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GODIGIT - Technical Analysis with Chart Patterns & Indicators

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Rating: 3.2

Last Updated Time : 02 Feb 26, 09:51 am

Technical Rating: 3.2

Stock Code GODIGIT Market Cap 29,660 Cr. Current Price 321 ₹ High / Low 381 ₹
Stock P/E 58.1 Book Value 0.00 ₹ Dividend Yield 0.00 % ROCE 10.8 %
ROE 11.9 % Face Value 10.0 ₹ DMA 50 339 ₹ DMA 200 341 ₹
Chg in FII Hold -0.22 % Chg in DII Hold 0.22 % PAT Qtr 140 Cr. PAT Prev Qtr 117 Cr.
RSI 36.4 MACD -5.34 Volume 40,041 Avg Vol 1Wk 4,66,923
Low price 265 ₹ High price 381 ₹ PEG Ratio 1.15 52w Index 48.0 %
Qtr Profit Var 18.2 % EPS 5.53 ₹ Industry PE 33.2

📈 Chart & Trend Analysis: GODIGIT is trading at ₹321, below both its 50 DMA (₹339) and 200 DMA (₹341), indicating short-term and medium-term weakness. RSI at 36.4 suggests the stock is approaching oversold territory, while MACD at -5.34 confirms bearish momentum. Bollinger Bands show price near the lower band, reflecting selling pressure and possible reversal attempts if support holds.

📊 Volume Trends: Current volume (40k) is significantly lower than the 1-week average (467k), suggesting weak participation and lack of momentum for a breakout.

🎯 Entry Zone: ₹300 – ₹315 (support near recent lows)

🚪 Exit Zone: ₹340 – ₹355 (resistance near DMA levels)

🔎 Trend Status: Reversing with bearish bias — price is struggling below moving averages, with weak RSI and negative MACD confirming downside pressure. A bounce from oversold levels could trigger short-term recovery, but trend remains weak.


Positive ✅

  • Quarterly PAT growth (₹140 Cr vs ₹117 Cr) shows earnings improvement.
  • DII holdings increased (+0.22%), reflecting domestic institutional support.
  • PEG ratio of 1.15 indicates reasonable growth-adjusted valuation.
  • 52-week index gain of 48% highlights long-term resilience.

Limitation ⚠️

  • High P/E of 58.1 compared to industry average (33.2) suggests stretched valuations.
  • Book value reported as 0.00 ₹ limits fundamental strength visibility.
  • Dividend yield of 0.00% offers no income support for investors.
  • ROE (11.9%) and ROCE (10.8%) are modest compared to sector leaders.
  • Weak trading volume reduces breakout potential.

Company Negative News 📉

  • Decline in FII holdings (-0.22%) indicates reduced foreign investor confidence.

Company Positive News 📈

  • Quarterly profit growth of 18.2% shows strong earnings momentum.
  • EPS of ₹5.53 supports valuation strength despite high P/E.

Industry 🌐

  • Industry P/E at 33.2 suggests sector trades at premium valuations.
  • Insurance sector benefits from rising demand and regulatory support.

Conclusion 📝

GODIGIT is reversing with bearish bias, trading below both 50 DMA and 200 DMA, with RSI near oversold and negative MACD confirming weakness. Entry near ₹300–₹315 offers margin of safety, while exits around ₹340–₹355 provide short-term profit-taking opportunities. Fundamentally supported by PAT growth and sector demand, but stretched valuations, weak volume, and modest ROE/ROCE limit upside. Traders should approach cautiously, while long-term investors may accumulate selectively for exposure to insurance sector growth.

Would you like me to extend this into a peer benchmarking overlay (comparing GODIGIT against insurance peers like ICICI Lombard, SBI Life, HDFC Life) so you can evaluate relative strength and sector rotation opportunities?

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