360ONE - Fundamental Analysis

Last Updated Time : 02 Aug 25, 12:58 am

Fundamental Rating: 3.8

Here’s a full breakdown of 360ONE’s fundamentals and long-term investment potential

📊 Core Financials Analysis

Revenue & Profitability

Quarterly PAT shows growth (₹250 Cr → ₹285 Cr), but Qtr Profit Variation is down -6.88%, suggesting some volatility.

ROE at 20.6% is strong — indicates good capital efficiency.

ROCE at 14.9% is healthy, though not stellar.

Debt & Leverage

Debt-to-equity ratio: 1.58 — relatively high, caution advised if interest rates rise or cash flows tighten.

Cash Flow & Returns

EPS at ₹27.2 is decent given the current stock price.

Dividend yield is low at 0.55%, making it more of a growth play than income stock.

💸 Valuation Indicators

Metric Value Comment

P/E Ratio 41.5 Overvalued vs. Industry PE of 15.4

P/B Ratio ~6.01 Premium valuation compared to Book Value ₹180

PEG Ratio 1.78 Indicates growth is priced in; nearing fair value

Intrinsic Value ⚠️ Not provided Appears richly valued based on ratios

🧠 Business Model & Competitive Advantage

The company likely operates in wealth management or financial services, given its asset-light ROE and DII/FII holding shifts.

Strong FII interest (+1.32%) reflects foreign institutional confidence.

However, declining DII interest (-0.61%) could signal short-term caution.

📉 Technical Insights

RSI at 36.2: Near oversold territory — could indicate short-term bounce opportunity.

MACD: -11.8: Bearish momentum, watch for trend reversal.

Price Levels

Current Price: ₹1,082

DMA 50: ₹1,122 (currently below it — bearish)

DMA 200: ₹1,041 (currently above it — long-term bullish support)

52W Low/High: ₹766 / ₹1,318

📍 Suggested Entry Zone & Long-Term Guidance

Entry Zone: ₹970–₹1,030 — closer to 200 DMA and lower RSI range

If the stock corrects further, it might offer long-term upside from that base.

For long-term holding, ensure future earnings growth matches the current premium valuation. Monitor debt levels and macro environment closely.

Would you like a comparison with peer stocks in the same industry or a technical chart to visualize zones? Let’s go deeper if you’d like. 📈

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