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CCL - Fundamental Analysis: Financial Health & Valuation

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Rating: 3.3

Last Updated Time : 02 Feb 26, 01:08 pm

Fundamental Rating: 3.3

Stock Code CCL Market Cap 13,004 Cr. Current Price 972 ₹ High / Low 1,074 ₹
Stock P/E 71.0 Book Value 94.7 ₹ Dividend Yield 0.51 % ROCE 10.1 %
ROE 8.02 % Face Value 2.00 ₹ DMA 50 951 ₹ DMA 200 877 ₹
Chg in FII Hold 0.49 % Chg in DII Hold -0.30 % PAT Qtr 112 Cr. PAT Prev Qtr 31.4 Cr.
RSI 55.0 MACD -0.77 Volume 90,234 Avg Vol 1Wk 1,45,720
Low price 475 ₹ High price 1,074 ₹ PEG Ratio -7.00 Debt to equity 0.69
52w Index 82.9 % Qtr Profit Var 306 % EPS 13.7 ₹ Industry PE 13.6

💹 Financials: CCL Products shows modest efficiency with ROE at 8.02% and ROCE at 10.1%, reflecting average capital productivity. Debt-to-equity at 0.69 indicates moderate leverage, which adds financial risk. Quarterly PAT surged from 31.4 Cr. to 112 Cr., showing a strong 306% growth, highlighting earnings momentum. EPS at 13.7 ₹ supports moderate earnings visibility.

📊 Valuation: The stock trades at a P/E of 71.0, far above the industry average of 13.6, suggesting extreme overvaluation. The P/B ratio is ~10.3 (972/94.7), which is steep. PEG ratio of -7.00 indicates distorted valuation metrics due to inconsistent growth. Dividend yield at 0.51% is modest, offering limited income return.

🏢 Business Model & Advantage: CCL Products operates in the coffee manufacturing and export sector, specializing in instant coffee. Its competitive advantage lies in global presence, strong export markets, and long-standing client relationships. Demand is supported by rising global coffee consumption and premiumization trends.

📈 Overall Health: Financially stable with strong earnings growth momentum, but valuations are stretched and return ratios remain modest. RSI at 55.0 suggests neutral momentum, while MACD at -0.77 indicates mild bearish sentiment in the short term. Long-term fundamentals remain intact, supported by global coffee demand, though valuation risks persist.

🎯 Entry Zone: Attractive entry closer to 900–940 ₹ range, near DMA 200 support levels. Current price of 972 ₹ is expensive relative to industry peers. Long-term investors should be cautious, accumulating only at lower levels given stretched multiples.


Positive

  • Quarterly PAT growth of 306% highlights strong earnings momentum.
  • Moderate debt-to-equity ratio (0.69) ensures manageable leverage.
  • Strong global presence in coffee exports.
  • FII holdings increased by 0.49%, reflecting foreign investor confidence.

Limitation

  • High P/E (71.0) compared to industry average (13.6).
  • High P/B ratio (~10.3) suggests stretched valuation.
  • PEG ratio of -7.00 highlights distorted valuation metrics.
  • Dividend yield at 0.51% offers limited income return.
  • ROE (8.02%) and ROCE (10.1%) remain modest.

Company Negative News

  • DII holdings decreased by -0.30%, showing reduced domestic institutional support.
  • Valuations remain significantly above industry averages.

Company Positive News

  • Quarterly PAT surged from 31.4 Cr. to 112 Cr.
  • FII holdings increased by 0.49%, reflecting foreign investor confidence.
  • Strong export demand supports long-term growth prospects.

Industry

  • Coffee manufacturing and export industry benefits from rising global consumption.
  • Industry P/E at 13.6 indicates CCL trades at a steep premium compared to peers.

Conclusion

CCL Products remains a fundamentally stable company with strong export demand and recent earnings momentum. However, high valuations and modest return ratios limit upside potential. Entry around 900–940 ₹ is advisable for long-term investors, with cautious accumulation recommended given stretched multiples.

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