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CEATLTD - Fundamental Analysis: Financial Health & Valuation

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Rating: 4.2

Last Updated Time : 19 Mar 26, 07:10 pm

Fundamental Rating: 4.2

Stock Code CEATLTD Market Cap 14,374 Cr. Current Price 3,554 ₹ High / Low 4,438 ₹
Stock P/E 20.4 Book Value 1,119 ₹ Dividend Yield 0.84 % ROCE 15.8 %
ROE 12.2 % Face Value 10.0 ₹ DMA 50 3,680 ₹ DMA 200 3,607 ₹
Chg in FII Hold 0.71 % Chg in DII Hold -0.57 % PAT Qtr 235 Cr. PAT Prev Qtr 202 Cr.
RSI 48.0 MACD -82.4 Volume 1,27,785 Avg Vol 1Wk 2,96,932
Low price 2,322 ₹ High price 4,438 ₹ PEG Ratio 0.21 Debt to equity 0.69
52w Index 58.2 % Qtr Profit Var 145 % EPS 156 ₹ Industry PE 24.8

📊 Financial Overview

  • Revenue & Profitability: Quarterly PAT rose from 202 Cr. to 235 Cr., showing strong growth momentum. EPS at 156 ₹ reflects solid earnings power.
  • Margins & Returns: ROE at 12.2% is moderate, while ROCE at 15.8% indicates decent efficiency.
  • Debt Profile: Debt-to-equity ratio of 0.69 is manageable, reflecting controlled leverage.
  • Cash Flow: Consistent profitability supports healthy cash generation, with dividend yield at 0.84% adding shareholder value.

💹 Valuation Indicators

  • P/E Ratio: 20.4 vs Industry PE of 24.8 → slightly undervalued relative to peers.
  • P/B Ratio: Current Price 3,554 ₹ vs Book Value 1,119 ₹ → P/B ~3.17, reasonable for manufacturing sector.
  • PEG Ratio: 0.21 → suggests attractive valuation given growth prospects.
  • Intrinsic Value: Appears undervalued compared to industry benchmarks, offering entry potential.

🏢 Business Model & Competitive Advantage

  • CEAT Ltd. is a leading tire manufacturer with strong presence in passenger, commercial, and specialty segments.
  • Competitive advantage lies in brand recognition, diversified product portfolio, and distribution network.
  • Operational efficiency and controlled leverage strengthen long-term sustainability.

📈 Technical & Entry Zone

  • Stock trading at 3,554 ₹, below 50 DMA (3,680 ₹) and 200 DMA (3,607 ₹).
  • RSI at 48.0 indicates neutral momentum; MACD negative suggests short-term weakness.
  • Entry Zone: Attractive between 3,450–3,550 ₹ for accumulation, with long-term holding potential.

✅ Positive

  • Strong EPS (156 ₹) and quarterly PAT growth.
  • PEG ratio of 0.21 indicates undervaluation relative to growth.
  • Controlled leverage with debt-to-equity at 0.69.

⚠️ Limitation

  • ROE at 12.2% is moderate compared to industry leaders.
  • Dividend yield at 0.84% is relatively low.

📉 Company Negative News

  • No major recent negative news, but slight decline in DII holdings (-0.57%) reflects cautious sentiment.

📈 Company Positive News

  • Quarterly PAT growth from 202 Cr. to 235 Cr. highlights operational strength.
  • Increase in FII holdings (+0.71%) signals foreign institutional confidence.

🏭 Industry

  • Tire industry benefits from rising automotive demand and infrastructure growth.
  • Industry PE at 24.8 indicates sector growth potential.
  • Competition from global and domestic tire manufacturers remains a challenge.

🔮 Conclusion

  • CEATLTD shows strong fundamentals with undervaluation relative to peers and consistent profit growth.
  • Moderate ROE and low dividend yield are limitations, but manageable given growth prospects.
  • Recommendation: Accumulate in the 3,450–3,550 ₹ range for long-term holding, targeting growth aligned with automotive sector expansion.

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