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JSL - Fundamental Analysis: Financial Health & Valuation

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Rating: 4.1

Last Updated Time : 02 Feb 26, 01:17 pm

Fundamental Rating: 4.1

Stock Code JSL Market Cap 64,901 Cr. Current Price 788 ₹ High / Low 884 ₹
Stock P/E 23.4 Book Value 210 ₹ Dividend Yield 0.38 % ROCE 19.9 %
ROE 17.3 % Face Value 2.00 ₹ DMA 50 790 ₹ DMA 200 744 ₹
Chg in FII Hold 0.11 % Chg in DII Hold 0.15 % PAT Qtr 685 Cr. PAT Prev Qtr 644 Cr.
RSI 48.2 MACD -0.40 Volume 5,02,904 Avg Vol 1Wk 9,92,595
Low price 497 ₹ High price 884 ₹ PEG Ratio -9.65 Debt to equity 0.26
52w Index 75.2 % Qtr Profit Var 10.7 % EPS 34.9 ₹ Industry PE 20.7

📊 Financials: JSL demonstrates strong fundamentals with ROCE at 19.9% and ROE at 17.3%, reflecting efficient capital utilization. Debt-to-equity ratio of 0.26 indicates a healthy balance sheet with low leverage. Quarterly PAT improved from 644 Cr. to 685 Cr., showing growth momentum with a profit variation of 10.7%. EPS of 34.9 ₹ supports consistent earnings, while dividend yield of 0.38% adds shareholder value.

💹 Valuation: Current P/E of 23.4 is slightly above the industry average of 20.7, suggesting fair valuation with a mild premium. P/B ratio is ~3.75 (Current Price / Book Value), which is moderately expensive. PEG ratio of -9.65 indicates weak growth prospects relative to valuation. Intrinsic value appears close to CMP, offering limited margin of safety but not excessive overvaluation.

🏢 Business Model & Competitive Advantage: JSL operates in the stainless steel sector, benefiting from infrastructure, automotive, and industrial demand. Competitive strengths include scale, diversified product portfolio, and strong export presence. Low debt and high return ratios provide resilience compared to peers, though cyclical demand remains a risk factor.

🎯 Entry Zone Recommendation: Current price of 788 ₹ is near DMA 50 (790 ₹) and above DMA 200 (744 ₹), reflecting consolidation. A more attractive entry zone would be around 720–750 ₹ (closer to DMA 200), offering better risk-reward. Long-term investors may accumulate gradually, given strong fundamentals and sector demand.

Positive

  • Strong ROCE (19.9%) and ROE (17.3%) reflect efficient capital utilization.
  • Low debt-to-equity ratio of 0.26 ensures financial stability.
  • Quarterly PAT growth from 644 Cr. to 685 Cr. (+10.7%).
  • EPS of 34.9 ₹ supports consistent earnings visibility.
  • Institutional inflows (FII +0.11%, DII +0.15%) show investor confidence.

Limitation

  • P/E of 23.4 slightly above industry average (20.7).
  • P/B ratio of ~3.75 is moderately expensive.
  • PEG ratio of -9.65 signals weak growth prospects.
  • MACD (-0.40) indicates neutral-to-bearish technical sentiment.

Company Negative News

  • Weak PEG ratio highlights concerns about growth sustainability.
  • Moderately high valuation multiples compared to peers.

Company Positive News

  • Quarterly profit growth demonstrates operational strength.
  • Institutional inflows reflect investor confidence.
  • Strong fundamentals supported by low debt and high return ratios.

Industry

  • Stainless steel industry P/E at 20.7 reflects moderate valuations.
  • Sector growth driven by infrastructure, automotive, and industrial demand.
  • Government spending on construction and manufacturing supports long-term expansion.

Conclusion

⚖️ JSL is fundamentally strong with high return ratios, low debt, and consistent profitability. While valuations are slightly above industry averages and growth prospects appear limited, the company’s diversified business model and sector demand provide resilience. Investors may consider accumulating near 720–750 ₹ for better margin of safety. Long-term holding could yield steady returns, supported by infrastructure and industrial growth.

I can also compare JSL’s valuation and efficiency metrics against peers like Jindal Stainless (Hisar) or Tata Steel to highlight relative positioning if you’d like.

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