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HCLTECH - Fundamental Analysis: Financial Health & Valuation

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Rating: 4.2

Last Updated Time : 19 Mar 26, 07:10 pm

Fundamental Rating: 4.2

Stock Code HCLTECH Market Cap 3,67,892 Cr. Current Price 1,356 ₹ High / Low 1,780 ₹
Stock P/E 30.0 Book Value 115 ₹ Dividend Yield 3.98 % ROCE 43.1 %
ROE 32.6 % Face Value 2.00 ₹ DMA 50 1,478 ₹ DMA 200 1,558 ₹
Chg in FII Hold -0.43 % Chg in DII Hold 0.57 % PAT Qtr 3,682 Cr. PAT Prev Qtr 2,657 Cr.
RSI 37.0 MACD -54.2 Volume 26,74,372 Avg Vol 1Wk 27,46,688
Low price 1,276 ₹ High price 1,780 ₹ PEG Ratio 7.46 Debt to equity 0.03
52w Index 15.8 % Qtr Profit Var 4.42 % EPS 42.6 ₹ Industry PE 20.9

📊 Core Financials

  • Quarterly PAT rose from ₹2,657 Cr. to ₹3,682 Cr. (≈38% growth).
  • ROE: 32.6% and ROCE: 43.1% → strong profitability and efficient capital use.
  • Debt-to-equity: 0.03 → virtually debt-free.
  • Dividend Yield: 3.98% → consistent cash flow return to shareholders.

💹 Valuation Indicators

  • P/E Ratio: 30.0 vs Industry PE 20.9 → premium valuation.
  • P/B Ratio: 11.8 (Current Price ₹1,356 / Book Value ₹115) → expensive relative to assets.
  • PEG Ratio: 7.46 → growth not keeping pace with valuation.
  • Intrinsic Value: Current price above fair value zone, limited upside.

🏢 Business Model & Competitive Advantage

  • Global IT services provider with diversified offerings in software, infrastructure, and digital transformation.
  • Strong client base across industries ensures recurring revenue streams.
  • Competitive edge: High ROCE/ROE, brand strength, and scale.

📈 Entry Zone & Long-Term Guidance

  • Entry Zone: Attractive near ₹1,276–₹1,320 (close to 52-week low, RSI at 37 indicates oversold).
  • Long-Term Holding: Suitable for dividend-seeking investors and those looking for steady growth, though valuations are stretched.


✅ Positive

  • Strong profitability metrics (ROE, ROCE).
  • Low debt ensures financial stability.
  • Healthy dividend yield supports income investors.

⚠️ Limitation

  • Valuation is expensive compared to peers.
  • PEG ratio suggests growth is lagging behind price.
  • FII holding decreased (-0.43%), showing reduced foreign investor confidence.

📉 Company Negative News

  • Stock trading below 50 DMA (₹1,478) and 200 DMA (₹1,558), indicating bearish momentum.
  • MACD at -54.2 signals weak technical trend.

📈 Company Positive News

  • Quarterly profit jump of ~38% shows strong operational performance.
  • DII holdings increased (+0.57%), reflecting domestic institutional confidence.

🌐 Industry

  • IT services industry PE at 20.9, lower than HCLTECH’s 30.0, showing sector-wide undervaluation compared to HCLTECH.
  • Industry growth driven by digital transformation, AI adoption, and cloud services.

🔎 Conclusion

  • HCLTECH is fundamentally strong with excellent profitability and low debt.
  • However, current valuations are stretched, making fresh entry less attractive at present levels.
  • Best strategy: Accumulate near ₹1,276–₹1,320 and hold long-term for dividends and steady growth.

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