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PAYTM - IntraDay Trade Analysis with Live Signals

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Rating: 3.2

Last Updated Time : 04 Feb 26, 05:34 am

IntraDay Trade Rating: 3.2

Stock Code PAYTM Market Cap 76,679 Cr. Current Price 1,197 ₹ High / Low 1,382 ₹
Stock P/E 232 Book Value 199 ₹ Dividend Yield 0.00 % ROCE -11.8 %
ROE -12.0 % Face Value 1.00 ₹ DMA 50 1,259 ₹ DMA 200 1,142 ₹
Chg in FII Hold 0.04 % Chg in DII Hold 0.37 % PAT Qtr 145 Cr. PAT Prev Qtr 131 Cr.
RSI 43.8 MACD -37.8 Volume 42,53,347 Avg Vol 1Wk 53,24,066
Low price 652 ₹ High price 1,382 ₹ PEG Ratio 22.9 Debt to equity 0.01
52w Index 74.7 % Qtr Profit Var 171 % EPS -9.98 ₹ Industry PE 29.6

📊 Analysis: PAYTM is trading at ₹1,197, below its 50 DMA (₹1,259) but above its 200 DMA (₹1,142), showing mixed signals. RSI at 43.8 indicates near oversold conditions, while MACD (-37.8) reflects bearish momentum. Volume is lower than the weekly average, suggesting reduced intraday participation. The stock offers cautious intraday opportunities but requires strict stop-loss discipline due to weak fundamentals and high volatility.

💡 Optimal Buy Price: ₹1,185–1,190 (near support zone, risk-managed entry).

🎯 Profit-Taking Levels: ₹1,215–1,225 (first resistance), ₹1,245 (secondary resistance if momentum improves).

🛡️ Stop-Loss / Loss Protection: ₹1,170 (below intraday support).

⏱️ If Already Holding: Exit near ₹1,215–1,225 if momentum stalls. If price sustains above ₹1,225 with strong volume, hold for ₹1,245. Exit immediately if price breaks below ₹1,170 with heavy selling pressure.


Positive

  • Quarterly PAT improved to ₹145 Cr. vs ₹131 Cr. previously.
  • Quarterly profit variation at +171% shows strong improvement trend.
  • DII holding increased (+0.37%), reflecting domestic institutional support.

Limitation

  • Extremely high P/E of 232 compared to industry average of 29.6.
  • Negative ROCE (-11.8%) and ROE (-12.0%) indicate poor capital efficiency.
  • EPS at -₹9.98 reflects continued losses.
  • MACD strongly negative, showing bearish undertone.

Company Negative News

  • No dividend yield, reducing investor attractiveness.
  • Weak profitability despite revenue growth.

Company Positive News

  • Quarterly PAT growth signals operational improvement.
  • FII holding increased slightly (+0.04%), showing marginal foreign investor confidence.

Industry

  • Industry PE at 29.6, far lower than PAYTM’s valuation, suggesting overvaluation.
  • Fintech sector remains growth-oriented, supported by digital adoption and regulatory push.

Conclusion

⚖️ PAYTM presents speculative intraday potential with weak fundamentals and bearish technicals. Entry near ₹1,185–1,190 with exit around ₹1,215–1,225 is advisable. Momentum indicators remain fragile, so aggressive trades should be avoided. Strict stop-loss at ₹1,170 is essential to manage risk.

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