 Avg Vol 1Wk 23,26,770
Low price 146 ₹ High price 290 ₹ PEG Ratio -1.33 Debt to equity 0.03
52w Index 67.3 % Qtr Profit Var 60.7 % EPS 11.8 ₹ Industry PE 18.7

📊 Core Financials

  • Revenue & Profit Growth: Quarterly PAT rose from 200 Cr. to 248 Cr., showing strong sequential growth with 60.7% YoY variation.
  • Margins: ROE at 17.1% and ROCE at 23.4% reflect healthy profitability and efficient capital utilization.
  • Debt Ratios: Debt-to-equity at 0.03 indicates a nearly debt-free balance sheet.
  • Cash Flows: Stable operating cash flows supported by steel and mining operations.
  • Return Metrics: EPS at 11.8 ₹ demonstrates consistent earnings generation.

💹 Valuation Indicators

  • P/E Ratio: 20.6, slightly above industry PE of 18.7, suggesting fair valuation with mild premium.
  • P/B Ratio: ~3.2 (Current Price / Book Value), reasonable for cyclical sector.
  • PEG Ratio: -1.33, distorted due to uneven growth expectations, signaling caution.
  • Intrinsic Value: Current price (243 ₹) is near fair value; upside potential depends on sustained demand in steel and mining.

🏢 Business Model & Competitive Advantage

  • Operates in steel and mining with integrated operations ensuring cost efficiency.
  • Competitive advantage lies in captive resources, scale, and diversified product portfolio.
  • Resilient business model with exposure to cyclical demand in infrastructure and construction.

📈 Entry Zone & Long-Term Guidance

  • Entry Zone: Attractive accumulation range between 225 ₹ – 235 ₹ (near DMA 200).
  • Long-Term Holding: Suitable for long-term investors seeking cyclical exposure, though growth outlook depends on steel demand cycles.

Positive

  • Debt-light balance sheet.
  • Strong quarterly PAT growth.
  • Healthy ROE and ROCE compared to industry averages.

Limitation

  • PEG ratio indicates weak growth-adjusted valuation.
  • Dividend yield at 0.41% is modest.
  • Exposure to cyclical steel and mining demand.

Company Negative News

  • Reduction in FII holdings (-0.73%) shows cautious foreign investor sentiment.

Company Positive News

  • Quarterly PAT growth of 60.7% highlights operational improvement.
  • Domestic institutional inflows (+0.10%) reflect local confidence.

Industry

  • Steel and mining sector is cyclical, driven by infrastructure and construction demand.
  • Industry PE at 18.7 reflects moderate optimism.

Conclusion

  • GPIL is a fundamentally stable, debt-light steel and mining company with strong profitability.
  • Valuation is fair, but growth outlook is tied to cyclical demand trends.
  • Best suited for long-term investors with moderate risk appetite, with entry near support levels for better risk-reward.

I can also prepare a side-by-side comparison with peers like Tata Steel or JSW Steel to highlight GPIL’s relative valuation and profitability positioning.

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