UTI Flexi Cap Fund Direct-Growth
Benchmark: NIFTY 500 TRI · Inception: 01/08/2005 · NAV: ₹327.57 (04/09/2026)
AUM: ₹24036 Cr · Expense Ratio: 1.67% · Riskometer: Very High
1.2
★☆☆☆☆
Avoid / Switch
Analyst Insight
UTI Flexi Cap Fund carries an overall rating of 1.2/5 (Avoid / Switch), lagging category peers within the Flexi Cap category. Its alpha of -1.78 underperformss the category average of 3.35, suggesting room for improvement in active management. The Sharpe ratio of 0.29 sits below the category mean of 4.09, while volatility (std dev 14.70%) is higher than peers (12.05%), indicating relatively higher volatility. With a 5-year CAGR of 4.63% and expense ratio of 1.67%, investors may find stronger risk-adjusted alternatives in this category.
Rating
1/5
Risk Rating
4/5
Return Rating
1/5
Overall Rating
1.2/5
Alpha vs Cat
-1.78 / 3.35
Sharpe vs Cat
0.29 / 4.09
Beta vs Cat
0.88 / 0.60
Std Dev vs Cat
14.70 / 12.05
Return Track Record
| Period | CAGR |
|---|---|
| 1Y | -0.20% |
| 3Y | 8.22% |
| 5Y | 4.63% |
| 10Y | 11.10% |
| Since Launch | 12.22% |
Risk & Return Scores
Sharpe Score1/5
Sortino Score1/5
SD Score3/5
ETM Risk Score2/5
ETM Return Score2/5
Portfolio Allocation
Large Cap 60.2% Mid Cap 27.1% Small Cap 12.7% Debt 0.2%
Strengths
- No notable strengths identified
Watch Points
- ⚠️ Alpha -1.78 below category avg 3.35
- ⚠️ Higher volatility 14.70% vs peers 12.05%
- ⚠️ Low Rating 1/5
- ⚠️ Negative 1Y return (-0.20%) — recent underperformance
- ⚠️ High expense ratio 1.67% (above 1%)