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SWIGGY - Fundamental Analysis: Financial Health & Valuation

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Rating: 3.2

Last Updated Time : 25 May 26, 01:36 am

Fundamental Rating: 3.2

Stock Code SWIGGY Market Cap 68,967 Cr. Current Price 250 ₹ High / Low 474 ₹
Stock P/E 158 Book Value 75.5 ₹ Dividend Yield 0.00 % ROCE 2.76 %
ROE 2.65 % Face Value 1.00 ₹ DMA 50 279 ₹ DMA 200 336 ₹
Chg in FII Hold -1.48 % Chg in DII Hold 2.91 % PAT Qtr 279 Cr. PAT Prev Qtr 112 Cr.
RSI 35.8 MACD -7.88 Volume 68,53,996 Avg Vol 1Wk 1,08,23,366
Low price 247 ₹ High price 474 ₹ PEG Ratio 5.54 Debt to equity 0.01
52w Index 1.17 % Qtr Profit Var 2,890 % EPS -12.4 ₹ Industry PE 37.8

📊 Core Financials

  • Revenue & Profit: Quarterly PAT ₹279 Cr. vs ₹112 Cr. previous quarter, showing improvement but overall EPS remains negative (-12.4 ₹).
  • Margins: ROE at 2.65% and ROCE at 2.76% reflect weak efficiency and profitability.
  • Debt: Debt-to-equity ratio of 0.01 indicates negligible leverage, strong balance sheet.
  • Cash Flow: Stable due to low debt, but profitability remains inconsistent.

💹 Valuation Indicators

  • P/E Ratio: 158 vs Industry PE of 37.8 — extremely high, signaling severe overvaluation.
  • P/B Ratio: Price ₹250 vs Book Value ₹75.5 → ~3.31x, moderately expensive relative to assets.
  • PEG Ratio: 5.54 indicates stretched valuations relative to growth.
  • Intrinsic Value: Current price appears significantly overvalued compared to fundamentals.

🍴 Business Model & Advantage

Swiggy operates as a leading food delivery and quick-commerce platform in India. Its competitive advantage lies in strong brand recognition, wide delivery network, and diversification into grocery and instant delivery. However, profitability remains a challenge due to high operating costs and intense competition.

📈 Technicals & Entry Zone

  • RSI at 35.8 indicates oversold territory.
  • MACD negative (-7.88) suggests short-term weakness.
  • Entry Zone: Attractive accumulation only if price corrects to ₹220–₹240 range.
  • Long-term Holding: Suitable for high-risk investors betting on digital consumption growth, but valuation risks are high.

✅ Positive

  • Quarterly PAT improved from ₹112 Cr. to ₹279 Cr.
  • Negligible debt-to-equity ratio (0.01).
  • DII holdings increased (+2.91%).

⚠️ Limitation

  • Extremely high P/E ratio (158).
  • Weak ROE (2.65%) and ROCE (2.76%).
  • Negative EPS (-12.4 ₹).

📰 Company Negative News

  • FII holdings declined (-1.48%).
  • Profitability remains inconsistent despite revenue growth.

🌟 Company Positive News

  • DII holdings increased significantly (+2.91%).
  • Quarterly PAT growth shows operational improvement.
  • Strong brand presence and diversified offerings in food and quick-commerce.

🏭 Industry

Food delivery and quick-commerce industry PE at 37.8 reflects moderate valuations. The sector benefits from rising digital adoption and convenience demand, but faces risks from competition, regulatory changes, and profitability challenges.

🔎 Conclusion

Swiggy demonstrates strong brand presence and growth potential in India’s digital consumption space, but current valuations are stretched with high P/E and PEG ratios. Profitability remains weak, making it a risky bet. Long-term investors may consider accumulating only in the ₹220–₹240 range, aligning with sector growth but mindful of valuation and earnings risks.

For broader context, you could explore a peer comparison or an industry outlook to complement this analysis.

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