PAYTM - IntraDay Trade Analysis with Live Signals
Back to ListIntraDay Trade Rating: 2.7
| Stock Code | PAYTM | Market Cap | 68,890 Cr. | Current Price | 1,077 ₹ | High / Low | 1,382 ₹ |
| Stock P/E | 208 | Book Value | 199 ₹ | Dividend Yield | 0.00 % | ROCE | -11.8 % |
| ROE | -12.0 % | Face Value | 1.00 ₹ | DMA 50 | 1,139 ₹ | DMA 200 | 1,131 ₹ |
| Chg in FII Hold | 0.04 % | Chg in DII Hold | 0.37 % | PAT Qtr | 145 Cr. | PAT Prev Qtr | 131 Cr. |
| RSI | 47.7 | MACD | -41.0 | Volume | 30,53,273 | Avg Vol 1Wk | 27,65,443 |
| Low price | 718 ₹ | High price | 1,382 ₹ | PEG Ratio | 20.6 | Debt to equity | 0.01 |
| 52w Index | 54.0 % | Qtr Profit Var | 171 % | EPS | -9.98 ₹ | Industry PE | 20.9 |
⚡ Analysis: PAYTM shows weak fundamentals with negative ROE (-12%) and ROCE (-11.8%). Despite reporting a positive PAT (145 Cr. vs 131 Cr. previous quarter), EPS remains negative (-9.98 ₹). Valuation is stretched with a P/E of 208 compared to industry PE of 20.9, and PEG ratio (20.6) indicates overvaluation. Intraday momentum is weak: RSI (47.7) is neutral, MACD (-41.0) is strongly negative. Current price (1,077 ₹) is below both 50 DMA (1,139 ₹) and 200 DMA (1,131 ₹), showing technical weakness. Volume is slightly above average, offering liquidity but not strong momentum.
💹 Optimal Buy Price: 1,060 ₹ – 1,070 ₹ (near support zone)
🎯 Profit-Taking Levels: 1,095 ₹ – 1,115 ₹ (short-term resistance)
🛡️ Stop-Loss: 1,045 ₹ (below intraday support)
📈 If Already Holding: Exit intraday if price fails to sustain above 1,080 ₹ or if MACD continues weakening. Book profits near 1,100 ₹ or cut losses if price slips under 1,050 ₹.
Positive
- 📊 PAT improved to 145 Cr. from 131 Cr. last quarter.
- 📈 Volume slightly above average, ensuring intraday liquidity.
- 🔄 Institutional interest increased (FII +0.04%, DII +0.37%).
- 💡 Debt-to-equity ratio is very low (0.01), reducing leverage risk.
Limitation
- ⚠️ Extremely high P/E (208) compared to industry PE (20.9).
- 📉 Negative ROE and ROCE highlight poor efficiency.
- ⏳ EPS remains negative (-9.98 ₹), limiting valuation appeal.
- 📉 Price below both 50 DMA and 200 DMA, showing technical weakness.
Company Negative News
- ❌ Despite PAT growth, fundamentals remain weak with negative returns.
- 📉 Overvaluation risk due to stretched P/E and PEG ratio.
Company Positive News
- ✅ PAT growth (+171% variation) shows operational improvement.
- 💡 Institutional investors marginally increased holdings.
Industry
- 🏭 Industry PE is 20.9, much lower than PAYTM’s 208, highlighting valuation gap.
- 📊 Fintech sector sentiment remains speculative, supporting intraday volatility.
Conclusion
⚖️ PAYTM is a weak intraday candidate due to poor fundamentals and negative momentum indicators. While speculative volume offers short-term opportunities, the risk of sharp reversals is high. Suitable only for disciplined traders with strict stop-loss and quick profit booking strategies.
Would you like me to extend this into a basket overlay with peer benchmarking against other fintech/digital payment stocks (like PhonePe, Razorpay, or global peers such as Block Inc.)? That way, you’ll see if intraday setups in the sector offer stronger opportunities than PAYTM.