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MMTC - Fundamental Analysis: Financial Health & Valuation

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Rating: 1.9

Last Updated Time : 02 Feb 26, 01:17 pm

Fundamental Rating: 1.9

Stock Code MMTC Market Cap 9,447 Cr. Current Price 63.0 ₹ High / Low 88.2 ₹
Stock P/E 229 Book Value 10.9 ₹ Dividend Yield 0.00 % ROCE 8.33 %
ROE 5.69 % Face Value 1.00 ₹ DMA 50 64.1 ₹ DMA 200 65.2 ₹
Chg in FII Hold -0.07 % Chg in DII Hold -0.07 % PAT Qtr 4.88 Cr. PAT Prev Qtr 36.7 Cr.
RSI 46.2 MACD 0.73 Volume 34,09,869 Avg Vol 1Wk 1,01,89,677
Low price 42.6 ₹ High price 88.2 ₹ PEG Ratio 7.90 Debt to equity 0.02
52w Index 44.7 % Qtr Profit Var -56.7 % EPS 1.13 ₹ Industry PE 32.3

📊 Financials: MMTC has a market cap of 9,447 Cr. with quarterly PAT falling sharply to 4.88 Cr. from 36.7 Cr. ROE at 5.69% and ROCE at 8.33% indicate weak efficiency. Debt-to-equity ratio of 0.02 shows an almost debt-free balance sheet, but profitability remains poor. EPS is low at 1.13 ₹, reflecting thin margins and weak earnings visibility.

💹 Valuation: Current P/E of 229 is extremely high compared to the industry average of 32.3, suggesting severe overvaluation. P/B ratio is ~5.78 (63 ₹ / 10.9 ₹), which is expensive relative to book value. PEG ratio of 7.90 highlights overpriced growth. Intrinsic value appears much lower than current market price, making the stock unattractive for fresh entry.

🏭 Business Model & Competitive Advantage: MMTC operates in trading of minerals, metals, and commodities. While it has government backing and a long-established presence, its competitive advantage is limited due to thin margins, high cyclicality, and dependence on global commodity prices.

📈 Entry Zone: With RSI at 46.2 (neutral) and support near 42–48 ₹ (close to 52-week low), entry is advisable only at lower levels. Current price at 63 ₹ remains expensive relative to fundamentals.

🕰️ Long-Term Holding Guidance: MMTC is fundamentally weak with poor profitability and stretched valuations. Long-term holding is not recommended unless earnings visibility improves significantly and valuations normalize.


Positive

  • Debt-to-equity ratio at 0.02 shows near debt-free status.
  • Government backing provides some stability.
  • Established presence in commodity trading.

Limitation

  • Extremely high P/E (229) compared to industry average (32.3).
  • Weak ROE (5.69%) and ROCE (8.33%).
  • Quarterly PAT declined sharply (4.88 Cr. vs 36.7 Cr.).
  • PEG ratio of 7.90 indicates overpriced growth.

Company Negative News

  • Sharp decline in quarterly profitability.
  • Institutional investors (FII/DII) reducing holdings.

Company Positive News

  • Debt-free balance sheet provides financial stability.
  • Government support ensures continuity of operations.

Industry

  • Commodity trading sector is cyclical and highly dependent on global prices.
  • Industry P/E at 32.3 highlights MMTC’s severe overvaluation.

Conclusion

⚖️ MMTC is a weak fundamental play with poor profitability and extreme overvaluation. Entry is advisable only near 42–48 ₹, and long-term holding is not recommended unless earnings improve substantially.

Would you like me to also prepare a comparative HTML table showing MMTC vs. industry averages for quick visualization of valuation and profitability gaps?

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