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GNFC - Fundamental Analysis: Financial Health & Valuation

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Rating: 3.7

Last Updated Time : 17 Jan 26, 02:43 pm

Fundamental Rating: 3.7

Stock Code GNFC Market Cap 6,999 Cr. Current Price 476 ₹ High / Low 585 ₹
Stock P/E 11.2 Book Value 580 ₹ Dividend Yield 3.78 % ROCE 9.70 %
ROE 7.03 % Face Value 10.0 ₹ DMA 50 492 ₹ DMA 200 517 ₹
Chg in FII Hold 0.05 % Chg in DII Hold 0.43 % PAT Qtr 177 Cr. PAT Prev Qtr 78.0 Cr.
RSI 40.3 MACD -4.33 Volume 1,15,828 Avg Vol 1Wk 1,31,856
Low price 449 ₹ High price 585 ₹ PEG Ratio -0.37 Debt to equity 0.00
52w Index 20.0 % Qtr Profit Var 73.5 % EPS 42.4 ₹ Industry PE 18.8

📊 Core Financials

  • Revenue Growth: Quarterly PAT rose from ₹78 Cr. to ₹177 Cr. (+73.5% QoQ)
  • Profit Margins: EPS at ₹42.4, moderate profitability
  • ROE: 7.03% (below industry average, modest returns)
  • ROCE: 9.70% (average capital efficiency)
  • Debt-to-Equity: 0.00 (debt-free, strong balance sheet)
  • Cash Flow: Stable, supported by debt-free operations

💹 Valuation Indicators

  • P/E Ratio: 11.2 (attractive vs industry PE of 18.8)
  • P/B Ratio: 0.82 (current price ₹476 / book value ₹580, undervalued)
  • PEG Ratio: -0.37 (negative, indicates weak earnings growth outlook)
  • Intrinsic Value: Estimated near ₹500–₹520, slightly above current market price

🏭 Business Model & Competitive Advantage

  • Diversified chemicals and fertilizers company with strong presence in industrial chemicals
  • Government-backed entity ensuring operational stability
  • Competitive advantage: debt-free status, strong dividend yield, and diversified product portfolio

📈 Entry Zone & Long-Term Guidance

  • Entry Zone: ₹450–₹480 (near current levels and 52-week low)
  • Long-Term Holding: Suitable for 3–5 years horizon, supported by dividend yield and debt-free balance sheet

Positive

  • Debt-free company with strong balance sheet
  • Dividend yield of 3.78% provides stable income
  • P/E ratio lower than industry average, suggesting undervaluation

Limitation

  • ROE and ROCE relatively weak compared to peers
  • PEG ratio negative, indicating weak growth prospects
  • Stock trading below DMA 200, showing weak momentum

Company Negative News

  • Quarterly profit variation volatile, despite recent surge
  • Growth outlook remains uncertain with PEG ratio negative

Company Positive News

  • Quarterly PAT surged to ₹177 Cr. from ₹78 Cr.
  • FII holding increased by 0.05% and DII holding increased by 0.43%

Industry

  • Chemicals and fertilizers industry cyclical, tied to commodity demand and government policies
  • Industry PE at 18.8, higher than GNFC’s 11.2, highlighting undervaluation
  • Government push for agriculture and industrial chemicals supports long-term demand

Conclusion

  • GNFC shows financial stability with debt-free operations and attractive dividend yield
  • Valuation appears undervalued, entry advisable near ₹450–₹480
  • Long-term investors can hold for 3–5 years to benefit from stable demand and dividend income

Would you like me to also prepare a peer comparison snapshot (e.g., Deepak Nitrite, Gujarat Alkalies, Tata Chemicals) to contextualize GNFC’s fundamentals against other chemical sector peers?

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