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NH - Fundamental Analysis: Financial Health & Valuation

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Rating: 3.7

Last Updated Time : 19 Mar 26, 07:10 pm

Fundamental Rating: 3.7

Stock Code NH Market Cap 34,541 Cr. Current Price 1,688 ₹ High / Low 2,372 ₹
Stock P/E 69.9 Book Value 114 ₹ Dividend Yield 0.27 % ROCE 19.4 %
ROE 21.0 % Face Value 10.0 ₹ DMA 50 1,788 ₹ DMA 200 1,781 ₹
Chg in FII Hold 0.61 % Chg in DII Hold 0.15 % PAT Qtr 109 Cr. PAT Prev Qtr 138 Cr.
RSI 39.5 MACD -39.2 Volume 2,20,135 Avg Vol 1Wk 3,59,806
Low price 1,380 ₹ High price 2,372 ₹ PEG Ratio 1.51 Debt to equity 0.69
52w Index 31.1 % Qtr Profit Var 37.1 % EPS 22.6 ₹ Industry PE 43.5

📊 Financials

  • Revenue & Profitability: PAT declined from ₹138 Cr. to ₹109 Cr., showing earnings pressure. EPS at ₹22.6 is modest given valuation.
  • Margins & Returns: ROCE (19.4%) and ROE (21.0%) are healthy, reflecting decent efficiency and shareholder returns.
  • Debt: Debt-to-equity ratio of 0.69 indicates moderate leverage, manageable but adds risk.
  • Cash Flow: Stable due to profitability, though debt servicing remains a factor.

💹 Valuation

  • P/E Ratio: 69.9 vs Industry PE of 43.5 → Overvalued compared to peers.
  • P/B Ratio: ~14.8 (Price ₹1,688 / Book Value ₹114) → Expensive on book value basis.
  • PEG Ratio: 1.51 → Growth moderately justifies valuation but still stretched.
  • Intrinsic Value: Current price trades above fair value, limiting upside.

🏢 Business Model & Competitive Advantage

  • NH operates in healthcare services, benefiting from rising demand and brand strength.
  • Competitive advantage lies in scale, specialized offerings, and strong patient trust.
  • Dividend yield of 0.27% is very low, reflecting reinvestment focus.

📈 Entry Zone & Long-Term Guidance

  • Entry Zone: Attractive near ₹1,450–1,550 range (closer to 52W low of ₹1,380 and below DMA levels).
  • Long-Term Holding: Suitable for investors seeking exposure to healthcare growth, but accumulation should be cautious due to stretched valuations.


✅ Positive

  • Strong ROE (21%) and ROCE (19.4%) indicate efficient capital use.
  • Healthcare sector offers long-term growth potential.
  • FII holdings increased (+0.61%), showing foreign investor confidence.

⚠️ Limitation

  • High P/E ratio (69.9) compared to industry average.
  • Dividend yield is very low (0.27%).
  • Debt-to-equity ratio of 0.69 adds financial risk.

📉 Company Negative News

  • PAT dropped compared to previous quarter.
  • MACD at -39.2 indicates bearish technical momentum.

📈 Company Positive News

  • FII holdings increased (+0.61%), signaling global investor confidence.
  • DII holdings increased (+0.15%), showing modest domestic support.
  • RSI at 39.5 indicates oversold territory, potential for rebound.

🏭 Industry

  • Healthcare industry benefits from rising demand, government initiatives, and demographic trends.
  • Industry PE at 43.5 suggests peers trade at lower valuations, making NH relatively expensive.

🔎 Conclusion

  • NH is fundamentally strong with decent efficiency and sectoral growth potential.
  • However, high valuations, modest dividend yield, and earnings pressure limit upside potential.
  • Best strategy: Accumulate near ₹1,450–1,550 range for long-term holding, while avoiding aggressive buying at current levels.

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