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INDIAMART - Fundamental Analysis: Financial Health & Valuation

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Rating: 3.9

Last Updated Time : 04 May 26, 11:58 am

Fundamental Rating: 3.9

Stock Code INDIAMART Market Cap 12,640 Cr. Current Price 2,104 ₹ High / Low 2,799 ₹
Stock P/E 24.1 Book Value 423 ₹ Dividend Yield 1.43 % ROCE 28.6 %
ROE 21.8 % Face Value 10.0 ₹ DMA 50 2,127 ₹ DMA 200 2,257 ₹
Chg in FII Hold 0.89 % Chg in DII Hold -2.87 % PAT Qtr 69.6 Cr. PAT Prev Qtr 206 Cr.
RSI 47.8 MACD 9.54 Volume 65,594 Avg Vol 1Wk 75,801
Low price 1,925 ₹ High price 2,799 ₹ PEG Ratio 1.00 Debt to equity 0.01
52w Index 20.4 % Qtr Profit Var -69.9 % EPS 87.4 ₹ Industry PE 26.6

Core Financials:

IndiaMART shows strong fundamentals with ROE at 21.8% and ROCE at 28.6%, reflecting high efficiency. EPS is solid at ₹87.4, though quarterly PAT dropped sharply (₹69.6 Cr vs ₹206 Cr, -69.9%), indicating earnings volatility. Debt-to-equity is very low at 0.01, highlighting a strong balance sheet.

Valuation:

Stock P/E of 24.1 is slightly below industry average (26.6), suggesting fair valuation. PEG ratio of 1.00 indicates balanced growth expectations. Price-to-book is ~5.0, moderately expensive but justified by strong fundamentals. Dividend yield of 1.43% provides income support.

Business Model & Health:

IndiaMART operates as a leading B2B e-commerce marketplace, benefiting from digital adoption and SME participation. Competitive advantage lies in its strong brand, wide network, and asset-light model. However, earnings volatility and reduced DII interest limit upside potential.

Entry Zone:

Ideal entry zone: ₹1,950–₹2,050. Current price ₹2,104 is near fair entry. Long-term holding is viable given strong fundamentals, but investors should monitor earnings stability.

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Positive

- Strong ROE (21.8%) and ROCE (28.6%)

- Debt-to-equity very low (0.01)

- EPS robust at ₹87.4

- Dividend yield of 1.43%

- FII holdings increased (+0.89%)

Limitation

- Quarterly PAT contraction (-69.9%)

- DII holdings reduced (-2.87%)

- Price-to-book (~5.0) moderately expensive

- RSI 47.8 indicates mild bearish momentum

Company Negative News

- Sharp decline in quarterly PAT

- Reduced DII confidence (-2.87%)

Company Positive News

- Strong fundamentals with high ROE/ROCE

- FII confidence improved (+0.89%)

- Technical indicators show mild bullish crossover (MACD 9.54)

Industry

E-commerce and B2B marketplace sector trades at industry P/E of 26.6, supported by digital adoption and SME growth. IndiaMART trades near fair value, offering strong fundamentals but facing earnings volatility.

Conclusion

IndiaMART is fundamentally strong with excellent efficiency and low debt. Rating: 3.9. Entry near ₹1,950–₹2,050 is preferable. Long-term holding is justified by strong fundamentals, but investors should monitor earnings volatility. Exit strategy around ₹2,700–₹2,800 if fundamentals stagnate.

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