⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.
AXISBANK - Fundamental Analysis: Financial Health & Valuation
Back to ListFundamental Rating: 3.8
| Stock Code | AXISBANK | Market Cap | 4,18,932 Cr. | Current Price | 1,356 ₹ | High / Low | 1,418 ₹ |
| Stock P/E | 17.1 | Book Value | 634 ₹ | Dividend Yield | 0.07 % | ROCE | 6.95 % |
| ROE | 16.0 % | Face Value | 2.00 ₹ | DMA 50 | 1,279 ₹ | DMA 200 | 1,202 ₹ |
| Chg in FII Hold | 0.69 % | Chg in DII Hold | -0.22 % | PAT Qtr | 6,490 Cr. | PAT Prev Qtr | 5,090 Cr. |
| RSI | 60.7 | MACD | 21.1 | Volume | 1,06,07,305 | Avg Vol 1Wk | 1,16,77,330 |
| Low price | 978 ₹ | High price | 1,418 ₹ | PEG Ratio | 0.65 | Debt to equity | 7.52 |
| 52w Index | 85.8 % | Qtr Profit Var | 2.95 % | EPS | 79.0 ₹ | Industry PE | 15.5 |
📊 Core Financials
- Revenue & Profitability: Quarterly PAT rose to 6,490 Cr. from 5,090 Cr., showing strong growth. EPS stands at 79.0 ₹.
- Margins: ROCE at 6.95% is modest, while ROE at 16.0% reflects healthy profitability.
- Debt: Debt-to-equity ratio of 7.52 is high, typical for banks, but supported by strong earnings.
- Cash Flow: Consistent profitability supports strong operational cash generation.
💹 Valuation Indicators
- P/E Ratio: 17.1, slightly above industry average of 15.5, suggesting fair valuation.
- P/B Ratio: Current price (1356 ₹) vs. book value (634 ₹) shows moderate premium.
- PEG Ratio: 0.65, indicating growth potential relative to valuation.
- Intrinsic Value: Current market price appears fairly valued with scope for upside.
🏢 Business Model & Competitive Advantage
- Strong presence in retail and corporate banking with diversified offerings.
- Robust digital banking infrastructure and customer base.
- Healthy profitability metrics and scale advantage in Indian banking sector.
📈 Entry Zone & Long-Term Guidance
- Entry Zone: Attractive accumulation range lies between 1,250–1,300 ₹, given fair valuation and sector strength.
- Long-Term Holding: Suitable for investors seeking exposure to Indian banking growth, with potential for compounding returns.
✅ Positive
- Quarterly PAT growth from 5,090 Cr. to 6,490 Cr. shows strong earnings momentum.
- ROE at 16.0% reflects healthy profitability.
- PEG ratio of 0.65 highlights growth potential relative to valuation.