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GRANULES - Fundamental Analysis: Financial Health & Valuation

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Rating: 3.8

Last Updated Time : 02 Feb 26, 01:08 pm

Fundamental Rating: 3.8

Stock Code GRANULES Market Cap 13,406 Cr. Current Price 552 ₹ High / Low 627 ₹
Stock P/E 35.0 Book Value 146 ₹ Dividend Yield 0.27 % ROCE 10.9 %
ROE 9.14 % Face Value 1.00 ₹ DMA 50 575 ₹ DMA 200 544 ₹
Chg in FII Hold -0.54 % Chg in DII Hold -0.44 % PAT Qtr 112 Cr. PAT Prev Qtr 121 Cr.
RSI 41.0 MACD -6.69 Volume 3,39,725 Avg Vol 1Wk 9,90,645
Low price 412 ₹ High price 627 ₹ PEG Ratio -4.07 Debt to equity 0.29
52w Index 65.2 % Qtr Profit Var 23.8 % EPS 16.3 ₹ Industry PE 29.0

📊 Core Financials

  • Revenue & Profit Growth: Quarterly PAT declined from 121 Cr. to 112 Cr., though YoY profit variation stands at 23.8%, showing moderate growth.
  • Margins: ROE at 9.14% and ROCE at 10.9% reflect modest profitability compared to industry peers.
  • Debt Ratios: Debt-to-equity at 0.29 indicates manageable leverage.
  • Cash Flows: Stable operating cash flows supported by pharmaceutical manufacturing operations.
  • Return Metrics: EPS at 16.3 ₹ highlights consistent but moderate earnings power.

💹 Valuation Indicators

  • P/E Ratio: 35.0, above industry PE of 29.0, suggesting mild overvaluation.
  • P/B Ratio: ~3.8 (Current Price / Book Value), reasonable but not cheap.
  • PEG Ratio: -4.07, distorted due to uneven growth expectations, signaling caution.
  • Intrinsic Value: Current price (552 ₹) is slightly above fair value; upside potential depends on sustained earnings growth.

🏢 Business Model & Competitive Advantage

  • Operates in pharmaceuticals with focus on APIs, formulations, and contract manufacturing.
  • Competitive advantage lies in cost efficiency, global regulatory approvals, and diversified product portfolio.
  • Resilient business model with export-driven revenues, though margins remain under pressure.

📈 Entry Zone & Long-Term Guidance

  • Entry Zone: Attractive accumulation range between 520 ₹ – 540 ₹ (near DMA 200).
  • Long-Term Holding: Suitable for long-term investors seeking exposure to pharma exports, though profitability improvement is key.

Positive

  • Debt-to-equity ratio at 0.29 shows manageable leverage.
  • Consistent EPS and moderate profit growth.
  • Strong presence in APIs and formulations with global reach.

Limitation

  • ROE and ROCE are modest compared to industry leaders.
  • P/E ratio above industry average indicates mild overvaluation.
  • PEG ratio signals weak growth-adjusted valuation.
  • Dividend yield at 0.27% is negligible.

Company Negative News

  • Reduction in FII holdings (-0.54%) and DII holdings (-0.44%) show cautious institutional sentiment.
  • Quarterly PAT decline from 121 Cr. to 112 Cr. reflects short-term pressure.

Company Positive News

  • YoY profit growth of 23.8% shows resilience despite quarterly dip.
  • Strong global presence and diversified product portfolio.

Industry

  • Pharmaceutical sector remains resilient with steady demand for generics and APIs.
  • Industry PE at 29.0 reflects moderate optimism and fair valuations.

Conclusion

  • Granules India is a fundamentally stable pharma company with manageable debt and consistent earnings.
  • Valuation is slightly premium, with modest profitability metrics.
  • Best suited for long-term investors seeking steady exposure to pharma exports, with entry near support levels for better risk-reward.

I can also compare Granules India with peers like Aurobindo Pharma or Divi’s Labs to highlight its relative valuation and profitability positioning.

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