⚠ Disclaimer: This report is generated using AI tools and is for informational purposes only. It does not constitute investment advice. Please consult a registered financial advisor before making any investment decisions.
ANGELONE - Fundamental Analysis: Financial Health & Valuation
Back to ListFundamental Rating: 4.1
| Stock Code | ANGELONE | Market Cap | 21,461 Cr. | Current Price | 236 ₹ | High / Low | 328 ₹ |
| Stock P/E | 25.2 | Book Value | 64.2 ₹ | Dividend Yield | 2.03 % | ROCE | 26.3 % |
| ROE | 28.3 % | Face Value | 1.00 ₹ | DMA 50 | 242 ₹ | DMA 200 | 251 ₹ |
| Chg in FII Hold | -0.66 % | Chg in DII Hold | 3.24 % | PAT Qtr | 301 Cr. | PAT Prev Qtr | 236 Cr. |
| RSI | 51.0 | MACD | -8.87 | Volume | 2,73,09,799 | Avg Vol 1Wk | 1,46,27,890 |
| Low price | 206 ₹ | High price | 328 ₹ | PEG Ratio | 0.99 | Debt to equity | 0.76 |
| 52w Index | 24.8 % | Qtr Profit Var | 0.00 % | EPS | 9.39 ₹ | Industry PE | 17.2 |
📊 Financials
- Revenue & Profitability: PAT improved from ₹236 Cr. to ₹301 Cr., showing strong earnings momentum. EPS at ₹9.39 is modest but consistent.
- Margins & Returns: ROCE at 26.3% and ROE at 28.3% are excellent, reflecting strong efficiency and profitability.
- Debt & Liquidity: Debt-to-equity ratio of 0.76 indicates moderate leverage, manageable but worth monitoring.
- Cash Flow: Dividend yield of 2.03% provides attractive shareholder returns.
💹 Valuation
- P/E Ratio: 25.2 vs Industry PE of 17.2 — trading at a premium valuation.
- P/B Ratio: Current price ₹236 vs Book Value ₹64.2 — ~3.7x book value, moderately expensive.
- PEG Ratio: 0.99 — indicates fair valuation relative to growth.
- Intrinsic Value: Current price is slightly above fair value, offering limited margin of safety.
🏢 Business Model & Competitive Advantage
- Operates in financial services and brokerage, benefiting from rising retail participation in capital markets.
- High ROCE and ROE reflect operational excellence and strong competitive positioning.
- Moderate debt levels are manageable, but leverage should be monitored.
📈 Entry Zone & Long-Term Guidance
- Entry Zone: Attractive accumulation range between ₹220 – ₹235, near its support levels.
- Long-Term Holding: Strong fundamentals and industry tailwinds make it a good candidate for long-term holding. Accumulate on dips for sustained growth.
✅ Positive
- Excellent ROCE (26.3%) and ROE (28.3%) highlight superior efficiency.
- Dividend yield of 2.03% provides attractive shareholder returns.
- DII holdings increased by 3.24%, showing strong domestic institutional confidence.
⚠️ Limitation
- Valuation multiples (P/E, P/B) suggest overvaluation compared to industry peers.
- Debt-to-equity ratio of 0.76 indicates moderate leverage.
- EPS remains modest relative to price levels.
📉 Company Negative News
- FII holdings declined by 0.66%, showing reduced foreign investor confidence.
- MACD at -8.87 indicates weak technical momentum.
📈 Company Positive News
- Quarterly PAT growth highlights strong earnings trajectory.
- DII holdings increased significantly, showing confidence from domestic institutions.
- High trading volumes reflect strong investor interest.
🏭 Industry
- Financial services sector benefits from rising retail participation and capital market growth.
- Industry PE at 17.2 is lower than company’s valuation, highlighting premium pricing for ANGELONE.
🔎 Conclusion
ANGELONE demonstrates strong fundamentals with excellent efficiency, consistent earnings growth, and attractive dividend yield. However, valuations are stretched and moderate debt levels require monitoring. Best strategy: accumulate near ₹220–₹235 and hold for long-term gains, leveraging industry growth and the company’s strong competitive positioning.