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INDIAMART - Fundamental Analysis: Financial Health & Valuation

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Rating: 4

Last Updated Time : 19 Mar 26, 07:10 pm

Fundamental Rating: 4.0

Stock Code INDIAMART Market Cap 12,615 Cr. Current Price 2,098 ₹ High / Low 2,799 ₹
Stock P/E 18.4 Book Value 373 ₹ Dividend Yield 1.43 % ROCE 37.7 %
ROE 30.0 % Face Value 10.0 ₹ DMA 50 2,182 ₹ DMA 200 2,310 ₹
Chg in FII Hold -3.25 % Chg in DII Hold 3.42 % PAT Qtr 206 Cr. PAT Prev Qtr 83.5 Cr.
RSI 42.4 MACD -28.9 Volume 1,04,405 Avg Vol 1Wk 2,20,186
Low price 1,850 ₹ High price 2,799 ₹ PEG Ratio 0.73 Debt to equity 0.01
52w Index 26.1 % Qtr Profit Var 65.0 % EPS 114 ₹ Industry PE 20.8

📊 Financial Overview

  • Revenue & Profitability: PAT rose from ₹83.5 Cr. to ₹206 Cr. (QoQ), showing strong earnings growth.
  • Margins: ROE at 30.0% and ROCE at 37.7% are excellent, reflecting strong profitability and capital efficiency.
  • Debt: Debt-to-equity ratio of 0.01 indicates a nearly debt-free balance sheet.
  • Cash Flow: EPS of ₹114 is strong, supporting shareholder value.

💹 Valuation Metrics

  • P/E Ratio: 18.4 vs Industry PE of 20.8 → slightly undervalued compared to peers.
  • P/B Ratio: Price ₹2,098 vs Book Value ₹373 → trading at a premium, reflecting investor confidence.
  • PEG Ratio: 0.73 → suggests fair valuation relative to growth.
  • Intrinsic Value: Strong fundamentals and reasonable valuation make Indiamart attractive for long-term investors.

🏢 Business Model & Competitive Advantage

  • Indiamart operates as India’s largest online B2B marketplace, connecting buyers and suppliers.
  • Competitive advantage lies in strong brand recognition, network effects, and digital-first business model.

📈 Entry Zone & Long-Term Guidance

  • Entry Zone: ₹1,950–2,100 range looks attractive given undervaluation and technical support levels.
  • Long-Term Holding: Strong candidate for long-term portfolios due to robust ROE/ROCE, debt-free status, and scalable business model.

✅ Positive

  • Debt-free balance sheet.
  • Excellent ROE (30.0%) and ROCE (37.7%).
  • Strong EPS (₹114) and PAT growth (65%).
  • DII holdings increased (+3.42%), showing domestic institutional confidence.

⚠️ Limitation

  • Stock trading below DMA 50 & DMA 200, indicating bearish technical trend.
  • FII holdings decreased (-3.25%).
  • High P/B ratio shows premium pricing.

📉 Company Negative News

  • FII outflows (-3.25%) show reduced foreign investor confidence.
  • Stock corrected from high of ₹2,799 to current ₹2,098.

📈 Company Positive News

  • Quarterly PAT growth of 65% shows strong momentum.
  • DII holdings increased significantly (+3.42%).
  • PEG ratio (0.73) indicates fair valuation relative to growth.

🏦 Industry

  • Industry PE at 20.8 highlights sector trades at slightly higher multiples than Indiamart.
  • B2B e-commerce sector growth supported by digital adoption and SME participation.

🔎 Conclusion

  • Indiamart is fundamentally strong with excellent ROE/ROCE, debt-free status, and strong earnings growth.
  • Entry around ₹1,950–2,100 is favorable for long-term investors.
  • Strong long-term holding potential given scalable business model and undervaluation relative to peers.

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