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FSL - Fundamental Analysis: Financial Health & Valuation

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Rating: 3.3

Last Updated Time : 04 May 26, 11:57 am

Fundamental Rating: 3.3

Stock Code FSL Market Cap 15,126 Cr. Current Price 214 ₹ High / Low 404 ₹
Stock P/E 32.2 Book Value 37.2 ₹ Dividend Yield 2.57 % ROCE 16.9 %
ROE 15.3 % Face Value 10.0 ₹ DMA 50 235 ₹ DMA 200 292 ₹
Chg in FII Hold -0.35 % Chg in DII Hold 0.30 % PAT Qtr 144 Cr. PAT Prev Qtr 98.0 Cr.
RSI 43.8 MACD -3.58 Volume 17,33,331 Avg Vol 1Wk 16,88,562
Low price 201 ₹ High price 404 ₹ PEG Ratio -82.6 Debt to equity 0.32
52w Index 6.56 % Qtr Profit Var 39.8 % EPS 5.44 ₹ Industry PE 20.8

Financials & Valuation:

FSL shows moderate fundamentals. ROCE (16.9%) and ROE (15.3%) reflect decent efficiency, but EPS of 5.44 ₹ is modest relative to valuation. Quarterly PAT improved to 144 Cr. from 98 Cr., showing growth momentum. Debt-to-equity at 0.32 is manageable, though slightly elevated compared to peers.

Valuation Indicators:

P/E ratio of 32.2 is higher than the industry average (20.8), suggesting overvaluation. Book Value of 37.2 ₹ compared to current price of 214 ₹ shows premium pricing. PEG ratio of -82.6 highlights valuation concerns relative to growth. Dividend yield of 2.57% provides attractive income support.

Business Model & Health:

FSL, an IT services and outsourcing company, benefits from global demand for digital transformation and BPO services. Profitability metrics are decent, but valuation remains stretched. Institutional sentiment is mixed, with FII holdings declining (-0.35%) and DII holdings increasing (+0.30%).

Entry Zone & Holding Guidance:

Technically, support lies around 205–215 ₹, with resistance near 230–240 ₹. Entry near support levels offers favorable risk-reward. Long-term holding should be cautious until valuations align with industry benchmarks, though dividend yield provides some comfort.


Positive

- ROCE (16.9%) and ROE (15.3%) show decent efficiency.

- EPS of 5.44 ₹ supports profitability.

- Dividend yield of 2.57% provides income support.

- DII holdings increased (+0.30%).

Limitation

- High P/E (32.2) vs industry average (20.8).

- PEG ratio (-82.6) indicates valuation concerns.

- EPS remains modest relative to price.

- RSI (43.8) and MACD (-3.58) show weak momentum.

Company Negative News

- Decline in FII holdings (-0.35%).

- Valuation premium compared to peers.

- Weak technical indicators.

Company Positive News

- Quarterly PAT improved to 144 Cr. from 98 Cr.

- DII holdings increased, reflecting domestic support.

- Dividend yield remains attractive.

Industry

- IT services sector benefits from global outsourcing and digital demand.

- Industry PE (20.8) is lower than FSL’s, highlighting overvaluation.

- Long-term growth supported by digital transformation trends.

Conclusion

FSL is moderately strong with decent profitability and dividend yield, but faces valuation concerns and weak technical momentum. Entry near 205–215 ₹ offers a favorable setup. Long-term investors should hold cautiously, monitoring earnings growth and valuation alignment.

Would you like me to extend this into a peer benchmarking overlay comparing FSL against Tech Mahindra, HCL Tech, and Coforge to highlight relative positioning in valuation and profitability?

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