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SOBHA - Fundamental Analysis: Financial Health & Valuation

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Rating: 3

Last Updated Time : 02 Feb 26, 01:19 pm

Fundamental Rating: 3.0

Stock Code SOBHA Market Cap 14,818 Cr. Current Price 1,385 ₹ High / Low 1,732 ₹
Stock P/E 64.3 Book Value 424 ₹ Dividend Yield 0.22 % ROCE 6.98 %
ROE 3.31 % Face Value 10.0 ₹ DMA 50 1,478 ₹ DMA 200 1,492 ₹
Chg in FII Hold -0.15 % Chg in DII Hold -0.26 % PAT Qtr 30.7 Cr. PAT Prev Qtr 104 Cr.
RSI 41.4 MACD -29.0 Volume 1,82,692 Avg Vol 1Wk 1,44,475
Low price 1,075 ₹ High price 1,732 ₹ PEG Ratio -8.14 Debt to equity 0.23
52w Index 47.1 % Qtr Profit Var 11.4 % EPS 21.6 ₹ Industry PE 30.2

📊 Core Financials

  • Quarterly PAT at 30.7 Cr vs 104 Cr previously, showing sharp decline in profitability.
  • ROE at 3.31% and ROCE at 6.98% reflect weak capital efficiency.
  • Debt-to-equity ratio at 0.23 indicates low leverage, providing financial stability.
  • EPS at 21.6 ₹ offers a moderate earnings base, but growth momentum is weak.

💹 Valuation Indicators

  • P/E ratio: 64.3, much higher than industry average of 30.2, suggesting overvaluation.
  • P/B ratio: ~3.3 (1,385 ₹ / 424 ₹ book value), showing premium pricing.
  • PEG ratio: -8.14, negative due to declining earnings, highlighting valuation risk.
  • Intrinsic value appears lower than current price, limited margin of safety.

🏢 Business Model & Competitive Advantage

  • Sobha operates in real estate development, focusing on residential and commercial projects.
  • Competitive advantage lies in brand recognition and premium housing projects.
  • Exposure to cyclical real estate demand impacts earnings stability.

📈 Entry Zone & Long-Term Guidance

  • Entry zone: 1,200–1,300 ₹ range (near support levels and RSI at 41.4, close to oversold zone).
  • Long-term holding viable only for investors seeking exposure to premium real estate growth.
  • Accumulation should be cautious due to weak profitability and stretched valuations.

Positive

  • Low debt-to-equity ratio (0.23), ensuring financial stability.
  • Strong brand presence in premium real estate projects.
  • Stock trading near oversold RSI levels, potential for technical rebound.

Limitation

  • High P/E (64.3) compared to industry average (30.2).
  • Weak ROE (3.31%) and ROCE (6.98%).
  • Negative PEG ratio (-8.14) indicates poor growth-adjusted valuation.

Company Negative News

  • Quarterly PAT declined sharply (30.7 Cr vs 104 Cr).
  • FII holdings decreased (-0.15%) and DII holdings also declined (-0.26%).
  • Stock trading below 50 DMA (1,478 ₹) and 200 DMA (1,492 ₹), reflecting bearish trend.

Company Positive News

  • Debt levels remain low, providing financial resilience.
  • Strong brand recognition in premium housing segment.

Industry

  • Industry PE at 30.2, much lower than Sobha’s 64.3, highlighting sector undervaluation relative to Sobha.
  • Real estate sector expected to grow steadily with urbanization and housing demand, though cyclical risks remain.

Conclusion

  • Sobha is financially stable with low debt but faces weak profitability metrics.
  • Valuations remain stretched, making accumulation near 1,200–1,300 ₹ more attractive.
  • Best suited for long-term investors seeking premium real estate exposure, but caution advised due to earnings volatility and high valuation multiples.

I can also extend this into a peer comparison with DLF and Godrej Properties to highlight how Sobha stacks up in valuation and profitability. Would you like me to draft that next?

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