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NBCC - Fundamental Analysis: Financial Health & Valuation

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Rating: 3.7

Last Updated Time : 04 May 26, 11:42 am

Fundamental Rating: 3.7

Stock Code NBCC Market Cap 24,746 Cr. Current Price 91.6 ₹ High / Low 131 ₹
Stock P/E 39.3 Book Value 9.34 ₹ Dividend Yield 0.73 % ROCE 32.1 %
ROE 24.1 % Face Value 1.00 ₹ DMA 50 91.8 ₹ DMA 200 100 ₹
Chg in FII Hold -0.21 % Chg in DII Hold -1.50 % PAT Qtr 135 Cr. PAT Prev Qtr 173 Cr.
RSI 52.3 MACD 1.65 Volume 97,54,327 Avg Vol 1Wk 1,00,45,498
Low price 77.2 ₹ High price 131 ₹ PEG Ratio 1.42 Debt to equity 0.00
52w Index 27.0 % Qtr Profit Var 4.89 % EPS 2.30 ₹ Industry PE 18.5

📊 Financials: NBCC shows strong efficiency with ROE at 24.1% and ROCE at 32.1%. The company is debt-free (0.00 debt-to-equity), which enhances financial stability. EPS is modest at ₹2.30, and quarterly PAT declined (₹135 Cr vs ₹173 Cr), reflecting earnings pressure despite overall resilience.

💹 Valuation: The stock trades at a P/E of 39.3, significantly above the industry average of 18.5, suggesting overvaluation. PEG ratio of 1.42 indicates moderate alignment with growth. Book value is low at ₹9.34, making the P/B ratio unattractive. Dividend yield of 0.73% provides limited income support.

🏭 Business Model: NBCC operates in construction and project management, with strengths in government contracts and infrastructure development. Its competitive advantage lies in debt-free operations and strong execution capabilities. However, earnings volatility and dependence on government projects remain challenges.

📈 Entry Zone: Attractive entry would be near ₹82–₹86, aligning with support levels and fairer valuation. Current price (₹91.6) is near the 50 DMA (₹91.8) but below the 200 DMA (₹100), suggesting consolidation. Long-term investors may accumulate cautiously on dips.

Positive

  • Strong ROE (24.1%) and ROCE (32.1%).
  • Debt-free balance sheet.
  • Dividend yield of 0.73% provides steady payouts.
  • Quarterly profit variation (+4.89%) shows resilience despite decline.

Limitation

  • High P/E (39.3) vs industry average (18.5).
  • Low EPS (₹2.30).
  • Book value of ₹9.34 makes valuation stretched.
  • Decline in FII (-0.21%) and DII (-1.50%) holdings.

Company Negative News

  • Quarterly PAT declined (₹135 Cr vs ₹173 Cr).
  • Reduced institutional confidence with FII and DII outflows.

Company Positive News

  • Debt-free operations strengthen financial stability.
  • Quarterly profit variation (+4.89%) shows resilience.
  • Strong government-backed project pipeline.

Industry

  • Construction and infrastructure sector remains cyclical and policy-driven.
  • Industry P/E at 18.5 highlights NBCC’s premium valuation.
  • Government contracts provide stability but limit diversification.

Conclusion

⚖️ NBCC demonstrates strong efficiency and debt-free status but trades at stretched valuations. Entry is favorable near ₹82–₹86 for long-term investors. Current levels suggest cautious accumulation, with better opportunities on dips. Holding is viable if government project momentum sustains, but valuation risks remain elevated.

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