360ONE - Fundamental Analysis: Financial Health & Valuation

Last Updated Time : 19 Sept 25, 2:16 pm

Fundamental Rating: 3.6

Here's a detailed breakdown of 360 One Wam Ltd (360ONE)

🧾 Core Financials

Revenue & Profit Growth

Quarterly PAT surged from ₹70.4 Cr to ₹112 Cr, a 390% jump, indicating strong earnings momentum.

EPS stands at ₹10.9, reflecting decent profitability per share.

Profitability Ratios

ROE: 10.0% and ROCE: 11.2% are modest, suggesting average capital efficiency.

Dividend Yield: 0.54% is low, typical for growth-oriented financial firms.

Debt & Liquidity

Debt-to-equity: 0.23 — low leverage, indicating prudent financial management.

Cash flow data isn't disclosed here, but low debt implies manageable obligations.

📊 Valuation Indicators

Metric Value Industry Avg Remarks

P/E Ratio 107 15.9 Extremely overvalued

P/B Ratio 7.9 ~5.2 Premium to book value

PEG Ratio -260 ~1 Negative due to erratic growth

Intrinsic Value ~₹600–₹750 — Overpriced vs fundamentals

The stock trades at a steep premium, likely driven by sentiment or future growth expectations, not current earnings.

🏢 Business Model & Competitive Edge

Core Operations: Wealth and asset management, including financial structuring and advisory services.

Strengths

Niche positioning in high-net-worth wealth management.

Strong brand and client relationships.

Risks

High valuation leaves little margin for error.

Sensitive to market cycles and regulatory changes.

📉 Technical & Entry Zone

Current Price: ₹1,107

DMA 50/200: ₹1,076 / ₹1,046 — trading slightly above support.

RSI: 59.2 — neutral zone, not overbought.

MACD: 3.68 — mild bullish momentum.

Suggested Entry Zone: ₹950–₹1,000 range, ideally closer to DMA 200 or ₹900 support zone.

🕰️ Long-Term Holding Guidance

Hold if already invested, but monitor valuation compression.

Avoid fresh entry at current levels unless there's a correction.

Ideal for long-term only if

Growth sustains above 20% CAGR.

Valuation normalizes below P/E 40.

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