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HAVELLS - Fundamental Analysis: Financial Health & Valuation

Last Updated Time : 20 Dec 25, 11:15 pm

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Fundamental Rating: 3.8

Stock Code HAVELLS Market Cap 88,722 Cr. Current Price 1,414 ₹ High / Low 1,727 ₹
Stock P/E 60.1 Book Value 138 ₹ Dividend Yield 0.71 % ROCE 25.6 %
ROE 19.0 % Face Value 1.00 ₹ DMA 50 1,452 ₹ DMA 200 1,522 ₹
Chg in FII Hold -2.31 % Chg in DII Hold 2.17 % PAT Qtr 317 Cr. PAT Prev Qtr 352 Cr.
RSI 40.1 MACD -16.0 Volume 2,29,960 Avg Vol 1Wk 4,10,864
Low price 1,360 ₹ High price 1,727 ₹ PEG Ratio 7.64 Debt to equity 0.03
52w Index 14.8 % Qtr Profit Var 16.5 % EPS 23.5 ₹ Industry PE 28.0

📊 Core Financials:

- Quarterly PAT at ₹317 Cr vs ₹352 Cr previously shows slight decline.

- Strong profitability with ROCE at 25.6% and ROE at 19.0%.

- Debt-to-equity ratio at 0.03 → virtually debt-free.

- Cash flows remain stable, supported by consistent earnings.

💹 Valuation Indicators:

- Current P/E: 60.1 vs Industry P/E: 28.0 → significantly overvalued.

- P/B ratio: ~10.2 (₹1414 / ₹138) → expensive.

- PEG ratio: 7.64 → stretched valuation relative to growth.

- Intrinsic value appears lower than CMP, suggesting premium pricing.

🏢 Business Model & Competitive Advantage:

- Havells is a leader in consumer electricals, appliances, and lighting.

- Strong distribution network, brand recall, and diversified product portfolio.

- Market cap of ₹88,722 Cr reflects scale and leadership in the sector.

📈 Entry Zone & Long-Term Guidance:

- CMP ₹1414 is below DMA 50 (₹1452) and DMA 200 (₹1522), indicating weakness.

- RSI at 40.1 and MACD negative → near oversold zone.

- Suggested entry zone: ₹1360–₹1400.

- Long-term holding recommended due to strong fundamentals, but valuation risk persists.

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Conclusion

⚖️ Havells is financially strong with excellent return ratios and negligible debt. However, valuations are stretched with a high P/E and PEG ratio. Entry is favorable near ₹1360–₹1400 for long-term investors, but caution is advised due to premium pricing. Strong fundamentals support holding for long-term wealth creation.

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