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LT - Fundamental Analysis: Financial Health & Valuation

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Rating: 4.3

Last Updated Time : 19 Mar 26, 07:10 pm

Fundamental Rating: 4.3

Stock Code LT Market Cap 4,95,900 Cr. Current Price 3,605 ₹ High / Low 4,440 ₹
Stock P/E 43.8 Book Value 494 ₹ Dividend Yield 0.94 % ROCE 18.5 %
ROE 17.1 % Face Value 2.00 ₹ DMA 50 3,963 ₹ DMA 200 3,845 ₹
Chg in FII Hold 0.58 % Chg in DII Hold -0.35 % PAT Qtr 3,471 Cr. PAT Prev Qtr 1,212 Cr.
RSI 36.1 MACD -149 Volume 52,87,567 Avg Vol 1Wk 72,33,660
Low price 2,965 ₹ High price 4,440 ₹ PEG Ratio 2.58 Debt to equity 0.27
52w Index 43.4 % Qtr Profit Var 44.4 % EPS 45.3 ₹ Industry PE 15.2

📊 Core Financials

  • Revenue & Profitability: PAT rose strongly (₹1,212 Cr → ₹3,471 Cr), showing robust growth. EPS at ₹45.3 reflects solid earnings capacity.
  • Margins: ROCE at 18.5% and ROE at 17.1% highlight healthy efficiency and profitability.
  • Debt: Debt-to-equity ratio of 0.27 indicates low leverage and strong balance sheet health.
  • Cash Flow: Strong operating performance supports healthy cash generation.

💹 Valuation Indicators

  • P/E: 43.8, significantly above industry average (15.2), suggesting premium valuation.
  • P/B: 7.29 (₹3,605 / ₹494), reflecting high market expectations.
  • PEG Ratio: 2.58, indicating growth is priced at a premium.
  • Intrinsic Value: Current price ₹3,605 is above fair value; better entry closer to ₹3,100–3,300.

🏢 Business Model & Competitive Advantage

  • Strong presence in engineering, construction, and infrastructure projects.
  • Diversified operations across power, IT, and heavy engineering provide resilience.
  • Low debt enhances sustainability, though valuation premium reduces attractiveness.

📈 Entry Zone & Long-Term Guidance

  • Entry Zone: ₹3,100–3,300 range offers attractive entry.
  • Long-Term Holding: Suitable for investors seeking exposure to infrastructure and capital projects, though valuation premium warrants caution.


✅ Positive

  • Strong PAT growth (+44.4%).
  • ROCE (18.5%) and ROE (17.1%) highlight efficient capital use.
  • Debt-to-equity ratio of 0.27 ensures financial stability.
  • FII holdings increased by 0.58%, showing foreign investor confidence.

⚠️ Limitation

  • High P/E (43.8) compared to industry average (15.2).
  • High P/B ratio reflects premium valuation.
  • PEG ratio (2.58) suggests growth is expensive.
  • Stock trading below DMA 50 (₹3,963) and DMA 200 (₹3,845), showing weak momentum.

📉 Company Negative News

  • DII holdings decreased by 0.35%, showing reduced domestic institutional support.
  • Technical indicators (RSI 36.1, MACD -149) suggest bearish momentum.

📈 Company Positive News

  • Sequential PAT growth from ₹1,212 Cr to ₹3,471 Cr.
  • FII holdings increased by 0.58%, reflecting strong foreign investor support.
  • Dividend yield of 0.94% supports investor returns.

🏭 Industry

  • Industry P/E at 15.2, much lower than company’s P/E, indicating premium valuation.
  • Infrastructure and engineering sector remains resilient with strong demand from government and private projects.

🔎 Conclusion

  • Larsen & Toubro demonstrates strong fundamentals with efficient capital use and low debt.
  • Valuation is premium compared to industry, making entry less attractive at current levels.
  • Entry zone between ₹3,100–3,300 is favorable for long-term investors.
  • Overall, a fundamentally strong company with growth prospects, though short-term momentum weakness and valuation premium warrant caution.

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