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HAVELLS - Fundamental Analysis: Financial Health & Valuation

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Rating: 4.1

Last Updated Time : 19 Mar 26, 07:10 pm

Fundamental Rating: 4.1

Stock Code HAVELLS Market Cap 84,509 Cr. Current Price 1,348 ₹ High / Low 1,674 ₹
Stock P/E 55.4 Book Value 138 ₹ Dividend Yield 0.74 % ROCE 25.6 %
ROE 19.0 % Face Value 1.00 ₹ DMA 50 1,374 ₹ DMA 200 1,456 ₹
Chg in FII Hold -1.32 % Chg in DII Hold 1.18 % PAT Qtr 335 Cr. PAT Prev Qtr 317 Cr.
RSI 47.0 MACD -15.2 Volume 11,67,242 Avg Vol 1Wk 11,10,149
Low price 1,250 ₹ High price 1,674 ₹ PEG Ratio 7.03 Debt to equity 0.03
52w Index 23.2 % Qtr Profit Var 18.4 % EPS 23.8 ₹ Industry PE 36.0

📊 Core Financials

  • Quarterly PAT rose from ₹317 Cr. to ₹335 Cr. (~6% sequential growth, ~18.4% YoY growth).
  • ROE: 19.0% → strong profitability.
  • ROCE: 25.6% → efficient capital utilization.
  • Debt-to-equity: 0.03 → virtually debt-free, strong financial health.
  • Dividend Yield: 0.74% → modest but consistent shareholder returns.

💹 Valuation Indicators

  • P/E Ratio: 55.4 vs Industry PE 36.0 → trading at a premium.
  • P/B Ratio: 9.8 (Current Price ₹1,348 / Book Value ₹138) → expensive relative to assets.
  • PEG Ratio: 7.03 → valuation stretched compared to earnings growth.
  • Intrinsic Value: Current price above fair value, limited upside in near term.

🏢 Business Model & Competitive Advantage

  • Havells is a leading electrical equipment and consumer durable company.
  • Strong product portfolio: cables, switchgear, lighting, appliances, and fans.
  • Competitive advantage: Brand strength, wide distribution network, and diversified product base.

📈 Entry Zone & Long-Term Guidance

  • Entry Zone: Attractive near ₹1,250–₹1,300 (close to 52-week low, RSI at 47 indicates neutral momentum).
  • Long-Term Holding: Suitable for investors seeking exposure to India’s consumer durables and electrical growth story, though valuations are currently stretched.


✅ Positive

  • Strong profitability with ROE of 19% and ROCE of 25.6%.
  • Debt-free balance sheet ensures financial stability.
  • Quarterly PAT growth of ~18.4% YoY shows operational strength.

⚠️ Limitation

  • High P/E ratio (55.4) compared to industry average.
  • PEG ratio indicates valuation is stretched relative to growth.
  • FII holdings decreased (-1.32%), showing reduced foreign investor confidence.

📉 Company Negative News

  • Stock trading below 200 DMA (₹1,456), indicating long-term bearish trend.
  • MACD at -15.2 signals weak technical momentum.

📈 Company Positive News

  • Quarterly PAT increased from ₹317 Cr. to ₹335 Cr.
  • DII holdings increased (+1.18%), reflecting domestic institutional confidence.

🌐 Industry

  • Consumer durables and electrical industry PE at 36.0, lower than Havells’ 55.4, showing sector-wide undervaluation compared to Havells.
  • Industry growth driven by urbanization, rising disposable incomes, and demand for premium electrical products.

🔎 Conclusion

  • Havells is fundamentally strong with excellent profitability and virtually no debt.
  • However, valuations are stretched, limiting near-term upside.
  • Best strategy: Accumulate near ₹1,250–₹1,300 and hold long-term to benefit from India’s consumer durables and electrical growth story.

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