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BANDHANBNK - Technical Analysis with Chart Patterns & Indicators

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Rating: 3.7

Last Updated Time : 19 Mar 26, 08:56 pm

Technical Rating: 3.7

Stock Code BANDHANBNK Market Cap 26,320 Cr. Current Price 163 ₹ High / Low 192 ₹
Stock P/E 26.1 Book Value 153 ₹ Dividend Yield 0.92 % ROCE 7.82 %
ROE 11.9 % Face Value 10.0 ₹ DMA 50 166 ₹ DMA 200 162 ₹
Chg in FII Hold -1.12 % Chg in DII Hold 0.94 % PAT Qtr 206 Cr. PAT Prev Qtr 112 Cr.
RSI 43.4 MACD 1.02 Volume 82,99,453 Avg Vol 1Wk 1,44,20,058
Low price 134 ₹ High price 192 ₹ PEG Ratio 0.15 Debt to equity 6.76
52w Index 50.2 % Qtr Profit Var -51.8 % EPS 6.25 ₹ Industry PE 14.8

📈 Chart & Trend Analysis: BANDHANBNK is trading near its 200 DMA (162 ₹) but slightly below its 50 DMA (166 ₹), with the current price at 163 ₹. This indicates consolidation with mild bearish bias.

📊 Momentum Indicators: RSI at 43.4 shows weak momentum, leaning towards oversold territory. MACD at 1.02 is marginally positive, suggesting a weak bullish crossover but lacking conviction.

📉 Bollinger Bands & Volume: Price is near the lower band, suggesting potential support but also weakness. Current volume (82,99,453) is below weekly average (1,44,20,058), showing reduced participation and lack of strong buying interest.

🔑 Support & Resistance Zones:

- Support: 162 ₹ (200 DMA), 134 ₹ (major low)

- Resistance: 166 ₹ (50 DMA), 175–180 ₹ (trendline resistance), 192 ₹ (recent high)

Optimal Entry: 160–165 ₹ (near support)

Optimal Exit: 175–180 ₹ (resistance zone)

📌 Trend Status: The stock is consolidating with bearish bias, showing weak momentum and indecision around moving averages.


Positive

  • EPS of 6.25 ₹ supports valuation strength.
  • Quarterly PAT improved to 206 Cr. from 112 Cr., showing earnings recovery.
  • DII holding increased (+0.94%), reflecting domestic institutional support.
  • Dividend yield of 0.92% provides shareholder returns.

Limitation

  • ROCE (7.82%) and ROE (11.9%) are modest compared to peers.
  • High debt-to-equity ratio (6.76) indicates leveraged balance sheet.
  • Weak RSI and low volume participation limit breakout potential.
  • P/E (26.1) is significantly higher than industry average (14.8), suggesting stretched valuation.

Company Negative News

  • FII holding decreased (-1.12%), showing reduced foreign investor confidence.
  • Quarterly profit variation (-51.8%) indicates earnings pressure despite recovery.

Company Positive News

  • DII holding increased (+0.94%), showing strong domestic institutional support.
  • Quarterly PAT recovery (+84% sequential growth) indicates improving earnings momentum.

Industry

  • Industry PE at 14.8 is much lower than BANDHANBNK’s PE (26.1), suggesting premium valuation compared to peers.
  • Banking sector outlook remains stable with credit growth, though asset quality concerns persist for smaller banks.

Conclusion

⚖️ BANDHANBNK is consolidating with bearish bias, trading near its 200 DMA with weak momentum signals. Fundamentals show earnings recovery and dividend support, but high leverage, modest ROE/ROCE, and stretched valuation limit upside. Traders may consider entry near 160–165 ₹ with exits around 175–180 ₹. Momentum confirmation is needed before aggressive positioning, as short-term signals remain weak despite improving profits.

Would you like me to extend this into a peer benchmarking overlay comparing BANDHANBNK against other mid-tier private banks (valuation, ROE/ROCE, momentum) so you can see relative strength before deciding entry?

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