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INFY - Fundamental Analysis: Financial Health & Valuation

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Rating: 4.3

Last Updated Time : 25 May 26, 01:36 am

Fundamental Rating: 4.3

Stock Code INFY Market Cap 4,76,115 Cr. Current Price 1,174 ₹ High / Low 1,728 ₹
Stock P/E 15.9 Book Value 199 ₹ Dividend Yield 4.09 % ROCE 45.6 %
ROE 35.7 % Face Value 5.00 ₹ DMA 50 1,242 ₹ DMA 200 1,421 ₹
Chg in FII Hold -1.82 % Chg in DII Hold 2.11 % PAT Qtr 7,975 Cr. PAT Prev Qtr 8,202 Cr.
RSI 46.2 MACD -23.0 Volume 91,03,393 Avg Vol 1Wk 1,63,50,632
Low price 1,089 ₹ High price 1,728 ₹ PEG Ratio 1.80 Debt to equity 0.05
52w Index 13.4 % Qtr Profit Var 20.3 % EPS 72.0 ₹ Industry PE 20.4

📊 Core Financials: Infosys (INFY) maintains strong fundamentals with robust profit margins and efficient capital returns. ROCE at 45.6% and ROE at 35.7% highlight superior capital efficiency. Debt-to-equity ratio of 0.05 reflects a near debt-free balance sheet. Quarterly PAT of ₹7,975 Cr. shows resilience despite a slight sequential decline. EPS of ₹72.0 further supports earnings strength.

💰 Valuation Indicators: Current P/E of 15.9 is below the industry average of 20.4, suggesting undervaluation. P/B ratio of ~5.9 (1174/199) indicates premium pricing for quality. PEG ratio of 1.80 suggests growth is fairly priced. Dividend yield of 4.09% enhances shareholder returns. Intrinsic value appears higher than current levels, supporting long-term accumulation.

🏢 Business Model & Competitive Advantage: Infosys is a global IT services leader with diversified offerings in consulting, outsourcing, and digital transformation. Its competitive advantage lies in strong client relationships, scalable delivery, and innovation in AI/cloud. High cash flows and low leverage strengthen its long-term sustainability.

📈 Entry Zone: With RSI at 46.2 and MACD negative, the stock is consolidating. Current price of ₹1,174 is near support (~₹1,089). Entry between ₹1,100–₹1,200 is favorable for long-term investors.

Long-Term Holding Guidance: Strong fundamentals, attractive dividend yield, and undervaluation relative to peers make Infosys a reliable long-term hold for compounding wealth.


Positive

  • 🌟 High ROE (35.7%) and ROCE (45.6%)
  • 🌟 Strong dividend yield at 4.09%
  • 🌟 Debt-to-equity ratio of 0.05 (virtually debt-free)
  • 🌟 P/E below industry average, indicating undervaluation

Limitation

  • ⚠️ Slight decline in quarterly PAT (₹8,202 Cr. → ₹7,975 Cr.)
  • ⚠️ PEG ratio of 1.80 suggests growth is already priced in
  • ⚠️ Stock trading below 200 DMA (₹1,421), showing medium-term weakness

Company Negative News

  • 📉 Decline in FII holding (-1.82%)
  • 📉 Marginal drop in quarterly profits

Company Positive News

  • 📈 Increase in DII holding (+2.11%)
  • 📈 Strong YoY profit variation (20.3%)

Industry

  • 🌐 IT services industry remains resilient with digital/cloud demand
  • 🌐 Industry P/E at 20.4 indicates sector premium
  • 🌐 Infosys competes with peers like TCS, Wipro, HCL Tech

Conclusion

✅ Infosys demonstrates strong fundamentals, attractive valuation, and a healthy dividend yield. Entry between ₹1,100–₹1,200 is favorable for long-term investors. Despite short-term consolidation, its competitive edge and industry positioning make it a dependable wealth compounder.

Would you like me to extend this by comparing Infosys with peers such as TCS, Wipro, and HCL Tech to highlight relative strengths and weaknesses?

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