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POLYMED - Fundamental Analysis: Financial Health & Valuation

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Rating: 3.9

Last Updated Time : 02 Feb 26, 01:19 pm

Fundamental Rating: 3.9

Stock Code POLYMED Market Cap 15,282 Cr. Current Price 1,505 ₹ High / Low 2,938 ₹
Stock P/E 43.8 Book Value 285 ₹ Dividend Yield 0.23 % ROCE 18.2 %
ROE 14.2 % Face Value 5.00 ₹ DMA 50 1,737 ₹ DMA 200 1,965 ₹
Chg in FII Hold -0.36 % Chg in DII Hold 0.31 % PAT Qtr 89.0 Cr. PAT Prev Qtr 87.9 Cr.
RSI 27.4 MACD -79.1 Volume 69,222 Avg Vol 1Wk 1,10,694
Low price 1,451 ₹ High price 2,938 ₹ PEG Ratio 1.42 Debt to equity 0.08
52w Index 3.61 % Qtr Profit Var 2.10 % EPS 34.4 ₹ Industry PE 33.5

📊 Core Financials

  • Revenue & Profitability: PAT grew slightly from ₹87.9 Cr to ₹89 Cr, showing stable earnings. EPS at ₹34.4 indicates decent profitability.
  • Margins: ROE at 14.2% and ROCE at 18.2% reflect moderate efficiency, above average but not industry-leading.
  • Debt: Debt-to-equity ratio of 0.08 highlights a low leverage structure, ensuring financial stability.
  • Cash Flow: Strong operating cash flows supported by consistent profits and low debt.

💹 Valuation Indicators

  • P/E Ratio: 43.8, higher than industry average of 33.5, suggesting premium valuation.
  • P/B Ratio: Current Price ₹1505 vs Book Value ₹285 → P/B ~5.3, relatively expensive compared to assets.
  • PEG Ratio: 1.42, indicates valuation is somewhat aligned with growth prospects but still on the higher side.
  • Intrinsic Value: CMP appears stretched; intrinsic value likely lower, offering limited margin of safety.

🏢 Business Model & Competitive Advantage

  • Leading manufacturer of medical devices and disposables with diversified product portfolio.
  • Strong presence in domestic and export markets, catering to hospitals and healthcare providers.
  • Competitive advantage lies in specialized product range and regulatory approvals, though competition in global medtech remains intense.

📈 Entry Zone & Long-Term Guidance

  • Entry Zone: Attractive accumulation range between ₹1450–₹1520, closer to 52-week low.
  • Long-Term Holding: Suitable for investors seeking exposure to healthcare growth; long-term potential strong, but valuations demand cautious entry.

✅ Positive

  • Low debt-to-equity ratio ensures financial safety.
  • Stable quarterly profit growth (₹87.9 Cr → ₹89 Cr).
  • DII holdings increased by 0.31%, showing domestic confidence.

⚠️ Limitation

  • High P/E and P/B ratios compared to industry peers.
  • Dividend yield at 0.23% is modest.
  • Stock trading below DMA 50 and DMA 200, indicating bearish trend.

📉 Company Negative News

  • FII holding reduced by 0.36%, showing foreign investor caution.
  • RSI at 27.4 and MACD at -79.1 indicate oversold momentum and weak technicals.

📈 Company Positive News

  • Quarterly profit growth of 2.10% shows resilience.
  • DII holding increased, reflecting domestic institutional support.

🏭 Industry

  • Medical devices industry is growing steadily with rising healthcare demand.
  • Industry P/E at 33.5 highlights moderate valuation compared to Polymed’s premium.

🔎 Conclusion

Polymed is a fundamentally strong company with stable profits, low debt, and a diversified medical device portfolio. However, valuations are stretched with high P/E and P/B ratios. The stock is near its 52-week low, offering a cautious entry zone around ₹1450–₹1520. Long-term investors can consider accumulating gradually, banking on healthcare sector growth, while short-term upside may remain limited due to weak technical indicators.

Would you like me to also prepare a compact HTML table comparing Polymed’s valuation metrics (P/E, P/B, ROE, ROCE) against the industry average for sharper context?

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