ANGELONE - Fundamental Analysis: Financial Health & Valuation

Last Updated Time : 19 Sept 25, 2:16 pm

Fundamental Rating: 4.1

Here’s a detailed breakdown of Angel One Ltd (ANGELONE)

🧾 Core Financials

Profitability & Growth

PAT dropped from ₹180 Cr to ₹134 Cr — a 55% decline, likely due to market cyclicality or cost pressures.

EPS: ₹117 — strong, supporting valuation.

ROE: 28.3% and ROCE: 26.3% — excellent return metrics, indicating efficient capital deployment.

Debt & Liquidity

Debt-to-equity: 0.61 — moderate leverage, acceptable for a financial services firm.

Dividend Yield: 2.12% — attractive for income-focused investors.

📊 Valuation Indicators

Metric Value Industry Avg Remarks

P/E Ratio 19.5 15.9 Slight premium, but justified by ROE

P/B Ratio ~3.65 ~2.5 Fairly valued

PEG Ratio 0.76 ~1 Undervalued relative to growth

Intrinsic Value ~₹2,400–₹2,600 — Slightly undervalued

PEG < 1 and strong ROE suggest valuation is attractive, especially for long-term investors.

🏢 Business Model & Competitive Edge

Core Operations: Retail broking, wealth management, and digital financial services.

Strengths

Tech-driven platform with strong client acquisition and engagement.

Rising FII (+1.61%) and DII (+2.16%) interest reflect institutional confidence.

Risks

Profit volatility due to market-linked revenue.

RSI at 39.0 and MACD at -85.2 suggest weak momentum and possible near-term pressure.

📉 Technical & Entry Zone

Current Price: ₹2,265

DMA 50/200: ₹2,477 / ₹2,581 — trading below key averages.

RSI: 39.0 — approaching oversold.

MACD: -85.2 — bearish momentum.

Suggested Entry Zone: ₹2,000–₹2,200 range, ideally near 52-week low of ₹1,941 or below intrinsic value.

🕰️ Long-Term Holding Guidance

Hold if already invested, especially for exposure to India’s retail investing boom.

Good for fresh entry on dips below ₹2,200.

Ideal for long-term only if

PAT growth resumes above 15% CAGR.

ROE sustains above 25% and PEG remains below 1.

Would you like a peer comparison with ICICI Securities or a breakdown of Angel One’s client growth and AUM trends?

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