360ONE - Investment Analysis

Last Updated Time : 02 Aug 25, 12:58 am

Investment Rating: 4.2

📊 Fundamental & Valuation Analysis

360ONE (360 One WAM Ltd) is a leading wealth and asset management firm in India, catering to HNIs and ultra-HNIs. Here's how it stacks up

🔍 Key Metrics

Metric Value Interpretation

ROE 20.6% Strong profitability

ROCE 14.9% Efficient capital use

PEG Ratio 1.78 Slightly overvalued

Dividend Yield 0.55% Low income generation

Debt-to-Equity 1.58 High leverage

P/E Ratio 41.5 Expensive vs industry PE of 15.4

Price-to-Book ~6.0 Overvalued on book basis

📈 Growth & Profitability

EPS Growth: ₹27.2, with consistent quarterly improvement

PAT Growth: ₹285 Cr vs ₹250 Cr previous quarter

Net Margin: ~31% — excellent for financial services

AUM Growth: 27.4% YoY — strong client acquisition and product expansion

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📉 Technical & Trend Analysis

Current Price: ₹1,082

RSI: 36.2 — approaching oversold zone

MACD: -11.8 — bearish momentum

DMA 50/200: ₹1,122 / ₹1,041 — near long-term support

Volume: Below average — weak buying interest

📌 Ideal Entry Price Zone

Support Levels: ₹942 and ₹724

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Fair Entry Range: ₹950–₹1,000

Below ₹1,000 offers better margin of safety

Avoid entry above ₹1,150 unless momentum shifts

🧭 Exit Strategy & Holding Period

If you already hold the stock

✅ Long-Term Holding Justified If

You seek 20%+ ROE and steady AUM growth

You’re comfortable with high valuation and low dividend yield

You believe in India’s wealth management boom (Bernstein projects 20–25% AUM CAGR)

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🚪 Exit Strategy

Short-Term Exit: If price rallies near ₹1,300 (52W high) without earnings support

Hold Period: 3–5 years minimum to capture compounding in AUM and earnings

Re-evaluate: If ROE drops below 18% or debt-to-equity rises further

🧠 Final Verdict

360ONE is a high-quality, growth-oriented financial stock with strong fundamentals and sector tailwinds. However, it’s expensively valued, and recent stake sales by Bain Capital have added short-term volatility

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. Ideal for long-term investors who can tolerate price swings and focus on structural growth.

Would you like a comparison with peers like Anand Rathi or Nuvama Wealth to see how 360ONE stacks up?

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economictimes.indiatimes.com

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in.tradingview.com

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Zee Business

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www.fortuneindia.com

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