⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.
TITAN - Fundamental Analysis: Financial Health & Valuation
Back to ListFundamental Rating: 3.6
| Stock Code | TITAN | Market Cap | 3,68,610 Cr. | Current Price | 4,151 ₹ | High / Low | 4,380 ₹ |
| Stock P/E | 82.3 | Book Value | 201 ₹ | Dividend Yield | 0.27 % | ROCE | 17.2 % |
| ROE | 21.3 % | Face Value | 1.00 ₹ | DMA 50 | 4,135 ₹ | DMA 200 | 3,841 ₹ |
| Chg in FII Hold | -0.56 % | Chg in DII Hold | 0.84 % | PAT Qtr | 1,573 Cr. | PAT Prev Qtr | 1,006 Cr. |
| RSI | 47.4 | MACD | -15.6 | Volume | 7,90,724 | Avg Vol 1Wk | 9,97,771 |
| Low price | 2,925 ₹ | High price | 4,380 ₹ | PEG Ratio | 5.66 | Debt to equity | 1.39 |
| 52w Index | 84.3 % | Qtr Profit Var | 58.9 % | EPS | 49.3 ₹ | Industry PE | 19.9 |
📊 Financials
- Revenue Growth: Strong, PAT improved to 1,573 Cr from 1,006 Cr
- Profit Margins: EPS at 49.3 ₹, showing solid profitability
- Debt Ratios: Debt-to-equity at 1.39, relatively high leverage
- Cash Flows: Healthy, supported by consistent profit growth
- Return Metrics: ROCE 17.2% and ROE 21.3% indicate strong efficiency
💹 Valuation
- P/E Ratio: 82.3, far higher than industry average (19.9), suggesting overvaluation
- P/B Ratio: ~20.6 (Current Price / Book Value), expensive
- PEG Ratio: 5.66, indicating overvaluation relative to growth
- Intrinsic Value: Overvalued compared to peers despite strong fundamentals
🏢 Business Model & Health
- Business Model: Consumer goods (jewelry, watches, eyewear), strong brand-driven demand
- Competitive Advantage: Premium brand positioning, strong distribution network, and trusted reputation
- Overall Health: Financially strong with consistent growth, but valuations stretched
🎯 Entry Zone Recommendation
- Entry Zone: Attractive near 3,900–4,050 ₹ levels (close to DMA 200)
- Long-Term Holding: Suitable for growth investors; dividend yield (0.27%) adds minor stability
✅ Positive
- Strong quarterly profit growth (58.9%)
- EPS of 49.3 ₹ reflects profitability
- ROE at 21.3% shows strong shareholder returns
⚠️ Limitation
- P/E ratio significantly higher than industry average
- P/B ratio expensive compared to peers
- High debt-to-equity ratio (1.39)
📉 Company Negative News
- FII holdings decreased (-0.56%), showing reduced foreign investor confidence
- Technical indicators (RSI 47.4, MACD -15.6) suggest weak momentum
📈 Company Positive News
- DII holdings increased (+0.84%), showing domestic institutional support
- Quarterly PAT improved significantly (1,573 Cr vs 1,006 Cr)
🏭 Industry
- Consumer goods industry P/E: 19.9, much lower than TITAN’s valuation
- Sector demand driven by discretionary spending and brand loyalty
🔎 Conclusion
- TITAN is financially strong with consistent profitability and strong brand positioning
- Valuation is expensive compared to industry peers
- Best suited for long-term investors seeking brand-driven growth; entry near 3,900–4,050 ₹ offers better risk-reward