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POLYMED - Fundamental Analysis: Financial Health & Valuation

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Rating: 3.4

Last Updated Time : 19 Mar 26, 07:10 pm

Fundamental Rating: 3.4

Stock Code POLYMED Market Cap 12,985 Cr. Current Price 1,281 ₹ High / Low 2,938 ₹
Stock P/E 37.4 Book Value 285 ₹ Dividend Yield 0.27 % ROCE 18.2 %
ROE 14.2 % Face Value 5.00 ₹ DMA 50 1,437 ₹ DMA 200 1,793 ₹
Chg in FII Hold -0.36 % Chg in DII Hold 0.31 % PAT Qtr 83.4 Cr. PAT Prev Qtr 89.0 Cr.
RSI 42.7 MACD -46.0 Volume 1,71,071 Avg Vol 1Wk 1,52,734
Low price 1,210 ₹ High price 2,938 ₹ PEG Ratio 1.21 Debt to equity 0.08
52w Index 4.09 % Qtr Profit Var -2.04 % EPS 33.8 ₹ Industry PE 33.9

📊 Financial Overview

  • Revenue & Profitability: Quarterly PAT declined to ₹83.4 Cr. from ₹89.0 Cr. (-2.04%). ROE (14.2%) and ROCE (18.2%) are moderate, reflecting decent efficiency but not industry-leading.
  • Debt & Liquidity: Debt-to-equity at 0.08 indicates very low leverage, ensuring balance sheet stability.
  • Valuation: P/E of 37.4 is slightly above industry average (33.9), suggesting mild overvaluation. P/B ~4.5 indicates premium pricing relative to book value. PEG ratio (1.21) reflects reasonable growth-adjusted valuation.
  • Technical Indicators: RSI at 42.7 indicates weak momentum; MACD at -46.0 signals bearish trend. Current price ₹1,281 is below DMA 50 (₹1,437) and DMA 200 (₹1,793), showing weakness.

🏢 Business Model & Competitive Advantage

  • Poly Medicure (POLYMED) operates in medical devices and consumables, focusing on IV cannulas, dialysis products, and other healthcare equipment.
  • Competitive advantage lies in strong R&D, export presence, and diversified product portfolio in critical healthcare segments.

💡 Entry Zone Recommendation

  • Entry zone: ₹1,250–₹1,300, near support levels.
  • Attractive for long-term investors given healthcare demand, but caution advised due to valuation premium and weak technicals.

📈 Long-Term Holding Guidance

  • Moderately suitable for long-term holding due to strong industry tailwinds and low debt.
  • Upside potential tied to healthcare infrastructure growth and rising demand for medical devices globally.

✅ Positive

  • Low debt-to-equity ratio (0.08).
  • Fair PEG ratio (1.21) indicates reasonable growth-adjusted valuation.
  • DII holdings increased (+0.31%).
  • Strong presence in healthcare exports and medical devices.

⚠️ Limitation

  • Moderate ROE (14.2%) and ROCE (18.2%).
  • P/E (37.4) slightly above industry average (33.9).
  • Dividend yield negligible at 0.27%.
  • Stock trading below DMA 50 and DMA 200, showing bearish trend.

📉 Company Negative News

  • Quarterly PAT declined from ₹89.0 Cr. to ₹83.4 Cr.
  • Bearish technical indicators (MACD negative, RSI weak).
  • FII holdings reduced (-0.36%).

📈 Company Positive News

  • DII holdings increased (+0.31%).
  • Strong export presence in medical devices.
  • Low debt ensures financial flexibility.

🏭 Industry

  • Medical devices industry P/E at 33.9, slightly lower than Polymed’s valuation.
  • Sector growth driven by rising healthcare demand, infrastructure expansion, and global medical device exports.

🔎 Conclusion

  • Polymed shows fair valuation and low debt but faces weak profitability and bearish technicals.
  • Entry near ₹1,250–₹1,300 is suitable for cautious investors; long-term holding recommended only if earnings stabilize and margins improve.

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