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MAPMYINDIA - Fundamental Analysis: Financial Health & Valuation

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Rating: 3.5

Last Updated Time : 02 Feb 26, 01:08 pm

Fundamental Rating: 3.5

Stock Code MAPMYINDIA Market Cap 6,986 Cr. Current Price 1,276 ₹ High / Low 2,167 ₹
Stock P/E 46.5 Book Value 157 ₹ Dividend Yield 0.27 % ROCE 27.6 %
ROE 19.8 % Face Value 2.00 ₹ DMA 50 1,557 ₹ DMA 200 1,698 ₹
Chg in FII Hold -0.73 % Chg in DII Hold 0.88 % PAT Qtr 18.5 Cr. PAT Prev Qtr 50.4 Cr.
RSI 23.3 MACD -101 Volume 55,126 Avg Vol 1Wk 58,917
Low price 1,265 ₹ High price 2,167 ₹ PEG Ratio 1.53 Debt to equity 0.01
52w Index 1.23 % Qtr Profit Var -40.9 % EPS 27.6 ₹ Industry PE 45.7

💹 Financials: MapmyIndia shows strong efficiency with ROE at 19.8% and ROCE at 27.6%, reflecting healthy capital productivity. Debt-to-equity at 0.01 indicates a virtually debt-free balance sheet, enhancing financial stability. However, quarterly PAT declined sharply from 50.4 Cr. to 18.5 Cr., showing a -40.9% drop, which raises concerns about earnings consistency. EPS at 27.6 ₹ supports moderate earnings visibility.

📊 Valuation: The stock trades at a P/E of 46.5, slightly above the industry average of 45.7, suggesting fair-to-premium valuation. The P/B ratio is ~8.1 (1276/157), which is elevated. PEG ratio of 1.53 indicates valuations are stretched relative to growth. Dividend yield at 0.27% is negligible, offering little income return.

🏢 Business Model & Advantage: MapmyIndia operates in digital mapping, geospatial solutions, and navigation services. Its competitive advantage lies in proprietary mapping technology, strong partnerships, and leadership in India’s digital navigation ecosystem. Demand is supported by rising adoption of connected vehicles, logistics optimization, and smart city initiatives.

📈 Overall Health: Financially stable with strong return ratios and minimal debt, but profitability volatility is a concern. RSI at 23.3 indicates the stock is oversold, while MACD at -101 suggests bearish momentum in the short term. Long-term fundamentals remain intact, supported by digital transformation and geospatial demand, though valuations are demanding.

🎯 Entry Zone: Attractive entry around 1,250–1,300 ₹ range, near support levels and oversold RSI zone. Current price of 1,276 ₹ offers value for accumulation, but long-term investors should be cautious given earnings volatility and premium multiples.


Positive

  • Strong ROCE (27.6%) and ROE (19.8%) indicate efficient capital use.
  • Virtually debt-free balance sheet (Debt-to-equity: 0.01).
  • Leadership in digital mapping and geospatial solutions.
  • DII holdings increased by 0.88%, reflecting domestic institutional support.

Limitation

  • Quarterly PAT declined sharply (-40.9%), showing earnings pressure.
  • High P/B ratio (~8.1) suggests stretched valuation.
  • Dividend yield at 0.27% offers negligible income return.
  • PEG ratio of 1.53 indicates valuations are expensive relative to growth.

Company Negative News

  • Sequential decline in quarterly PAT from 50.4 Cr. to 18.5 Cr.
  • FII holdings decreased by -0.73%, showing reduced foreign investor confidence.

Company Positive News

  • DII holdings increased by 0.88%, reflecting domestic institutional support.
  • Strong positioning in geospatial and navigation technology.
  • Oversold RSI suggests potential for technical rebound.

Industry

  • Digital mapping and geospatial industry is expanding due to connected vehicles and smart city initiatives.
  • Industry P/E at 45.7 indicates MapmyIndia trades at a fair-to-premium valuation compared to peers.

Conclusion

MapmyIndia remains a fundamentally strong player in digital mapping with robust return ratios and minimal debt. However, earnings volatility and stretched valuations limit upside potential. Entry around 1,250–1,300 ₹ is advisable for long-term investors, with cautious accumulation recommended given sectoral growth opportunities and premium multiples.

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