⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

WHIRLPOOL - Investment Analysis: Buy Signal or Bull Trap?

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Rating: 2.7

Last Updated Time : 05 Feb 26, 09:03 am

Investment Rating: 2.7

Stock Code WHIRLPOOL Market Cap 10,018 Cr. Current Price 790 ₹ High / Low 1,474 ₹
Stock P/E 34.7 Book Value 283 ₹ Dividend Yield 0.63 % ROCE 12.7 %
ROE 9.17 % Face Value 10.0 ₹ DMA 50 907 ₹ DMA 200 1,163 ₹
Chg in FII Hold 0.77 % Chg in DII Hold 7.06 % PAT Qtr 20.9 Cr. PAT Prev Qtr 135 Cr.
RSI 34.5 MACD -36.1 Volume 9,17,130 Avg Vol 1Wk 5,31,930
Low price 756 ₹ High price 1,474 ₹ PEG Ratio 3.12 Debt to equity 0.07
52w Index 4.73 % Qtr Profit Var -49.8 % EPS 23.6 ₹ Industry PE 49.8

📊 Analysis: Whirlpool of India trades at a P/E of 34.7, below the industry average of 49.8, suggesting fair valuation. However, ROE (9.17%) and ROCE (12.7%) are modest, showing limited capital efficiency. EPS of ₹23.6 is decent, but quarterly PAT dropped sharply (-49.8%), raising concerns about earnings momentum. Dividend yield of 0.63% provides minor income support. PEG ratio of 3.12 indicates stretched growth-adjusted valuation. Technicals show RSI at 34.5 (oversold) and MACD negative (-36.1), pointing to weak momentum. Debt-to-equity is low at 0.07, ensuring financial stability.

💰 Entry Price Zone: Ideal accumulation zone is between ₹760 – ₹800, closer to its 52-week low (₹756) and below DMA50/DMA200, offering margin of safety.

Exit / Holding Strategy: If already holding, maintain cautiously with a medium-term horizon (2–4 years). Consider partial profit booking near ₹1,100 – ₹1,150 (DMA200 recovery zone) if earnings do not accelerate. Long-term compounding requires stronger profitability and margin expansion.

Positive

  • 🏦 Low debt-to-equity (0.07), ensuring financial stability.
  • 📈 EPS of ₹23.6 supports earnings base.
  • ✅ Strong domestic institutional support with DII stake increase (+7.06%).
  • 💡 FII stake also increased (+0.77%), showing foreign investor confidence.

Limitation

  • ⚠️ Modest ROE (9.17%) and ROCE (12.7%).
  • 📉 PEG ratio (3.12) indicates poor growth-adjusted valuation.
  • 🔻 PAT decline (-49.8%) raises concerns about earnings momentum.
  • 🚫 Dividend yield (0.63%) provides limited income support.

Company Negative News

  • 📉 Quarterly PAT dropped from ₹135 Cr to ₹20.9 Cr.
  • 🚫 Weak technical momentum (RSI oversold, MACD negative).

Company Positive News

  • ✅ Strong institutional support with DII and FII stake increases.
  • 💡 Valuation (P/E 34.7) is lower than industry average, offering relative value.

Industry

  • 🏭 Consumer durables industry PE ~49.8, higher than Whirlpool’s valuation.
  • 🌍 Sector growth driven by rising demand for appliances and premiumization trends.

Conclusion

Whirlpool is financially stable with low debt and institutional support, but profitability has weakened and valuations are stretched on growth metrics. Ideal entry is near ₹760–₹800 for margin of safety. Existing holders should maintain positions but consider partial exit near ₹1,100–₹1,150 unless earnings momentum improves. The stock suits cautious investors focusing on stability with valuation discipline rather than aggressive long-term compounding.

Selva, would you like me to extend this into a peer benchmarking overlay (Whirlpool vs Voltas, Havells, Blue Star, etc.) so you can evaluate sector rotation and compounding potential more clearly?

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