PAYTM - IntraDay Trade Analysis with Live Signals

Last Updated Time : 20 Dec 25, 07:03 am

IntraDay Trade Rating: 3.2

📊 Analysis: PAYTM is trading at ₹1,337, above both DMA 50 (₹1,280) and DMA 200 (₹1,097), showing medium-term strength. RSI at 47.6 indicates neutral momentum, while MACD (-1.86) remains slightly negative, suggesting mild bearish bias intraday. Volume (23.6 lakh) is above average (20.5 lakh), showing active participation. Despite reporting quarterly profits (₹131 Cr. vs ₹106 Cr.), fundamentals remain weak with negative ROE (-12.0%) and ROCE (-11.8%). Intraday potential exists for cautious trades, but risk remains elevated.

💡 Optimal Buy Price: ₹1,330–₹1,340 (near DMA 50 support)

🎯 Profit-Taking Exit Levels: ₹1,355–₹1,365 (short-term bounce target)

🛑 Stop-Loss / Loss Protection: ₹1,320 (below immediate support)

⏱️ If Already Holding: Exit intraday if price fails to sustain above ₹1,330 or if RSI drops below 45 with MACD continuing negative. Consider booking profits if price approaches ₹1,355–₹1,365 with volume confirmation.

✅ Positive

• 📈 Quarterly PAT improved to ₹131 Cr. vs ₹106 Cr. (+130% variation)
• 📊 Trading above DMA 50 and DMA 200 confirms medium-term strength
• 📊 DII holding increased by 4.11%, showing strong domestic investor confidence
• 📉 Debt-to-equity ratio at 0.01 ensures financial stability

⚠️ Limitation

• 📉 ROCE (-11.8%) and ROE (-12.0%) reflect poor efficiency
• 📊 EPS negative (-₹15.5), showing lack of profitability
• 📉 Dividend yield at 0.00%, limiting investor appeal
• 📊 MACD negative (-1.86), confirming weak intraday momentum

🚨 Company Negative News

• 📉 FII holding reduced by -3.16%, showing foreign investor caution
• 📊 Fundamentals remain weak despite profit reporting

🌟 Company Positive News

• 📈 Quarterly profit growth supports earnings momentum
• 📊 Strong DII inflows provide investor support

🏭 Industry

• 📊 Industry PE at 31.6, but PAYTM has no meaningful P/E due to negative EPS
• 💳 Fintech & digital payments sector outlook tied to adoption trends and regulatory environment

📌 Conclusion

PAYTM shows moderate intraday potential today. While technicals show medium-term strength and quarterly profits provide momentum, weak fundamentals and negative efficiency ratios limit upside. Traders may attempt entries near ₹1,330–₹1,340 with stop-loss at ₹1,320 and profit booking around ₹1,355–₹1,365. Conservative traders should avoid intraday positions until fundamentals improve further.

Would you like me to extend this into a peer benchmarking overlay comparing PAYTM with other fintech and digital payment sector stocks, so you can identify relative intraday strength opportunities?