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IGIL - Fundamental Analysis: Financial Health & Valuation

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Rating: 4.1

Last Updated Time : 25 May 26, 01:36 am

Fundamental Rating: 4.1

Stock Code IGIL Market Cap 16,061 Cr. Current Price 372 ₹ High / Low 442 ₹
Stock P/E 27.6 Book Value 60.0 ₹ Dividend Yield 0.65 % ROCE 30.7 %
ROE 23.2 % Face Value 2.00 ₹ DMA 50 340 ₹ DMA 200 346 ₹
Chg in FII Hold -1.01 % Chg in DII Hold 0.94 % PAT Qtr 174 Cr. PAT Prev Qtr 132 Cr.
RSI 63.0 MACD 0.44 Volume 58,54,298 Avg Vol 1Wk 21,91,312
Low price 287 ₹ High price 442 ₹ PEG Ratio 0.89 Debt to equity 0.01
52w Index 54.4 % Qtr Profit Var 25.2 % EPS 13.5 ₹ Industry PE 21.0

📊 Core Financials: IGIL demonstrates strong fundamentals with ROCE at 30.7% and ROE at 23.2%, reflecting efficient capital utilization. Debt-to-equity ratio of 0.01 highlights a virtually debt-free balance sheet. Quarterly PAT of ₹174 Cr. improved from ₹132 Cr., showing healthy growth. EPS of ₹13.5 supports earnings consistency.

💰 Valuation Indicators: Current P/E of 27.6 is above the industry average of 21.0, suggesting slight overvaluation. P/B ratio of ~6.2 (372/60) indicates premium pricing. PEG ratio of 0.89 suggests growth is reasonably priced. Dividend yield of 0.65% provides modest income return. Intrinsic value appears close to current levels, indicating fair valuation.

🏢 Business Model & Competitive Advantage: IGIL operates with a diversified business model, leveraging efficiency and scale. Its competitive advantage lies in strong profitability, low debt, and consistent growth. Institutional interest remains steady, though FII holdings have declined slightly.

📈 Entry Zone: RSI at 63.0 indicates mildly overbought conditions, while MACD positive suggests momentum. Current price of ₹372 is near support (~₹340). Entry between ₹340–₹360 may be favorable for long-term investors.

Long-Term Holding Guidance: Strong fundamentals, low debt, and consistent profitability make IGIL a solid candidate for long-term holding. Slight overvaluation warrants cautious entry, but overall health supports compounding potential.


Positive

  • 🌟 High ROCE (30.7%) and ROE (23.2%)
  • 🌟 Virtually debt-free (Debt-to-equity 0.01)
  • 🌟 Strong quarterly PAT growth (₹132 Cr. → ₹174 Cr.)
  • 🌟 PEG ratio of 0.89 indicates reasonable growth valuation

Limitation

  • ⚠️ P/E (27.6) above industry average (21.0)
  • ⚠️ RSI at 63.0 suggests mildly overbought conditions
  • ⚠️ Dividend yield of 0.65% is modest

Company Negative News

  • 📉 Decline in FII holding (-1.01%)

Company Positive News

  • 📈 Increase in DII holding (+0.94%)
  • 📈 Strong quarterly profit growth (+25.2%)

Industry

  • 🌐 Industry P/E at 21.0 reflects moderate valuation
  • 🌐 Sector growth supported by strong demand trends
  • 🌐 IGIL positioned well with efficient capital use

Conclusion

✅ IGIL shows strong fundamentals, efficient capital returns, and low debt. Entry between ₹340–₹360 is favorable for long-term investors. While slightly overvalued, its profitability and growth momentum make it a reliable candidate for wealth compounding.

Would you like me to also compare IGIL with peers such as IGL or MGL to highlight sector positioning?

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