⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.
ABCAPITAL - Fundamental Analysis: Financial Health & Valuation
Back to ListFundamental Rating: 3.3
| Stock Code | ABCAPITAL | Market Cap | 85,958 Cr. | Current Price | 328 ₹ | High / Low | 369 ₹ |
| Stock P/E | 28.7 | Book Value | 103 ₹ | Dividend Yield | 0.00 % | ROCE | 9.48 % |
| ROE | 12.5 % | Face Value | 10.0 ₹ | DMA 50 | 338 ₹ | DMA 200 | 308 ₹ |
| Chg in FII Hold | -0.95 % | Chg in DII Hold | 1.85 % | PAT Qtr | 749 Cr. | PAT Prev Qtr | 916 Cr. |
| RSI | 46.8 | MACD | -7.20 | Volume | 26,91,795 | Avg Vol 1Wk | 34,86,761 |
| Low price | 166 ₹ | High price | 369 ₹ | PEG Ratio | 0.27 | Debt to equity | 4.56 |
| 52w Index | 79.8 % | Qtr Profit Var | 22.1 % | EPS | 11.4 ₹ | Industry PE | 24.7 |
📊 Core Financials
- Profitability: PAT declined from ₹916 Cr. to ₹749 Cr. (Qtr Profit Var: -22.1%)
- Margins: ROE at 12.5% is moderate, ROCE at 9.48% indicates average efficiency
- Debt: Debt-to-equity ratio at 4.56 shows high leverage
- Cash Flow: EPS at ₹11.4 is modest relative to market cap
💰 Valuation Indicators
- P/E Ratio: 28.7 vs Industry PE of 24.7 → slightly overvalued
- P/B Ratio: Current Price ₹328 vs Book Value ₹103 → ~3.2x book
- PEG Ratio: 0.27 → growth priced attractively
- Intrinsic Value: Fair valuation but trading at a mild premium
🏢 Business Model & Health
- Market Cap: ₹85,958 Cr. reflects strong presence in financial services
- Dividend Yield: 0.00% indicates reinvestment focus
- Competitive Advantage: Diversified financial services across lending, insurance, and asset management
- Overall Health: Strong sector presence, but high leverage and profit decline raise caution
🎯 Entry Zone & Long-Term Guidance
- Entry Zone: Attractive near ₹290–310 for accumulation
- Long-Term Holding: Suitable for long-term investors if leverage reduces and earnings stabilize
✅ Positive
- Strong diversified financial services portfolio
- DII holding increased (+1.85%)
- PEG ratio (0.27) suggests attractive growth pricing
⚠️ Limitation
- High debt-to-equity ratio (4.56)
- P/E ratio (28.7) slightly above industry average
- No dividend yield (0.00%)
📉 Company Negative News
- Quarterly PAT declined to ₹749 Cr. (-22.1%)
- FII holding decreased (-0.95%)
📈 Company Positive News
- DII holding increased significantly (+1.85%)
- Strong presence in diversified financial services
🏭 Industry
- Industry PE: 24.7, lower than ABCAPITAL’s PE
- Financial services sector benefits from rising credit demand and insurance penetration
🔎 Conclusion
ABCAPITAL shows strong sector presence and attractive PEG ratio, supported by rising domestic institutional interest.
However, high leverage and declining profits raise caution.
The stock is suitable for long-term investors focused on financial services growth, with entry recommended near ₹290–310 to balance risk and reward.