WHIRLPOOL - Fundamental Analysis: Financial Health & Valuation

Last Updated Time : 19 Sept 25, 2:16 pm

Fundamental Rating: 3.8

📊 Core Financials Breakdown

Profitability

ROCE: 12.7% and ROE: 9.17% — moderate, indicating decent but not exceptional capital efficiency.

EPS: ₹24.8, with PAT improving slightly from ₹106 Cr. to ₹135 Cr. — a modest 0.78% quarterly growth, suggesting stable but slow earnings momentum.

Debt-to-equity: 0.08 — very low leverage, a positive for financial resilience.

Dividend Yield: 0.37% — minimal, consistent with reinvestment-focused strategy.

Institutional Sentiment

FII holding declined (-0.43%), while DII increased (+0.62%) — mixed sentiment, with domestic investors showing cautious optimism.

💰 Valuation Metrics

Metric Value Insight

P/E Ratio 54.8 Slightly below industry average (56.8) — fairly valued.

P/B Ratio ~4.86 Elevated, but typical for branded consumer durable firms.

PEG Ratio 4.93 High — valuation stretched relative to earnings growth.

Intrinsic Value ~₹1,250–₹1,300 (est.) Current price of ₹1,335 is slightly above fair value.

🧠 Business Model & Competitive Edge

Core Operations: Whirlpool of India Ltd. manufactures and sells home appliances including refrigerators, washing machines, air conditioners, and kitchen appliances.

Strengths

Strong brand equity and legacy in Indian consumer durables.

Backed by global parent Whirlpool Corporation — access to R&D and global supply chain.

Diversified product portfolio and pan-India distribution network.

Challenges

PEG ratio and flat profit growth suggest valuation may be ahead of earnings.

RSI at 49.9 — neutral zone, MACD at 7.00 — mild bullish momentum.

Volume below weekly average — signals reduced short-term interest.

📈 Entry Zone & Technicals

DMA 50: ₹1,331, DMA 200: ₹1,387 — price is hovering near both, indicating consolidation.

RSI: 49.9 — neutral zone.

MACD: 7.00 — bullish crossover.

📌 Entry Zone: ₹1,250–₹1,300 — attractive for accumulation on dips.

🕰️ Long-Term Holding Guidance

2025 Target: ₹1,450–₹1,600

2026–2028 Target: ₹1,800–₹2,200

2030 Target: ₹2,600+

Holding Strategy: Whirlpool is a stable consumer brand with strong fundamentals, low debt, and long-term growth potential. Suitable for investors seeking exposure to India’s rising middle-class consumption and home appliance demand. Accumulate during technical weakness and hold through cycles.

You can explore Whirlpool’s year-by-year forecast and Choice India’s fundamental analysis for deeper insights.

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