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INDIAMART - Fundamental Analysis: Financial Health & Valuation

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Rating: 3.8

Last Updated Time : 25 May 26, 01:36 am

Fundamental Rating: 3.8

Stock Code INDIAMART Market Cap 12,182 Cr. Current Price 2,025 ₹ High / Low 2,799 ₹
Stock P/E 23.2 Book Value 423 ₹ Dividend Yield 1.47 % ROCE 28.6 %
ROE 21.8 % Face Value 10.0 ₹ DMA 50 2,080 ₹ DMA 200 2,227 ₹
Chg in FII Hold 0.89 % Chg in DII Hold -2.87 % PAT Qtr 69.6 Cr. PAT Prev Qtr 206 Cr.
RSI 46.7 MACD -31.8 Volume 51,348 Avg Vol 1Wk 74,582
Low price 1,911 ₹ High price 2,799 ₹ PEG Ratio 0.97 Debt to equity 0.01
52w Index 12.9 % Qtr Profit Var -69.9 % EPS 87.4 ₹ Industry PE 25.5

📊 Financials: IndiaMART reports quarterly PAT of ₹69.6 Cr, down sharply from ₹206 Cr, reflecting earnings pressure (-69.9%). ROE at 21.8% and ROCE at 28.6% are strong, showing efficient capital use. Debt-to-equity ratio of 0.01 highlights a near debt-free balance sheet, ensuring financial stability. EPS of ₹87.4 supports profitability, though recent profit decline raises caution.

💹 Valuation: P/E ratio of 23.2 is slightly below industry average (25.5), suggesting fair valuation. Book value of ₹423 vs current price ₹2,025 shows the stock trades at a premium. PEG ratio of 0.97 indicates growth prospects are reasonably priced. Dividend yield of 1.47% provides moderate income support. Intrinsic value appears aligned with current market price, offering balanced risk-reward.

🏦 Business Model: IndiaMART operates as India’s leading B2B e-commerce marketplace, connecting buyers and suppliers across industries. Its competitive advantage lies in strong brand recognition, wide supplier network, and digital-first approach. However, earnings volatility and dependence on subscription revenues limit stability.

📈 Entry Zone: Attractive entry near ₹1,950–2,000, closer to support levels. Current price reflects fair valuation. Long-term holding is viable given strong ROE, debt-free status, and market leadership, provided earnings stabilize.

Positive

  • ✅ Strong ROE (21.8%) and ROCE (28.6%).
  • ✅ Near debt-free balance sheet (Debt-to-equity 0.01).
  • ✅ Dividend yield of 1.47% provides income support.

Limitation

  • ⚠️ Quarterly PAT declined sharply (-69.9%).
  • ⚠️ Premium valuation vs book value (₹423 vs ₹2,025).
  • ⚠️ Earnings volatility raises investor caution.

Company Negative News

  • 📉 Profit decline from ₹206 Cr to ₹69.6 Cr.
  • 📉 DII holdings decreased (-2.87%), showing reduced domestic institutional confidence.

Company Positive News

  • 📈 FII holdings increased (+0.89%), reflecting foreign investor interest.
  • 📈 Strong brand recognition and market leadership in B2B e-commerce.

Industry

  • 🌐 E-commerce sector trades at average P/E of 25.5, close to IndiaMART’s valuation.
  • 🌐 Rising digital adoption supports long-term growth.
  • 🌐 Sector faces challenges from competition and subscription-based revenue models.

Conclusion

🔎 IndiaMART is financially stable with strong ROE, ROCE, and near debt-free status. However, sharp profit decline and premium valuation limit upside potential. Entry near ₹1,950–2,000 offers better risk-reward balance. Long-term holding is suitable if earnings stabilize and digital adoption continues to drive growth.

For a sharper comparison, we could look at Justdial or Info Edge to highlight differences in profitability and valuation across Indian digital marketplace leaders.

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