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INDIAMART - Fundamental Analysis: Financial Health & Valuation

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Rating: 4.1

Last Updated Time : 02 Feb 26, 01:08 pm

Fundamental Rating: 4.1

Stock Code INDIAMART Market Cap 13,243 Cr. Current Price 2,208 ₹ High / Low 2,799 ₹
Stock P/E 19.3 Book Value 373 ₹ Dividend Yield 1.36 % ROCE 37.7 %
ROE 30.0 % Face Value 10.0 ₹ DMA 50 2,246 ₹ DMA 200 2,362 ₹
Chg in FII Hold -3.25 % Chg in DII Hold 3.42 % PAT Qtr 206 Cr. PAT Prev Qtr 83.5 Cr.
RSI 50.1 MACD -11.0 Volume 34,293 Avg Vol 1Wk 69,932
Low price 1,850 ₹ High price 2,799 ₹ PEG Ratio 0.77 Debt to equity 0.01
52w Index 37.8 % Qtr Profit Var 65.0 % EPS 114 ₹ Industry PE 27.6

📊 Core Financials

  • Revenue & Profitability: PAT rose sharply from 83.5 Cr. to 206 Cr. QoQ (+65%), showing strong earnings momentum.
  • Margins: ROE at 30.0% and ROCE at 37.7% are excellent, reflecting strong efficiency and shareholder returns.
  • Debt: Debt-to-equity ratio of 0.01 indicates a virtually debt-free balance sheet, ensuring financial stability.
  • Cash Flow: Dividend yield of 1.36% provides modest shareholder reward.

💹 Valuation Indicators

  • P/E Ratio: 19.3 vs Industry PE of 27.6 → undervalued compared to peers.
  • P/B Ratio: Current Price (2,208 ₹) / Book Value (373 ₹) ≈ 5.9, relatively expensive on book value basis.
  • PEG Ratio: 0.77 indicates valuation is reasonable relative to growth prospects.
  • Intrinsic Value: Current price near support (1,850 ₹) suggests attractive entry zone compared to historical highs (2,799 ₹).

🏦 Business Model & Competitive Advantage

  • IndiaMART operates as a leading B2B e-commerce marketplace, connecting buyers and suppliers across industries.
  • Competitive advantage lies in strong brand recognition, wide supplier network, and digital-first business model.
  • Overall health is robust, with consistent profitability, high returns, and minimal debt.

📈 Entry Zone & Long-Term Guidance

  • Entry Zone: Attractive entry between 1,950 ₹ – 2,100 ₹, near support levels.
  • Long-Term Holding: Strong fundamentals and undervaluation relative to industry PE make IndiaMART suitable for long-term investors seeking growth and stability.

✅ Positive

  • Debt-free balance sheet ensures financial stability.
  • Strong ROE (30.0%) and ROCE (37.7%).
  • Undervalued compared to industry PE (19.3 vs 27.6).
  • Quarterly PAT growth (+65%) shows strong momentum.

⚠️ Limitation

  • P/B ratio (5.9) indicates expensive valuation relative to book value.
  • Dividend yield of 1.36% is modest.
  • Technical weakness with price trading below DMA 200 (2,362 ₹).

📉 Company Negative News

  • FII holdings decreased (-3.25%), showing reduced foreign investor confidence.
  • MACD (-11.0) indicates bearish technical momentum.

📈 Company Positive News

  • DII holdings increased (+3.42%), reflecting strong domestic institutional support.
  • PAT surged significantly QoQ, showing strong operational performance.

🏭 Industry

  • Industry PE at 27.6 is higher than IndiaMART’s PE, highlighting undervaluation.
  • B2B e-commerce sector growth driven by digital adoption and SME participation.
  • IndiaMART benefits from strong brand presence and network effects.

🔎 Conclusion

  • IndiaMART offers strong fundamentals, excellent return ratios, and a debt-free balance sheet.
  • Valuation is attractive compared to industry peers, making it a good long-term holding.
  • Best suited for investors entering near 1,950–2,100 ₹, with potential upside as fundamentals remain strong and digital adoption accelerates.

I can also prepare a comparative HTML report of IndiaMART versus other digital marketplace companies to highlight relative valuation and growth potential.

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