⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.

MRF - Investment Analysis: Buy Signal or Bull Trap?

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Rating: 3.6

Last Updated Time : 04 Feb 26, 10:05 am

Investment Rating: 3.6

Stock Code MRF Market Cap 57,688 Cr. Current Price 1,36,000 ₹ High / Low 1,63,600 ₹
Stock P/E 32.0 Book Value 45,019 ₹ Dividend Yield 0.17 % ROCE 13.8 %
ROE 10.5 % Face Value 10.0 ₹ DMA 50 1,45,691 ₹ DMA 200 1,44,464 ₹
Chg in FII Hold -0.09 % Chg in DII Hold 0.12 % PAT Qtr 512 Cr. PAT Prev Qtr 484 Cr.
RSI 38.0 MACD -4,570 Volume 6,237 Avg Vol 1Wk 8,522
Low price 1,00,500 ₹ High price 1,63,600 ₹ PEG Ratio 0.63 Debt to equity 0.11
52w Index 56.3 % Qtr Profit Var 12.3 % EPS 4,245 ₹ Industry PE 29.7

📊 Analysis: MRF trades at ₹1,36,000 with a P/E of 32.0, slightly above the industry average of 29.7, suggesting fair valuation but not cheap. ROE (10.5%) and ROCE (13.8%) are moderate, reflecting average efficiency in generating returns. Dividend yield is negligible at 0.17%, making it unattractive for income investors. The PEG ratio (0.63) indicates reasonable growth potential relative to valuation. Technical indicators (RSI 38.0, MACD -4,570) show bearish momentum, suggesting near-term weakness. PAT has improved sequentially (484 Cr. → 512 Cr.), showing steady earnings growth. Debt-to-equity at 0.11 highlights a strong balance sheet.

💡 Entry Price Zone: Ideal entry would be between ₹1,20,000–₹1,28,000, closer to the 52-week low (₹1,00,500) and below DMA 200 (₹1,44,464), offering better valuation comfort.

📈 Exit / Holding Strategy: If already holding, consider a medium-to-long horizon (3–5 years) given steady earnings and sector resilience. Exit strategy should be triggered if price sustains below ₹1,20,000 or if ROE/ROCE stagnate. Otherwise, continue holding for compounding returns with periodic monitoring of profitability.

✅ Positive

  • Strong EPS at ₹4,245, reflecting solid earnings power.
  • Debt-to-equity ratio at 0.11, showing low leverage.
  • Sequential PAT growth (484 Cr. → 512 Cr.).
  • DII holdings increased (+0.12%), showing domestic institutional confidence.

⚠️ Limitation

  • P/E of 32.0 vs industry average of 29.7, indicating slight overvaluation.
  • Dividend yield at 0.17%, unattractive for income investors.
  • Moderate ROE (10.5%) and ROCE (13.8%), not very high compared to peers.

📉 Company Negative News

  • FII holdings reduced (-0.09%), showing declining foreign investor interest.
  • Stock trading below DMA 200, reflecting weak medium-term momentum.

📈 Company Positive News

  • Quarterly profit growth of 12.3% variation.
  • Stock trading well above 52-week low (₹1,00,500), showing resilience.

🏭 Industry

  • Tyre and automotive sector has cyclical growth tied to auto demand and infrastructure expansion.
  • Industry P/E at 29.7 highlights MRF is trading at a slight premium compared to peers.

🔎 Conclusion

MRF shows steady earnings growth and strong balance sheet but trades at a slight premium with modest return metrics and negligible dividend yield. It is a fair candidate for long-term investment if accumulated near ₹1,20,000–₹1,28,000. Existing holders should continue holding for 3–5 years unless fundamentals weaken or price drops below ₹1,20,000.

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