⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.
360ONE - Fundamental Analysis: Financial Health & Valuation
Back to ListFundamental Rating: 2.0
| Stock Code | 360ONE | Market Cap | 47,399 Cr. | Current Price | 1,169 ₹ | High / Low | 1,274 ₹ |
| Stock P/E | 218 | Book Value | 181 ₹ | Dividend Yield | 1.02 % | ROCE | 11.2 % |
| ROE | 10.0 % | Face Value | 1.00 ₹ | DMA 50 | 1,139 ₹ | DMA 200 | 1,097 ₹ |
| Chg in FII Hold | -0.36 % | Chg in DII Hold | 0.14 % | PAT Qtr | 0.45 Cr. | PAT Prev Qtr | 34.3 Cr. |
| RSI | 43.2 | MACD | -11.3 | Volume | 13,13,621 | Avg Vol 1Wk | 12,03,732 |
| Low price | 766 ₹ | High price | 1,274 ₹ | PEG Ratio | -532 | Debt to equity | 0.19 |
| 52w Index | 79.3 % | Qtr Profit Var | -99.4 % | EPS | 5.42 ₹ | Industry PE | 19.4 |
📊 Core Financials
- Revenue & Profitability: Quarterly PAT collapsed from 34.3 Cr. to 0.45 Cr. (–99.4% variance), showing extreme earnings volatility.
- Margins: ROE at 10% and ROCE at 11.2% are modest, below industry benchmarks.
- Debt: Debt-to-equity ratio of 0.19 indicates low leverage, which is a positive.
- Cash Flow: Weak earnings consistency raises concerns about sustainable cash generation.
💹 Valuation Indicators
- P/E Ratio: 218 vs. industry average of 19.4 — highly overvalued.
- P/B Ratio: Current price (₹1169) vs. book value (₹181) → ~6.5x, expensive.
- PEG Ratio: –532, reflecting negative earnings growth.
- Intrinsic Value: Current valuation far exceeds fundamentals, suggesting overpricing.
🏢 Business Model & Competitive Advantage
- Operates in wealth and asset management, a sector with long-term growth potential.
- Strong brand recognition and client trust are positives, but profitability inconsistency undermines competitive edge.
📈 Technicals & Entry Zone
- DMA 50 (₹1139) and DMA 200 (₹1097) show support near current levels.
- RSI at 43.2 indicates neutral momentum; MACD negative suggests weakness.
- Entry Zone: Attractive only if price corrects closer to ₹850–950 range, aligning with fundamentals.
- Long-Term Holding: Risky unless earnings stabilize; better to wait for consistent profit recovery.
✅ Positive
- Low debt-to-equity ratio (0.19).
- Strong brand presence in wealth management.
- Dividend yield of 1.02% provides some return.
⚠️ Limitation
- Extremely high P/E ratio (218) compared to industry average.
- Sharp decline in quarterly profits (–99.4%).
- Weak ROE and ROCE relative to peers.
📉 Company Negative News
- Recent quarter showed massive earnings collapse, raising investor concerns.
- FII holdings decreased (–0.36%), signaling reduced foreign confidence.
📈 Company Positive News
- DII holdings increased (+0.14%), showing some domestic institutional support.
- Stock trading near 52-week highs, reflecting market optimism despite weak fundamentals.
🏭 Industry
- Wealth management industry has long-term growth potential driven by rising financial literacy and investment penetration in India.
- Industry average P/E (19